Compare RBS Fixed Rate Bonds

Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.26%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.36%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
1.42%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.26%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
0.85%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
0.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.50%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
0.45%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.36%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.40%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.35%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
1.42%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
6.6%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
20%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
5.25%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
13.5%
if FTSE higher, 4.5% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

RBS Fixed Rate Bonds

If you have a sum of money you can afford to tie away without access to achieve a better interest rate than you might expect with some instant access options then you may be wondering if a RBS fixed rate bond is right for you. RBS have one or two years options but before you decide you could check out the comparison tables below to compare fixed rate bond offerings from various providers to see if you can find the one you feel is best for your specific requirements.

RBS fixed rate bonds feature:

  • 1 and 2 year terms
  • Minimum deposit of £5,000
  • Maximum deposit of 500,000
  • Partial withdrawals are not permitted after the fixed term start date
  • Early closure permitted but may be subject to a gross interest charge in some circumstances

As a fixed rate bond’s usually involve you losing access to your savings for a predefined amount of time, before you do so you may want to research different fixed rate bonds to see which one you think presents the best features for you.

Fixed rate bonds can vary but usually share a few common features you should keep in mind when shopping around for one such as:

  • A consistent rate of interest
  • You cannot make any withdrawals or additional deposits once you have set up the account
  • You cannot close the account early, if you can you may incur some form of forfeit
  • Many bond providers will convert your bond into an instant access savings account when the term ends unless you otherwise tell them what you wish to be done with it
Capital Protected Deposit Plan

Potential 27% after 6 years 

Return paid if the FTSE 100 rises by any amount after 6 years

  • Equivalent to 4.5% per year
  • 6 year term
  • Original capital back no matter how well the FTSE 100 Index performs
  • Available as cash ISA, non ISA or ISA transfer
More Plan Details »

Santander 123 Current Account

Earn 0.60% AER Fixed Interest for up to £20,000

  • 0.60% AER (variable) payable on your entire balance up to £20,000
  • Up to 3% cashback on household bills
  • Must pay a minimum of £500 into the account each month
  • Monthly fee of £5
  • Mobile app

Our view: With this current account you get 0.60% AER on the first £20,000 of your cash. To qualify you will need to pay in £500 pm (Equates to a £6,000 pa salary) . Additionally you can gain up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages.  The account has full savings FSCS protection.

Santander 123 Account »