Mortgage Protection Insurance Against Unemployment

Compare Mortgage Protection Insurance Quotes

Get online quotes for mortgage insurance in the event of becoming unemployed. This cover will go towards protecting your repayments for a 12 month period in the event of you unexpectedly losing your job. Get online quotes today.

Short Term Mortgage Insurance - Online Quotes
ProviderType of InsuranceMaximum CoverSpecial FeaturesGet Quotes
Short Term Mortgage InsuranceUp to £2,000 per month or 65% of Gross Salary (whichever is lower)Price Beat Guarantee - Widest Cover - Online QuotesGet Quotes >
  • Price Beat Guarantee
  • New Mortgage or Re-mortgage
  • Benefit Period - 12 months
  • Maximum Benefit - £2,000 or 65% of gross salary (whichever is lower)
  • Bonus & Commission taken into account
  • No Initial Exclusion Period
  • FREE Cover - 3 Months 
  • Back to work support
  • No discrimination on age, postcode or being a smoker
  • Agency workers covered
  • Must be in full time work living in the UK, Channel Islands or Isle of Man and aged 18 or over
  • Must have been continuously employed for at least 6 months prior to policy start date
  • Must not be aware of any impending unemployment or aware of any circumstances that might lead to becoming a carer
  • Must not be subject to any on-going enquiry or disciplinary from an employer
  • Must not be convicted of any criminal offence
  • Must not be off work due to ill health 

If you were to lose your job with no benefits or redundancy, the insurance received through a mortgage payment protection insurance policy could be crucial in managing mortgage repayments during a difficult period. MPPI will typically help to cover payments for 12 months. When searching for insurance quotes regarding unemployment mortgage cover, it is important to remember that this type of policy is intended for customers who have unexpectedly lost their source of income through no fault of their own.

Case Example
When the independent publisher Josh Gray worked for unexpectedly went bust, he could have been left without any way of paying his mortgage and supporting himself. Thankfully, his mortgage protection insurance came through when he needed it most.

‘Without my mortgage protection insurance I’d never have been able to keep paying my mortgage by just using my savings, luckily the money I received helped me stay on top of my payments whilst I found a new job.’

After a few months of searching, Josh is now back and gainfully employed in the publishing industry.