RBS Personal Banking

Apply for an RBS current account today!

ProviderAccount Set Up FeeFee per monthFeaturesApply
N/A£12.50No credit checks.** Prepaid MasterCard. No account opening fee. More Info >
£4.95£9.95No credit checks**. Prepaid MasterCard. Credit Building facility. More Info >
£4.95£9.95No credit checks.** Up to 20 free payments and standing orders a month. Prepaid MasterCard.More Info >

**See Terms and Conditions

Everyday banking

  • Current accounts – RBS offers a range of current accounts to suit different needs
  • Online banking – bank at any time, any place convenient to you
  • Credit cards – a selection of cards from credit building to premium


  • Mortgages – the RBS mortgage range includes mortgage options for first time buyers, remortgage and buy to let landlords
  • Loans – personal loans are available from £1,000 to £25,000
  • Overdrafts – Arranged overdrafts on your current account can help you to manage your money

Savings and Investments

  • Savings accounts – Choose from a wide selection of RBS savings account 
  • ISAs – take advantage of your tax-free ISA allowance with a range of saving and investment ISA options
  • Share dealing – design your own investment portfolio with RBS

Insurance & protection

  • Car insurance
  • Home insurance
  • Life insurance
  • Pet insurance
  • Travel insurance

Travel money

  • Foreign currency
  • Travellers’ cheques

Student finance

  • Student current accounts – Special bank accounts for students are available from RBS
  • Student credit cards