Medical Insurance Coverage for the EU

Compare Medical Insurance Providers That Cover The EU

Living in the EU and Require Medical Insurance?

Medical Insurance Quotes In the EU
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

Medical Insurance Cover In The EU

The extent to which a private UK medical insurance policy would cover you in the EU is dependent on the coverage the individual insurance policy you take out, as the variance in detail can be substantial. 

There are some UK insurance providers who will offer their customers a fairly limited overseas coverage, subject to a number of stringent conditions. This coverage is sometimes, but not always, inclusive of any necessary repatriation costs. However, there are also providers of private medical insurance who will not offer any form of coverage for medical treatments received in the EU or overseas. 

We have elaborated on a few concepts you should consider under the first of our easy to use product comparison tables below. To begin getting medical insurance quotes from providers, simply follow the links in the table.

If you think that you may require medical insurance coverage in the EU, you might want to make yourself aware of whether or not any potential policies will meet your individual requirements.

Travel Insurance
The general consensus from UK insurance providers regarding medical insurance coverage in the EU is that, alongside your UK medical insurance policy, you may want to purchase travel insurance if you were to go abroad.  This could prove to be useful in helping to cover the costs of any necessary medical treatments that you may have whilst in the EU. 

Furthermore, UK residents are entitled to a free European Health Insurance Card (EHIC) which will entitle you to reduced rate, or sometimes free, healthcare when in the EU, but this should not be seen as a suitable replacement for travel insurance.

Global Insurance
If you are looking for cover on more of a long term basis, there are also medical insurance providers who will give insurance quotes for global medical coverage, with the option to purchase medical insurance for Europe.

Holiday in the EU and require Short Term Medical Insurance?

See below for a selection of travel insurance providers

Compare Travel Insurance Deals
ProviderOnline DiscountMedical CoverSpecial Features 
n/aUp to £20 millionDefaqto 5 Star Travel Insurance from Admiral. Single, Annual, Winter Sports, Golf or Cruise. Choose the cover to suit you. Choose from Admiral, Admiral Gold or Admiral Platinum Cover.24‑hour emergency helpline Get Quotes >
n/aUp to £10 millionUp to £10,000,000 emergency medical cover, up to £5,000 cancellation cover and kennel/cattery fees paid, up to £750 lost or stolen passport, up to £50,000 legal expenses, cover for lost or stolen money. Winter sports and golf club cover available for additional premiumGet Quotes >
10%up to £10 million10% online discount on LV= Travel insurance. Choose from Essential or 5 Star Defaqto rated Premier cover which offers up to £10,000 cancellation cover, all pre-existing medical conditions considered, no upper age limit for single trips, cruise cover automatically included on annual policies. You can choose to add cover for baggage and winter sports.Get Quotes >
n/aup to £15 millionAward winning Single Trip Travel Cover - Kids Go FREE - Airline Failure Insurance includedGet Quotes >
n/aup to £10 millionNo Age Limits. Specialise in offering competitive travel cover for people with pre existing medical conditions and over 65s. Also cover travelling companions on the same policy. Get Quotes >