Private Medical Insurance

Get private medical insurance quotes…

As an alternative to the National Health Service, private medical insurance providers exist in the UK in order to offer customers extra or specialist healthcare when the need arises. This extra level of healthcare is intended to afford customers some added reassurance and peace of mind in the event of serious injury, disease or health problem. 

One of the main arguments put forward in favour of private medical insurance is that the patient has a greater degree of choice when deciding on their treatment. As well as this, customers may also be afforded improved facilities or care if their treatment is managed at a privately run hospital. Private medical insurance can cover such things as:


  • Specialist consultations
  • Operations
  • Scans, MRIs, X-rays, etc
  • Complimentary treatments
  • Out-patient and in-patient cover

When searching for private medical insurance quote, it is always recommended to contact as many different providers as possible, as each may be able to offer you varying premiums and benefits depending on your circumstances. The product comparison table below should help you greatly in this respect.

Medical Insurance Quotes
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

When calculating insurance quotes for customers, providers will take a number of factors into consideration. It is important for customers inform the insurer of their previous medical history as well as any habits, pastimes or conditions that may affect the cost of their premiums.

Insurers will usually take the following factors into consideration:


  • The age, gender and occupation of the customer
  • Their previous medical history
  • Their family history
  • Any smoking or drinking habits, as well as what are known as ‘hazardous activities’ (skydiving, boxing, martial arts etc) that could potentially render a policy invalid

Finding the right policy can often be a difficult and confusing task, and in order to make this process easier, it is important for customers to carefully consider any possible exclusions and exactly how much they will be prepared to spend.