Compare More Than Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
More Than Breakdown Cover
More Than breakdown cover is an optional extra you can purchase on their vehicle insurance, you cannot however currently purchase it as a standalone product. There are however a wide range of breakdown cover polices available as a standalone product, you could check our comparison table to view a selection of cover providers and click the links to get quotes.
More Than breakdown cover
While More Than breakdown cover is not currently available as a standalone product, there are still many options when it comes to breakdown cover. When looking for a policy something you may wish to consider include:
- Cost
- Average response time
- How many call outs a year you are permitted
- Customer reviews
- Available 365 days of the 24 hours a day
- Provision of alternative transport
- Inclusion of home start cover
- Benefits for members such as discounts in various shops and other businesses
Personal or vehicle cover
You will find that many providers of breakdown insurance give you the choice of a personal or vehicle policy:
- Vehicle cover – With a vehicle breakdown insurance policy, you take out cover for a nominated vehicle. This means no matter who is driving the vehicle at the time of its breakdown (as long as they are legally permitted to do so) it will be covered by the breakdown policy. Some providers will let you take out cover for additional vehicles at a discounted cost.
- Personal cover – Personal cover works by insuring the actual driver, so whatever privately registered vehicle they are driving, or are a passenger in with some policies, they will be covered if it breaks down (some insurers may put restrictions on how old a vehicle can be to be covered or on certain types of vehicle). Some providers offer household policies which allow a policy to cover up to 4 named individuals who live at the same address break down cover.
Types of cover
Although each provider of breakdown insurance varies, many providers offer cover in different price bands, so that you can tailor your policy to fit your needs, which may include:
Roadside assistance
Often the most basic and cheapest level of cover offered by an insurer, usually offers you with free roadside labour for a set period of time, if your vehicle cannot be repaired at the roadside you will be recovered to a nearby garage.
Home Assistance
The standard roadside package often states that you won’t be covered for breakdowns within a close distance, usually between a quarter or a mile and a mile, of your registered home address. A home assistance package will normally give you all the features of a roadside package as well as cover for breakdowns that happen close to your address or if your vehicle won’t start when leaving your registered address.
Onward Travel
If your vehicle cannot be fixed at the roadside or within a certain time period at a nearby garage an onward policy travel means that your cover provider may be able to help you continue your journey, this could include the provision of; a hire car, alternative transport costs or a hotel room for the night.
European Cover
If you’re planning on driving on the continent you may wish to consider a European breakdown cover policy which will cover you for locations outside of the UK within Europe.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available