Refinance Car Loan

Loan Type
Cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £20,000
Excellent Credit Only!

Borrowing between £7,500 and £20,000?

Cahoot offer one of the cheapest loans on the market.

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.

Loan Type
Santander Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Instant Online Decision

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51 & total repayable £10,770.60.

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
AA Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £35,000
All credit profiles!

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Car Finance Loan
APR/APRC
25.4% APR
Representative (£2,000-£40,000)
Loan Term
1 to 7 Years
Borrow

£2,000 to £40,000
All credit profiles!

Rates from 6.9%

Representative Example: The Representative APR is 25.4% (variable). If you borrow £7,500 with no deposit over 4 years at an annual interest rate of 25.4% (fixed) you would pay £239.77 per month. Total charge for credit will be £4,008.96. Total amount repayable is £11,508.96.

Existing Customers

Loan Type
Nationwide Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Only available to Nationwide members (main current account, mortgage or savings account holders)

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment £179.07. Total amount payable £10,744.20.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Refinance Car Loan 

A Refinance car loan works like a debt consolidation loan or remortgage – you pay off your current car loan with a refinancing car loan from a different lender that has a lower APR in order to:

  • Free up cash
  • Lower your monthly repayments
  • Shorter the repayment term

This can save you money because it means your monthly car loan repayments are much less, and your interest rate is lower, which can allow you to pay off the balance of your car loan quicker. People tend to use the money they save by getting a refinance car loan to:

  • pay off other debts
  • accelerate your car loan payoff

Compare Barclaycard loans with the UK market

We work with award winning loan technology provider Monevo who help consumers find personal loans in the UK, USA and Australia.

With over £1 billion of loans funded, helping 250,000 people per month source personal loans, Monevo can help you find a loan from over 20+ providers.

Complete the loan platform form and in as little as 60 seconds and hit the get results button and let award winning technology search a panel of lenders and present you with the pre-approved* offers that are available to you in an easy to understand comparison. You then simply choose the loan offer you want and complete your loan on the lenders website. With some lenders funds can be with you the same day.

Using clever technology  eligibility checks involve a soft pull of your credit so there is no impact on your score.

Benefits of using this service include:
  • Search 20+ UK lenders using one form
  • No impact on your credit score*
  • FREE & no obligation to proceed
  • Quick online decision
  • Same day funding from many lenders

Check eligibility >>

Compare UK Loans

Refinance your car loan

Finding a loan for your personal circumstances couldn’t be simpler.

We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.

By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender

Personalised loan quotes in 2 minutes!

No impact on your credit score    FREE & no obligation    Quick online decision

Check your eligibility now »

Alternatively if you prefer contacting lenders  directly see a selection of deals below.

*If a lender has pre-approved for a loan product this means they have conducted a soft search of your credit file and there is a good chance they will lend to you. Pre-approval does not guarantee you a loan. All loans are subject to lender and provider requirements and approval.