Compare Royal Bank of Scotland Loans

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Personal loans up to £25,000

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All credit histories considered.

One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get if you are pre-approved for your loan & sort those results just for you.

Selected Personal Loan Deals

Loan Type
AA Personal Loan
APR/APRC
6.1% APR
Representative (£7,500-£24,999)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example: Based on a loan of £10,000 at 6.1% per annum fixed for 5 years. Representative 6.1% APR. Total amount repayable £11,581.78 at £193.03 per month for 60 months.
Loan Type
Santander Personal Loan
APR/APRC
6.3% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.3% per annum fixed for 5 years. Representative 6.3% APR. Total amount repayable £11,634.60 at £193.91 per month for 60 months.
Loan Type
M&S Bank Personal Loan
APR/APRC
6.2% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: Based on a loan of £10,000 at 6.2% per annum fixed for 5 years. Representative 6.2% APR. Total amount repayable £11,608.20 at £193.47 per month for 60 months.

Royal Bank of Scotland Loan

A RBS Loan makes rolling outstanding credit into just one manageable monthly payment quick and easy. Which loans are available to you can depend on your credit history and how much you want to borrow.

Royal Bank of Scotland loans features:

  • Borrow up to £25,000 and repay over 7 years
  • Have fixed loan repayments so you always know where you stand.
  • Take a 3 month repayment holiday
  • Get loan protection to safeguard repayments from sickness or redundancy
  • Overpay as much as you like
  • No arrangement fees
  • No charge for early repayments

To apply for a  RBS personal loan you need:

  • To be an existing RBS customer for at least three months
  • To be in paid employment and not in full-time education
  • Not to have been declined credit in the last month
  • Not to have an adverse credit history

Bank of Scotland personal loans are only available to existing customers. If you are already a BoS customer, see if a Bank of Scotland personal loan is the right one for you; compare it with a number of other deals on the market using the tables above.

To find out what your repayments of a Bank of Scotland loan could be you can use the RBS loan calculator. You just need to enter how much you want to borrow and the length of the repayment period and  the loan calculator will give you an estimate both how much your monthly repayments would be as well as what the loan will cost you in total.

This is just an estimate however; the actual annual percentage rate you are offered should you apply may differ from the one the calculator used. This is because lenders will tailor what APR they are willing to offer a client based on an assessment of their credit score and other financial factors such as; how much they earn and if they have any other credit commitments.

Royal Bank of Scotland graduate loan

If you have recently graduated and have a RBS Graduate Account a graduate loan may be better suited to your needs.

Loan feature:

  • Loans from £1,000 to £10,000
  • Competitive rates of interest
  • Repayment periods over 1 to 5 years

Get a better loan and apply online.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

There are no tables for this criteria

Our personal loans eligibility service is provided by Uplift Money Ltd. The data you supply and submit is used to retrieve loan quotes from Uplift Money’s panel of lenders. By using their loans eligibility service you are agreeing to Uplift Money’s terms and conditions and privacy policy which can be found at Uplift Money Ltd

Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.