Motorbike Insurance with Convictions

Compare Bike Insurance Policies for Riders with Convictions

 If you have points on your motorbike licence you may find yourself subject to higher motorbike insurance premiums. Most motorbike insurance providers require you to have had a clean driving license for at least a few years prior to purchasing a policy. Some insurance companies will refuse to offer insurance to people with previous driving convictions or points on their licence.If you are looking for motorbike insurance and you have convictions on your licence, you should expect that premiums will be higher - but there are a few things you can do to reduce the costs:


  • Enrol on a driving awareness or safety course
  • Purchase your insurance online  - this may help you to lower your premiums
  • Ensure that your motorbike is kept in a safe place

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Some of the motoring offences in the UK that could result in points on your motorbike licence include:


  • Speeding
  • Running a red light
  • Failing to stop at the scene an accident
  • Driving without insurance
  • Driving without due care and attention
  • Driving whilst under the influence of alcohol or drugs

If you're applying for motorbike insurance and you have previous convictions on your licence, it's very important that you disclose any information about these convictions. Failure to inform your insurance provider about any convictions you have received could technically be seen as fraud, and could result in your policy may be terminated.

Points remain on your licence for around three to four years, and if you total more than 12 points, your licence will be confiscated. The amount of points you receive on your licence, or the period of time you are banned for, will depend on the offence.