Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
Free Onward Travel for 12 months when you choose National Recovery
LV Breakdown Insurance
If you need to be somewhere your vehicle having a breakdown leaving you by the roadside can make for a trying and sometimes expensive experience, by having the correct level of breakdown cover in place though you may be able to make the process easier and get on the go again more quickly. It’s important to remember that there are many different providers of breakdown cover, which includes LV breakdown insurance. To help you decide which might be the right choice for you, you could check out the comparison table above to view a selection of different breakdown providers and click the links to get quotes.
LV breakdown insurance features
- 43 minute average response time
- 4 out of 5 cars fixed at the roadside
- Five levels of cover so you only pay for what you need
- No call out charges
- 24 hour breakdown assistance number
- Access to over 3,000 breakdown experts
- 5 Star rated by Defaqto for our UK Recovery & Home Assist and UK & European Assist cover
- Friendly UK only call centres
- Caravan and trailer recovery
- Anyone driving the nominated vehicle is covered as long as they have permission to use it
- Personal cover options
LV breakdown insurance offers 5 levels of cover:
Roadside Assist
This level of cover will provide you with cover for breakdowns that occur more than a quarter of a mile from your registered home address, if your vehicle cannot be repaired at the roadside then you will be provided recovery up to 10 miles from the location of the breakdown.
Roadside & Home Assist
This package offers you all of the features of the Roadside Assist package, but if your car doesn’t start at home or within a quarter of a mile radius of your registered home address you will still be covered.
UK Recovery
LV’s UK Recovery option offers you the benefits of their standard Roadside Assist package but you can be recovered to anywhere in the United Kingdom if they cannot fix your vehicle by the end of the day.
UK Recovery & Home Assist
This option offers; Home Assistance, Roadside assistance, Recovery to anywhere in the UK and onward travel options which could mean the provision of a hire car, alternative transport or overnight accommodation to keep you moving.
UK & European Assist
If you are going to be driving in the UK as well as other parts of Europe you might want to consider this package which includes European assistance, this could mean having the same cover as the UK Recovery & Home assist package, but also within Europe which could include vehicle repatriation.
Personal cover
In addition to the 5 packages LV also give you the option of paying extra for a personal cover policy, this means instead of a named vehicle being granted the breakdown policy you and your partner would be covered for any private vehicle breakdown as long as you’re a driver or a passenger of it at the time of breakdown.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available