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Medical Insurance and Gym Membership

If you are an active person who enjoys regular exercise, it may be a good idea to purchase a medical insurance policy that enables you to get up to 50% off your gym membership.  We all know how important it is to maintain our personal health and fitness.

Insurance companies do not want their customers to claim because this is the way they lose the most money. The insurance industry is notorious for being a high risk area of the financial world and insurance providers usually prefer to offer insurance for people who do not smoke and who take regular exercise.

To find a deal as specific as the one outlined above, you will have to shop around and really get a feel for what is being offered right now. The comparison table below is a great way of getting medical insurance quotes from different providers.

Insurance companies tend to offer incentives to deter people from living unhealthy lifestyles within thier medical insurance quotes, but they do this predominantly because they do not want to pay out claims for people who live unhealthily. It is, in other words, in their own interests to stop people from smoking, abusing drugs and alcohol and to promote regular exercise.

The World Health Organisation states that if you have a Body Mass Index (BMI) that is higher than 30kg, you are clinically obese. In the UK in 2009 22% of men and 24% of women aged 16 and over were classified as obese.

Purchasing medical insurance may be a valid option for you if you fear you are or you are becoming clinically obese. Some policy providers do offer up to 50% off gym membership with their medical insurance, making exercise an enjoyable and less expensive activity for the majority of people.

However, you may need to prove to your insurance provider that you are regularly using your gym membership in order to keep your insurance policy. You should conduct thorough research into which insurance policy best suits you in order to find the most appropriate plan.