RBS Instant Access Cash ISAs

RBS instant access cash ISAs offer a competitive return on your tax-efficient savings allowance, if you want to keep your money somewhere you can access it if you need to. With tiered interest rates, the more you save with RBS instant access ISAs, the more you earn, so compare the rates on offer to see if they suit your needs:

RBS Savings Accounts
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ISAs maximise the interest you earn on your savings because you don't have to pay income tax on it, so compare the range of NatWest instant access ISAs available and apply online, or see what other deals are on offer, to help you make the most of your ISA allowance.

Instant Access Cash ISAs
ProviderAccountInterest RateTermApply

1.17%

Instant AccessApply Now >
  • Earn 1.17% AER (variable)
  • Minimum opening balance of £1
  • Interest paid monthly or annually
  • Transfers in allowed
  • Unlimited deposits and withdrawals
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
1.05%30 Days NoticeApply Now >
  • Manage your account online
  • Unlimited withdrawals subject to 30 days notice
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
0.50%Instant AccessApply Now >
  • Instant access
  • 0.50% AER/Gross
  • Minimum deposit £1
  • Open and manage your account online or in branch
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
0.75%35 Days NoticeApply Now >
  • Apply and manage your account online
  • Unlimited withdrawals subject to 35 days notice
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500
  • Variable rate of interest
Up to 0.75%Instant AccessApply Now >
  • Earn 0.75% AER (variable) on balances above £50,000, 0.50% AER (variable) on balances between £25,000 and £49,999, 0.25% AER (variable) on balances between £10,000 and £24,999, and 0.10% (variable) AER on balanced between £1 and £9,999
  • Open from £1
  • Transfers allowed in – bring all your cash ISAs together in one place
  • Instant access – manage your account by phone, in-branch and online
  • Must be 16 or over
  • Must be a UK resident
Short Term Fixed Rate Cash ISAs
ProviderAccountInterest RateTermApply
1.46%1 YearApply Now >
  • Apply and manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500

1.40%

per annum

1 YearApply Now >
  • Manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
1.05%30 Days NoticeApply Now >
  • Manage your account online
  • Unlimited withdrawals subject to 30 days notice
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
0.75%35 Days NoticeApply Now >
  • Apply and manage your account online
  • Unlimited withdrawals subject to 35 days notice
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500
  • Variable rate of interest

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.