Compare NatWest Car Loans

Loan Type
NatWest Personal Loan
APR/APRC
6.6% APR
Representative (£7,500-£14,950)
Minimum Loan Term
1 Year
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)

Representative Example: Borrow £10,000 over 5 years at a Representative APR of 6.6% APR (fixed) paying £195.24 per month will result in a total sum of £11,714.40 over the loan term.

Selected Car Loan Deals

Loan Type
AA Personal Loan
APR/APRC
6.1% APR
Representative (£7,500-£24,999)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
Loan Type
Santander Personal Loan
APR/APRC
6.3% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
Loan Type
M&S Bank Personal Loan
APR/APRC
6.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.
Loan Type
Selina FlexiLoan
APR/APRC
4.10% APR
Loan Term
5 to 25 Years
Borrow
£25,000 to £1,000,000
Special Features: Super fast loan process from start to finish
Loan Type
Optimum Credit Homeowner Secured Loan
APR/APRC
4.0% APR
Loan Term
3 to 35 Years
Borrow
£5,000 to £500,000
Special Features: Borrow up to 95% of your property value
Loan Type
Precise Homeowner Secured Loan
APR/APRC
4.3% APR
Loan Term
Up To 35 Years
Borrow
£10,000 to £500,000
Special Features: Borrow up to 85% of your property value
Loan Type
Together Homeowner Loan
APR/APRC
6.9% APR
Loan Term
Up To 30 Years
Borrow
£3,000 to £1,000,000
Special Features: CCJs and Defaults up to 70% LTV (loan to value) accepted
Loan Type
AA Personal Loan
APR/APRC
6.1% APR
Representative (£7,500-£24,999)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
Loan Type
Santander Personal Loan
APR/APRC
6.3% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
Loan Type
M&S Bank Personal Loan
APR/APRC
6.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.

There are no tables for this criteria

Loan Type
Business Loans
Minimum Turnover

£6,000 pa

(£500+ in card sales pm)

Loan Term
Up to 24 Months
Borrow
£1,000 to £500,000

Applying won’t affect your credit score

Loan Type
Business Loans
Minimum Turnover

£6,000 pa

(£500+ in card sales pm)

Loan Term
Up to 5 Years
Borrow
£10,000 to £10m

Call on 0204 532 1044

Cashflow Solutions provide a fasttrack business finance service

Loan Type
Business Loan For Growth
APR/APRC
7.20% APR
Loan Term
1 to 10 Years
Borrow
From £100,000 to £2 Million

Call on 0203 880 8890

Clifton Private Finance are an independent broker

Loan Type
Invoice Finance
Minimum Turnover
£50,000 pa
Invoice Finance From
£3,000
Fast Decision

Call on 0203 880 8890

Clifton Private Finance are an independent broker

NatWest Car Loan

Features include:

  • You can apply online & get a decision in minutes
  • Depending on your circumstances you will be given a personalised rate
  • You can repay the loan early (early repayment charges will apply)
  • Fast loan drawdown

Typically with all personal loans different rates of interest will apply depending on how much your borrow. NatWest apply tiered rates from  £1,000. The loan terms offered will also vary. For loans under £7,450 loan terms range from 2 to 5 years. For loans from £7,500 to £50,000 2 to 8 years.

However before taking out any kind of loan it is wise to shop around the products of many different providers to try and find the best deal for a loan that fits your specific requirements.

You can use the tables on this website to compare a selection of loans and follow the links in order to find out more.

NatWest or National Westminster Bank Plc is one of the largest retail and commercial banks in the UK, with their headquarters in London they have been part of The Royal Bank of Scotland Group since 2000.

Types of loan

What types of loan are available to an individual borrower will depend on their individual requirements and circumstances for example how much they actually wish to borrow and their existing credit commitments or credit rating.

Lenders usually advertise their loans with using its Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them. Remember however that if accepted for a loan the interest rate you are offered may differ depending on your own individual particulars.

Types of loan include

  • Personal Loans: also referred to as ‘unsecured loans’ as you do not need to secure them against an asset. This type of loan is normally offered to a maximum of £25,000 for periods of between 1 and 7 years, although this may vary by provider. In addition to the financial details of the borrower the rate offered by this type of loan can also be affected by the chosen amount and duration of the loan, some providers will offer their lowest rates for loans of between £7,500 and £15,000. However this does not mean that you should take out a larger loan which you could not afford to service.
  • Homeowner Loans: Are also referred to as ‘secured loans’ these are generally offered for amounts over £25,000. This type of loan is often ‘secured’ against an asset such as some of the equity the borrower owns of their home, to provide security on the loan for the lender. This means that failure to keep up with your repayments could result in your home being repossessed.

Before applying for finance

Before you take out car finance its wise to shop around to try and find the best deal, for a type of loan that fits your specific requirements. You may also want to consider other options such as using any savings you may have, this is because it could be that the interest rate you would pay on a loan would be greater than any interest you earn from your savings.

 

Our personal loans eligibility service is provided by Uplift Money Ltd. The data you supply and submit is used to retrieve loan quotes from Uplift Money’s panel of lenders. By using their loans eligibility service you are agreeing to Uplift Money’s terms and conditions and privacy policy which can be found at Uplift Money Ltd

Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.