More Than Breakdown Cover

Compare More Than breakdown cover

More Than breakdown cover is an optional extra you can purchase on their vehicle insurance, you cannot however currently purchase it as a standalone product. There are however a wide range of breakdown cover polices available as a standalone product, you could check our comparison table below to view a selection of cover providers and click the links to get quotes:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

More Than breakdown cover


While More Thank breakdown cover is not currently available as a standalone product, there are still many options when it comes to breakdown cover. When looking for a policy something you may wish to consider include:

  • Cost
  • Average response time
  • How many call outs a year you are permitted
  • Customer reviews
  • Available 365 days of the 24 hours a day
  • Provision of alternative transport
  • Inclusion of home start cover
  • Benefits for members such as discounts in various shops and other businesses


Personal or vehicle cover


You will find that many providers of breakdown insurance give you the choice of a personal or vehicle policy:


  • Vehicle cover – With a vehicle breakdown insurance policy, you take out cover for a nominated vehicle. This means no matter who is driving the vehicle at the time of its breakdown (as long as they are legally permitted to do so) it will be covered by the breakdown policy. Some providers will let you take out cover for additional vehicles at a discounted cost.


  • Personal cover – Personal cover works by insuring the actual driver, so whatever privately registered vehicle they are driving, or are a passenger in with some policies, they will be covered if it breaks down (some insurers may put restrictions on how old a vehicle can be to be covered or on certain types of vehicle). Some providers offer household policies which allow a policy to cover up to 4 named individuals who live at the same address break down cover.


Types of cover

Although each provider of breakdown insurance varies, many providers offer cover in different price bands, so that you can tailor your policy to fit your needs, which may include:


Roadside assistance

Often the most basic and cheapest level of cover offered by an insurer, usually offers you with free roadside labour for a set period of time, if your vehicle cannot be repaired at the roadside you will be recovered to a nearby garage.



Home Assistance

The standard roadside package often states that you won’t be covered for breakdowns within a close distance, usually between a quarter or a mile and a mile, of your registered home address. A home assistance package will normally give you all the features of a roadside package as well as cover for breakdowns that happen close to your address or if your vehicle won’t start when leaving your registered address.



Onward Travel

If your vehicle cannot be fixed at the roadside or within a certain time period at a nearby garage an onward policy travel means that your cover provider may be able to help you continue your journey, this could include the provision of; a hire car, alternative transport costs or a hotel room for the night.



European Cover

If you’re planning on driving on the continent you may wish to consider a European breakdown cover policy which will cover you for locations outside of the UK within Europe.