Passive Funds

Passive Funds

Compare Fund Platforms

Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Choose your own funds or alternatively a ready made portfolio. Market-beating savings and discounts of up to 5.5%. No charge to buy and sell funds. Low, tiered annual charges for holding funds, with a maximum of just 0.45% per annum. Free fund updates and analysis from experienced research team. Invest with a financially secure, FTSE 100 company.

Invest From
£50 per month or £500 single
Fund Choice
1,500+ funds
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Invest through an award winning FTSE company, with extensive research and analysis and competitive charges. Choose from a range of investments including shares, funds, gilts, bonds, investment trusts and ETFs. Annual platform fee 0.35%.

Invest From
£25 per month
Fund Choice
2,000 + funds
Protection Scheme
FSCS
ISA & Non-ISA Options

Why we like it: Wide range of investment funds to help you build a diversified portfolio across geographic markets, industry sectors or asset classes. You can invest in AJ Bell Passive funds, or choose from the recommended active and tracker funds on the Favourite funds list. Or, you can browse our extensive funds universe. Deal online and on the go with our free mobile app. Free subscription to Shares magazine if your balance is £4,000 or more

Why use a fund platform?

You may have decided on the fund or funds you wish to invest in. The next step is to choose a fund platform – the advantage of a platform is that it gives you flexibility in managing your investments which you don’t get if you invest directly with one fund manager. You can buy funds simply online usually at a discount and you have the option with all good platforms to hold the fund in a tax free wrapper such as an ISA or a SIPP.

The ISA allowance for the current 2016/17 tax year is £15,240. Investing in an ISA is tax efficient, especially for any income that would otherwise be subject to income tax and you’re also protected from capital gains tax.

As well as investing in funds with a platform you can invest in other types of investments such as shares, bonds, ETFs, gilts and structured products. Most platforms will also provide useful research tools and ways of assessing performance of investment funds you are considering.