High growth: potential 8% in just 12 months…
Do you think the FTSE 100 Index could rise by 5% or more in the coming years? If you do, and you’re looking for high growth returns along with some capital protection against a falling market, this plan from MB Structured Investments could be worth a closer look.
The UK Growth Kick Out Plan plan measures the FTSE 100 Index at the start of plan, and then again at the end of each yearly anniversary. If the FTSE has risen by at least 5% on any of these dates, the plan comes to an end and you receive 8% for each year invested (not compounded), along with a return of your original investment. That’s a potential 8% at the end of the first year, 16% after 2 years, 24% after 3 years, etc.
If the value of the Index is below the required level at the end of each year for the full six year term, no investment growth is paid, and the return of your initial capital is conditional on the Index not falling by more than 35% at the end of the term. If it does, your capital will be reduced by 1% for each 1% fall, so your capital is at risk.
For investors who think the FTSE is likely to go up by at least 5% in the coming years, this plan offers the opportunity to beat the market.
Potential Return: 8% for each year invested (not compounded), if the FTSE rises 5% or more
Maturity: potential to mature (kick out) each year from year 1 onwards
Capital At Risk Product
Available for Stocks & Shares ISA, ISA Transfer and Direct Investments. Also available to businesses, charities, trusts and SIPP and SSAS pension schemes
Investment term: Maximum 6 Years
Arrangement fee applies
Minimum single investment: £5,000
Maximum ISA investment: £20,000
No maximum for ISA transfers and non-ISA investments
ISA Transfer Applications: 13 January 2021
Direct & ISA Applications: 27 January 2021
Reduced arrangement fee: For investments of £100,000 or more into this plan, processed through Fair Investment Company, your arrangement fee will be reduced to 2% of your original investment.
Important Information: This is a structured investment plan which is not capital protected and is not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.