Prudential Annuities

Prudential Annuities

Compare Pension Services

Compare UK Pension Services

Compare pension services for self invested pensions (SIPPs)  where you can pull your existing pension plans into one place.
Lost track of old pension plans? Service for tracking down plans from previous employments.
Annuity service if you are looking to buy a guaranteed income from your pension pot.

FREE Guide – Retiring Early!

8 tips for an earlier, wealthier retirement

Transforming that dream into a reality doesn’t come cheap, how could you afford it? Once you have paid off debts, like it or not, the answer is likely to depend on your pension.

Straightforward guide provides eight tips that could help you to retire earlier than you thought, including:

  • The simple formula for how much you should consider investing each month
  • How to boost existing pensions
  • Understanding the options available at retirement (including the new rules)

This guide is not personal advice. Please remember tax rules can change and the value of the tax benefits will depend on your circumstances. The value of investments can fall as well as rise so you could get back less than you invest. Pensions cannot usually be withdrawn until age 55 (increasing to 57 in 2028).

FREE Guide – 8 Tips To Retire At 55 »

Self Invested Pension

Take Control of your pension!

self-invested personal pension (SIPP) is different to a traditional pension. Instead of limiting your investment options, a SIPP opens the doors, giving you more choice in how you invest your money.

Like other pensions, the government will still give you up to 46% tax relief on the amount you pay in. Once your money is in a SIPP, you won’t have to pay tax on any gains or income your investments make.

  • Security – Hargreaves Lansdown are a FTSE 100 company and the UK’s biggest SIPP provider
  • Control – Check your pension whenever you like, online and with the HL app
  • Support – Pensions Helpdesk is on hand to answer your questions six days a week
  • Expertise – Research, ideas, and updates to help you with your investment decisions

Low Cost Self Invested Pension »

Self Invested Pension – FREE Guide

Compare Self Invested Pension Providers

Interactive Investor SIPP
Set Up Fee
Annual Fee
A low cost award-winning SIPP that gives you a choice of over 40,000 investments
Hargreaves Lansdown Vantage SIPP
Set Up Fee
Annual Fee
0.45% (max £200)

Choose from more than 2,500 funds, shares, investment trusts, gilts, corporate bonds, ETFs and cash

Pension Name
Pension Bee Personal Pension
Set Up Fee
Annual Fee
From 0.5% to 0.95%

100% FSCS protected range of 7 different Pension Plans,  managed by the world’s biggest fund managers

Pension Name
Nutmeg Personal Pension
Set Up Fee
Annual Fee
From 0.35% to 0.75% including VAT

In a nutshell we choose investments for you and then, with your contributions, build and manage your pension portfolio on your behalf

AJ Bell Youinvest SIPP
Set Up Fee
Annual Fee
Tiered up to £100

The AJ Bell Youinvest SIPP has over 4,000 funds and over 21 markets, investment trusts, tracker funds (ETFs) and stocks and shares to choose from

Annuity Services

Annual Income
Payment Terms
Annual income for life
Purchase Amount

Pension Finder & Transfer Service

Setup Fee
No Fee
Annual Fee
From 0.35% pa
Pension Service
PensionBee will find all your old pensions and combine them into a single, good-value, online plan.
Drawdown Option

Pension Bee Finder & Consolidation Service

Prudential Annuities

A Prudential annuity can offer a range of benefits, such as:

  • An annuity from one of the UK’s leading pension annuity providers
  • Experienced investment managers
  • More than 1.5 million pension income customers
  • Over 160 years’ worth of experience

Established in 1848, Prudential is one of the world’s largest insurance companies, operating throughout the UK, North America and Asia. It provides a wide range of insurance and investment solutions to both investors and intermediaries alike, ranging from car and home insurance, through to pensions, life assurance, investments and annuities. Prudential annuities include options such as:

  • Guaranteed pension annuity
  • Income choice annuity
  • Enhanced lifetime annuity

Once you have bought an annuity it cannot be changed. It’s therefore important to understand the different annuity options to help you choose what’s right for you. For example:

  • Do you want your pension income to be passed onto your dependants after your death?
  • Do you want a fixed income for life, or one that changes over time to reflect ongoing changes in the cost of living?
  • Do you have any existing health problems or lifestyle factors which could mean that you qualify for extra income from an enhanced annuity?

To help you get the best possible annuity, you need to consider your financial needs both now and in the future. You don’t need a Prudential pension to purchase an annuity from the company – you are legally entitled to use your pension money to buy an annuity from any provider you wish. By shopping around for the best deal, you may be able to improve your retirement income over the long term.

Thinking of buying a Prudential annuity?

The Fair Investment annuity service could benefit you by:

  • Getting you up to 40% more annuity income – depending on which pension provider you are with you could seriously improve your income in retirement!
  • Assessing whether you might benefit from higher annuity rate due to your lifestyle. Smoker annuities and impaired health annuities may get even more annuity income
  • Comparing Prudential annuity rates with other UK providers to ensure that you maximise your annuity income
  • Explaining the options available to you and ensuring that you fully understand them
  • Helping you with the relevant paperwork to ensure that you annuity is processed smoothly


10 Costly Pension Mistakes Millions of Britons Make

  • How to discover if your pension will be enough
  • What ‘free money’ most private sector workers miss out on
  • How to get a share of £41 billion from the taxman
  • How to benefit from the pension freedoms and avoid the traps

FREE Guide – 10 Costly Pension Mistakes »