Compare Medical Insurance Quotes

As an alternative to the National Health Service, private medical insurance providers exist in the UK in order to offer customers extra or specialist healthcare when the need arises. This extra level of healthcare is intended to afford customers some added reassurance and peace of mind in the event of serious injury, disease or health problem.

One of the main arguments put forward in favour of private medical insurance is that the patient has a greater degree of choice when deciding on their treatment. As well as this, customers may also be afforded improved facilities or care if their treatment is managed at a privately run hospital. Private medical insurance can cover such things as:

• Specialist consultations
• Operations
• Scans, MRIs, X-rays, etc
• Complimentary treatments
• Out-patient and in-patient cover

When searching for private medical insurance quote, it is always recommended to contact as many different providers as possible, as each may be able to offer you varying premiums and benefits depending on your circumstances. The product comparison table below should help you greatly in this respect.

When calculating insurance quotes for customers, providers will take a number of factors into consideration. It is important for customers inform the insurer of their previous medical history as well as any habits, pastimes or conditions that may affect the cost of their premiums.

Insurers will usually take the following factors into consideration:

• The age, gender and occupation of the customer
• Their previous medical history
• Their family history
• Any smoking or drinking habits, as well as what are known as ‘hazardous activities’ (skydiving, boxing, martial arts etc) that could potentially render a policy invalid

Finding the right policy can often be a difficult and confusing task, and in order to make this process easier, it is important for customers to carefully consider any possible exclusions and exactly how much they will be prepared to spend.