Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
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Good Credit Only
Fixed monthly repayments for the duration of the loan
Spread the repayments over 1-7 years
No arrangement or set up fee
Other Loan amounts and terms available
Loan amounts range from £1,000 to £25,000
Instant decision in most cases
To apply for an AA Loan applicants must:
Have been a UK resident for at least 3 years
Be over 21 and no older than 70 when the loan term ends
Have a regular (minimum) annual income of £12,000 (gross). If you are self- employed you must have been employed for a minimum of 2 years
Have a UK based bank or building society current account that can pay direct debits
Ensure that they can meet the repayments, as missed payments incur a charge and could have severe consequences on their ability to obtain future credit
Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
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Excellent Credit Only
Range of personal loans from £1,000 to £25,000
Overpay at no extra cost
Apply online and get a decision typically within 5 minutes
Must be aged 21 or over and live in the UK permanently
You must have a regular yearly income of £20,000+ to apply for loans of £20,000 or more (loans below £20,000 require a regular yearly income of £10,500+)
Must make your repayments by Direct Debit
You can’t have been declared bankrupt, had a CCJ or an IVA within the last 6 years
Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.
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Excellent Credit Only
Range of Personal Loans from £1,000 to £25,000
No arrangement or set-up fees
Fixed monthly repayments
Must be aged 18 or over and live in the UK permanently
Must have a guaranteed annual income of £10,000 or more (before tax)
Are you an existing customer of one of the banks below?
If you are an existing customer a number of banks provide preferential deals for personal loans.
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)
Representative Example: Borrow £10,000 over 5 years at a Representative APR of 6.6% APR (fixed) paying £195.24 per month will result in a total sum of £11,714.40 over the loan term.
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Good Credit Only
Loans from £1,000 to £50,000
Minimum term 1 year
Max term based on loan size. £1k-£7,450 is 5 years, and then £7,500-£50,000 is 8 years, unless Home Improvements which is 10 years
Bank with NatWest? They can pre-fill your application, saving you time
Get a quick quote – no impact on your credit rating
Other loan amounts are available at alternative rates. Rates depend on your circumstances and loan amount may differ from the Representative APR
To apply, you must be 18+ and a UK resident with a NatWest current account (held for 3+ months)
Representative APR 21.9%
Property Refurbishment Loans
Short term loans from 1 to 18 months to refurbish property.
If you are buying property to refurbish and sell on or to live in as your own property then short term finance can provide a means to making this happen.
Property refurb loans are typically available from:
Loan terms from 1 to 18 months (longer terms are possible)
Finance from £50,000
For more information complete our enquiry form and we will call you back.