Insure your mortgage repayments

There are different types of mortgage insurance:

  • Mortgage repayment insurance - this is where you insure your mortgage repayments in the event that you are unable to work due to sickness, injury or unemployment.
  • Mortgage life insurance - this is where you protect your life so in the event of your death your dependents will have funds to pay off any mortgage liability. As an add on you can opt for critical illness insurance which means that if you are diagnosed with a specified critical illness or condition there will be a payout made to you.

For mortgage repayment insurance see the tables below for quotes based on your requirements.

Short Term Mortgage Insurance - Online Quotes
ProviderType of InsuranceMaximum CoverSpecial FeaturesGet Quotes
Short Term Mortgage InsuranceUp to £2,000 per month or 65% of Gross Salary (whichever is lower)Price Beat Guarantee - Widest Cover - Online QuotesGet Quotes >
  • Price Beat Guarantee
  • New Mortgage or Re-mortgage
  • Benefit Period - 12 months
  • Maximum Benefit - £2,000 or 65% of gross salary (whichever is lower)
  • Bonus & Commission taken into account
  • No Initial Exclusion Period
  • FREE Cover - 3 Months 
  • Back to work support
  • No discrimination on age, postcode or being a smoker
  • Agency workers covered
  • Must be in full time work living in the UK, Channel Islands or Isle of Man and aged 18 or over
  • Must have been continuously employed for at least 6 months prior to policy start date
  • Must not be aware of any impending unemployment or aware of any circumstances that might lead to becoming a carer
  • Must not be subject to any on-going enquiry or disciplinary from an employer
  • Must not be convicted of any criminal offence
  • Must not be off work due to ill health 

For mortgage life insurance protection quotes please use our partner service below:

Life Insurance Service - FREE Review of Existing Cover
Quote ServicesLife Insurance QuotesCritical Illness Insurance QuotesIncome Protection QuotesFamily Income Benefit QuotesGet Quotes
YesYesYesYesGet Quotes >
  • Existing Health Conditions - Special Life & Mortgage Protection Insurance Quotes Service
  • FREE review of your existing life cover policies
  • Fill in one simple form and we will call you back
  • No obligation quote service
  • Get the right cover for your needs

With short term mortgage insurance repayment protection you could need financial protection to cover such things as:

  • Mortgage repayments
  • Utility bills
  • Council tax
  • Monthly shopping bills

.
The mortgage calculator may take into consideration certain variables including:

  • Type of cover e.g. accident and sickness only
  • The amount of cover you want
  • The deferment period i.e. when you want the cover to begin


We strongly advise you to compare different insurance quotes in terms of the cover and premiums they offer.