RCI Bank Fixed Rate Bonds

Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
0.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank Freedom Savings Account
Interest Rate
0.57%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.26%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.36%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
1.42%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.26%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
0.85%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
0.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.50%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Hodge Bank 18 Month Fixed Rate Bond
Interest Rate
0.45%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.36%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.30%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.40%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.40%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.35%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
1.42%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
6.6%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
20%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
5.25%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
13.5%
if FTSE higher, 4.5% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

RCI Bank Fixed Rate Bonds Review

RCI Bank savings accounts offer competitive interest rates on a range of instant access accounts and fixed rate bonds.

Savers can choose from instant access or fixed rate deals of 1, 2, 3 or 4  years, offering a lot of flexibility to suit your savings goals.

With a guaranteed and rewarding rate and our 7 day service, the RCI Bank Fixed Term Account is perfectly designed to help you save for the future.

  • Unlimited top-ups for the first 14 days
  • No fees or bonus periods
  • Pay in from £1,000 up to £1m
  • Interest paid monthly or annually
  • You can’t close your account or make a withdrawal before the end of the term
  • Trusted by more than 75,000 UK customers
  • Apply in minutes

Important information:

Fixed Term Savings from RCI Bank are available to UK residents aged 18 or older.

You can’t make any withdrawals during the fixed savings term.

You need to pay in and out through an RCI Bank savings account or a ‘linked’ UK current account.

You can link a UK current account when you apply.

If you’re not happy with the savings account, you have up to 14 days to cancel your account.