Compare Multi-Car Breakdown Cover Quotes With The UK Market
Vehicle breakdowns can be a costly and time consuming problem; however having breakdown insurance in place can help you get going again in a quick and cost effective manner.
Car Breakdown Quotes
Compare 10 Breakdown Insurers
- Easy online form
- Choose level of cover: roadside assistance, vehicle recovery, home assistance, onward travel, plus extras
- Personal or Vehicle cover
- Instant quotes
- UK & European cover
Free Onward Travel for 12 months when you choose National Recovery
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Free Onward Travel for 12 months when you choose National Recovery
Multi-Car Breakdown Cover
If you have multiple vehicles, or are looking to cover all of a household’s cars under one breakdown policy, you might be wondering what multi-car breakdown cover is available. You can check the table to see a selection of providers and click the links to get quotes:
Multi-car breakdown cover
Mult-car breakdown cover is available from a selection of providers. You may be presented with the option of taking out vehicle cover or personal cover:
- Vehicle Cover: With a vehicle breakdown cover policy, a nominated vehicle gets covered for breakdowns no matter who is driving it when one occurs. Many providers let you take out cover for multiple vehicles under the same policy for additional fees.
- Personal cover: With personal cover the policy holder gets breakdown cover in all privately registered cars, so whatever car you are driving if it breaks down your cover will be in effect, some policies still provide cover for vehicles you are a passenger of. Some providers allow you to take out personal cover for up to five individuals under the same policy, provided you all live at the same address.
Multi-car breakdown cover levels
When looking into multi-car breakdown insurance you will find some providers allow you to purchase insurance at different levels of coverage so you can tailor how comprehensive your policy is to your specific needs. These levels can vary in name and features between providers but may include:
- Roadside assist – Usually the cheapest cover available from an insurer, this policy level usually includes the provision of a mobile mechanic who will attempt to fix your car at the roadside, and if they cannot do so then it will include a tow to a nearby garage. This policy level usually does not include cover for break downs that occur within a close proximity to your home address.
- Recovery – Generally grants you all of the features of the roadside assistance package, in addition to this cover if your vehicle cannot be fixed by the roadside you get the option of you and your vehicle as well as any passengers being to a single location of your choice, anywhere in the United Kingdom.
- Home Assistance –Roadside assistance policies often excludes cover for breakdowns that occur close to your registered address, usually either within a quarter of a mile or one mile depending on insurer, or incidences where your car won’t start when trying to leave your home, so to be covered for these possibilities a home assistance package would be needed.
- Onward Travel – this level of cover is designed to present the driver with alternatives to recovery, what is offered generally varies by provider but it could include being provided with a hire car for a limited amount of time, getting costs for alternative transport such as train fare or being put up in a nearby hotel for the night.
What does breakdown insurance for my car cover?
Although what each provider will cover you for varies in general they can help you with many other aspects than just a mechanical fault with your vehicle, for instance they could help if you lock your keys inside the car or if you run out of fuel on your journey.
Car breakdown cover plans come in different forms but generally provide a home option whereby if your car is within a certain mileage from your home the breakdown company will provide assistance.
- Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
- More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire. It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
You will also find that to incite customers many breakdown insurance providers offer special discounts and incentives throughout the years, therefore you may want to view what offers are currently available from the different providers before you make your decision.
What are the different types of breakdown insurance?
Roadside plans require normally that you are outside a certain distance from home and if the vehicle cannot be repaired then it will be towed to a garage within a certain distance.
More comprehensive plans will provide additional services such as transporting you to your intended destination, putting you up for the night in accommodation if necessary, and car hire.
It is important that you understand what your breakdown plan is covering you for so there are no unexpected surprises if your vehicle breaks down.
What is roadside recovery insurance?
Car Breakdown Insurance Providers
Greenflag Offer
Save up to 40% off phone prices when you buy online breakdown cover
- From £25 pa (Rescue Level)*
- Add on Roadside & National Recovery
- European cover option also available