Rental Property Insurance

Rental Property Insurance

Compare Landlord Insurance Deals

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare Landlord Insurance Quotes. At least one insurer on the panel provides a price guarantee to be the lowest price in the UK, so why not click and get your quotes today and see how much money you could save.
Multi Property Quotes

The Property Insurer

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Direct Line Landlord Insurance with prices from £114 a year. 10% of customers paid this or less. Based on policies sold 1st March 2018-30th September 2018. Excludes add ons. Underwritten by U K Insurance Limited.
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Direct Line Landlord Insurance

Will guarantee to beat the renewal price or quote of any other insurer when you take out your 1st policy with Direct Line*

* New Customers only. Cover on an equivalent basis. Qualifying criteria apply. Terms & conditions.

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare quotes, save time and money. Cover for Professionals, Student Lets, DSS and many more. Insurance for building, contents, accidental damage, rent insurance, emergency repairs, business interruption
Multi Property Quotes

Quotesearcher

Rental Protection
Yes
Public and Property Liability Cover
Standard Cover Up to £2m
Special Features
Compare UK Landlord Insurance providers for a residential or commercial property with Quotezone. Get your quotes by filling in one simple form, compare prices, and start saving
Multi Property Quotes

Quotezone

Rental Property Insurance

Whether you are a commercial or residential landlord or if you let out one property or many, having rental property insurance in place to protect your investment is a good idea. There is a range of insurance products available for landlords so it worth searching around to find a plan that suits your needs best. You can use the table to compare a range of places where you will be able to get quotes on landlord insurance to help you decide.

The type of landlord insurance most appropriate for you will depend on whether you could be considered a commercial landlord or a residential one. Meaning to you mainly let out properties like houses and flats or commercial buildings like warehouses, offices or factories. Some commercial properties will let you have a mixed portfolio of both residential and commercial lets under the same multi-property policy.

You might find that due to the additional risks perceived to be involved that commercial landlord insurance is slightly more costly and more comprehensive as standard than a residential landlord’s insurance policy.

There are many providers of landlord insurance, and each policy can differ by what they feature as standard and what optional extras are available. When looking for rental property insurance you should think about what specific features you want from a policy to find the best policy for your requirements.

Rental property features and optional extras may include:

Buildings cover

This policy simply provides cover the buildings structure and permanent fixtures, exactly what events are covered against may vary by provider. If you have a mortgage on the property you let out you may find that certain mortgage lenders require you in your contract to have at least this level of landlord insurance on the property.

Contents cover

If you let properties as fully or partially furnished then having contents insurance in place will protect those items that you provide, excesses and exactly what items are covered will vary by insurer, some may require you to purchase optional extras to provide cover for some items.

Loss of rent cover

If an insured event means that you cannot let out the property for a period of time having loss of rent cover might be able to reimburse you the loss of income you incur as a result.

Vacant property cover

Properties that are unoccupied pose a higher risk to insurers, therefore some policies may only provide protection for a property that is vacant for short period of time. You may wish to therefore check what you are covered for when a property is vacant when you compare policies.

Liability cover

If a tenant or visitor of one of your properties was to make a personal injury claim, this cover could help cover your legal costs and if you were found to be at fault may pay the claimants compensation and legal costs.

Landlord Insurance Offers