Post Office Credit Card

Compare Post Office credit cards...

 

Transfer your existing credit card or store card balances to a Post Office® Credit Card and pay 0% interest on balance transfers* for the first 18 months.


  • 0% on balance transfers for the first 18 months. A balance transfer fee of 2.98% applies and transfers must be made within 3 months of account opening. *
  • No fees on purchases overseas
  • No cash fee when you purchase Post Office Travel Money
  • 0% on purchases for the first 3 monthsPost Office Credit Card is provided by Bank of Ireland UK.


Credit card extras 

Free purchase protection insurance. Insuring items against accidental damage, loss and theft for up to 90 days^.
Purchase Protection Insurance is underwritten by Ageas Insurance Limited

There’s no annual fee for the Post Office Credit Card and you can have up to three additional cardholders*. 

Plus we make having our card hassle-free with online account management.

 ** The primary account holder is responsible for all balances on any additional card. All additional cardholders must be a UK resident and aged 18 or over.
^ Terms, Conditions, Limitations and Exclusions apply.

 

Find the best credit card for you, whether you're looking for a 0% balance transfer deal, or 0% on purchases, by using our free online comparison service - look at the table below and click on the links for more information about Post Office credit cards and other deals:

Post Office Credit Card
ProviderPurchasesBalance TransfersRepresentative APR (Variable)Apply

0% for 18 months

(2.89% fee)

 17.8%Apply Now >
Post Office Platinum Credit Card (Provided by Bank of Ireland UK)
Representative 17.8% APR variable. Based on assumed borrowing of £1,200.

  • 0% on balance transfers for 18 months, with 2.98% fee
  • 0& on purchases for 28 months
  • No fees on purchases overseas
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

Select Top Credit Card Deals
ProviderRepresentative APR (Variable)PurchasesBalance TransferApply
15.9%

0% for 12 months

0% for 12 months (no fee)

Apply Now >

Nationwide Select Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).

  • 0% balance transfer term of 12 months (no fee)
  • 0% on purchases for 12 months
  • Free banking app
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee only if transferring a balance in the first 90 days (2.4% thereafter)
  • Nationwide Current Account holders only, paying in £750+ per month
18.9%

0% for 3 months

0% for 27 months

Apply Now >

Santander Everyday Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for 27 months on balance transfers, with no transfer fee
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
17.9%

0% for 12 months

0% for 12 months (no fee)

Apply Now >

Nationwide Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  • 0% balance transfer term of 12 months (no fee)
  • 0% on purchases for 12 months
  • Free banking app
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee only if transferring a balance in the first 90 days (2.4% thereafter)
  • Nationwide Current Account, Savings or Mortgage holders only
21.7%

0% for 30 months

0% for 30 months

Apply Now >

Santander All in One Credit Card

Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 30 months on purchases
  • 0% for 30 months on balance transfers, with 0% transfer fee
  • 0.5% cashback on all purchases with no limit
  • No monthly fee for 6 months on the All in One Credit Card if you have a 123 current account. Qualifying criteria applies
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers. 
  • £3 pm (£36 pa) 
  • Must be aged 18 or over
23.7%

18.9%

18.9%

Apply Now >

NatWest Reward Card

Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)

  • 18.9% pa (variable) for purchases and balance transfers
  • 1% Reward in all Supermarkets (0.5% at their petrol stations)
  • At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
  • Refund of the annual fee if also have a Reward current account
  • Must be 18 or older
  • Must be a UK resident
  • £24 annual fee

18.9%

18.9% pa

N/a

Apply Now >

Santander Zero Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • No cash withdrawal fees at home and abroad (interest is charged immediately on cash withdrawals and some independent ATM providers may charge a withdrawal fee).
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
9.9%

9.9%

6.9%

Apply Now >

NatWest Credit Card

Representative Example: 9.9% APR variable, based on assumed credit limit of £1,200. Standard interest rate for purchases 9.9% pa (variable)

  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee
  • Must be 18 or older
  • Must be a UK resident
  • Must be earning at least £10,000 per year

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions