Saga Credit Card

Compare UK Credit Card Deals

Representative APR (Variable)

9.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

6.9%
(no fee)

Purchase

9.9%

More info

NatWest Credit Card

More information on this product

No balance transfer fees
No foreign transaction fees
No annual fee

Must be 18 or older
Must be a UK resident
Must be earning at least £10,000 per year

Representative APR (Variable)

23.7%
(Based on assumed borrowing of £1,200)

Balance Transfer

18.9%
(no fee)

Purchase

18.9%

More info

NatWest Reward Credit Card

More information on this product

18.9% pa (variable) for purchases and balance transfers
1% Reward in all Supermarkets (0.5% at their petrol stations)
At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
Refund of the annual fee if also have a Reward current account

Must be 18 or older
Must be a UK resident
£24 annual fee

Representative APR (Variable)

15.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Select Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Available only to members who hold their main current account with Nationwide

Representative APR (Variable)

9.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

6.9%
(no fee)

Purchase

9.9%

More info

The Royal Bank Credit Card

More information on this product

No balance transfer fees
No foreign transaction fees
No annual fee

Must be 18 or older
Must be a UK resident
Must be earning at least £10,000 per year

Representative APR (Variable)

17.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Nationwide Current Account, Savings or Mortgage holders only

Representative APR (Variable)

15.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Select Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Available only to members who hold their main current account with Nationwide

Representative APR (Variable)

17.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Nationwide Current Account, Savings or Mortgage holders only

Representative APR (Variable)

15.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Select Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Available only to members who hold their main current account with Nationwide

Representative APR (Variable)

17.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

0% for 12 months
(no fee)

Purchase

0% for 12 months

More info

Nationwide Credit Card
(available to existing customers only)

More information on this product

0% balance transfer term of 12 months (no fee)
0% on purchases for 12 months
Free banking app
Manage card online

Must be 18 or older and have lived in the UK for the last 12 months
No Balance Transfer fee only if transferring a balance in the first 90 days (2.4% thereafter)
Nationwide Current Account, Savings or Mortgage holders only

Representative APR (Variable)

9.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

6.9%
(no fee)

Purchase

9.9%

More info

NatWest Credit Card

More information on this product

No balance transfer fees
No foreign transaction fees
No annual fee

Must be 18 or older
Must be a UK resident
Must be earning at least £10,000 per year

Representative APR (Variable)

9.9%
(Based on assumed borrowing of £1,200)

Balance Transfer

6.9%
(no fee)

Purchase

9.9%

More info

The Royal Bank Credit Card

More information on this product

No balance transfer fees
No foreign transaction fees
No annual fee

Must be 18 or older
Must be a UK resident
Must be earning at least £10,000 per year

There are no tables for this criteria

Representative APR (Variable)

23.7%
(Based on assumed borrowing of £1,200)

Balance Transfer

18.9%
(no fee)

Purchase

18.9%

More info

NatWest Reward Credit Card

More information on this product

18.9% pa (variable) for purchases and balance transfers
1% Reward in all Supermarkets (0.5% at their petrol stations)
At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
Refund of the annual fee if also have a Reward current account

Must be 18 or older
Must be a UK resident
£24 annual fee

Type of Card

Pre-Paid MasterCard

Adverse Credit

Details

One for all! Viabuy Prepaid Mastercard. No credit check or proof of income

100% Acceptance Rate

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Viabuy Pre-Paid MasterCard

More information on this product

No credit checks or proof of income to open an account
No links to your bank account
Card shipped within 24 hours
Load your card free of charge by bank transfer
Use card everywhere where Mastercard is accepted – just like a usual Mastercard credit card
Withdraw cash at more than 2 million ATMs
No overdraft fees or interest to pay
Have up to three additional card holders

69.90 EUR one off issuing fee
19.90 EUR yearly card fee
Over 18’s only

Type of Card

Pre-Paid MasterCard

Adverse Credit

Details

No credit checks – open to everyone with guaranteed acceptance. Help manage your money. Account comprises of a Billing Account for money in and to pay your bills from, plus the a Debit Mastercard® for your every day spending

Cashback

More info

Card One Money Pre-Paid MasterCard

More information on this product

Online current account that is open to everybody
Includes pre-paid Debit Mastercard®
Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
No credit checks and no account opening fee
Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
Access your account online 24/7/365 using state-of-the-art online banking facility
Manage card online
UK call centre

Must be 18 or older and be UK resident
£12.50 monthly account fee

Type of Card

Pre-Paid Gold Deluxe MasterCard

Adverse Credit

Details

The great alternative to a bank account. No credit checks to open an account. Free ATM withdrawals
Direct Debits and Online Banking services. Option to borrow up to £250

Option to borrow money

More info

CashPlus Pre-Paid Gold Deluxe MasterCard

More information on this product

No credit checks to open an account
Online Servicing – set up standing orders for free and manage your Direct Debits
Free UK ATM withdrawals & electronic transfers
Load your wages at no extra cost
Pay in by electronic transfer or cash
Borrow up to £250 if approved for a Cashplus iDraft credit line
Add Creditbuilder to improve your credit rating at no extra cost

75p fee each day if you use your iDraft
Representative example for iDraft: £100 for 12 months, 0% interest, 75p per day flat usage fee, capped at £10 per monthly statement period, plus a one off arrangement fee of £20. Total amount payable: £240. Representative 230% APR

Type of Card

Pre-Paid Gold MasterCard

Adverse Credit

Details

The great alternative to a credit card. Simply pay in money with a UK bank transfer or cash and use it like you would a debit card. Instant Approval – 100% Guaranteed

Cashback

More info

CashPlus Pre-Paid Gold MasterCard

More information on this product

No credit check to open an account
No links to your bank account
No interest to pay
Earn up to 12.5% Cashback
Add Creditbuilder to improve credit rating at no extra cost
Unlimited UK purchases at no extra cost
No charge for UK payments and transfers – including Direct Debits
Free to Pay in – by bank transfer and with wages payments
Purchase protection at no extra cost
Have up to four additional card holders

£5.95 monthly fee

Type of Card

Vanquis Visa Classic Credit Card

Adverse Credit

Details

Improve your credit rating with a Vanquis Visa Classic card

APR

39.9%
(representative variable)

More info

Vanquis Visa Classic Credit Card

More information on this product

We help people who have been turned down for credit elsewhere
We provide a sensible way to stay in control of your money and we offer a responsible and reliable financial service
Simple application process
Manageable starting credit limit of between £150 and £1,000
You could get a credit limit increase after your 5th statement and further increases every 5 months, up to £4,000 subject to good account management
A friendly UK Customer Service call centre
Online & SMS account management

Representative 39.9% APR (variable)
Vanquis Visa Card is issued by Vanquis Bank Limited

Type of Card

Chrome Credit Card

Adverse Credit

Details

Make your credit future shine with the new Chrome card. Can be a great tool to improve your credit rating

APR

24.7%
(representative variable)

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Chrome Credit Card

More information on this product

Enjoy a new low APR credit card – designed to help you improve your credit rating
Simple application process – decision within 60 seconds
Manageable starting credit limit of £250 to £1,000
Build credit limit up to £4,000 subject to good account management
A friendly UK Customer Service call centre
Online & SMS account management

Representative 24.7% APR (variable)
Chrome Visa Card is issued by Vanquis Bank Limited

Type of Card

Aquis Credit Card

Adverse Credit

Details

The Aquis credit card can be a great way to build a strong credit rating

APR

29.8%
(representative variable)

More info

Aquis Credit Card

More information on this product

Rebuild a poor credit rating if you’ve had credit difficulties in the past
Simple application process – decision within 60 seconds
Manageable credit limit between £250 – £1,000
Credit limit increases every 5 months, up to £4,000 subject to good account management
A friendly UK Customer Service call centre
Online & SMS account management

Representative 29.8% APR (variable)
Aquis Visa Card is issued by Vanquis Bank Limited

Type of Card

Pre-Paid MasterCard

Adverse Credit

Details

One for all! Viabuy Prepaid Mastercard. No credit check or proof of income

100% Acceptance Rate

More info

Viabuy Pre-Paid MasterCard

More information on this product

No credit checks or proof of income to open an account
No links to your bank account
Card shipped within 24 hours
Load your card free of charge by bank transfer
Use card everywhere where Mastercard is accepted – just like a usual Mastercard credit card
Withdraw cash at more than 2 million ATMs
No overdraft fees or interest to pay
Have up to three additional card holders

69.90 EUR one off issuing fee
19.90 EUR yearly card fee
Over 18’s only

Type of Card

Pre-Paid MasterCard

Adverse Credit

Details

Cashback

More info

Card One Money Pre-Paid MasterCard

More information on this product

Online current account that is open to everybody
Includes pre-paid Debit Mastercard®
Cashback rewards of up to 8% at more than 35 major high street retailers when you shop using your pre-paid card
No credit checks and no account opening fee
Help for you to manage your money and set-up bill payments to help you get back on track. If you’d like our help, just ask
Access your account online 24/7/365 using state-of-the-art online banking facility
Manage card online
UK call centre

Must be 18 or older and be UK resident
£12.50 monthly account fee

Type of Card

Pre-Paid Gold Deluxe MasterCard

Adverse Credit

Details

The great alternative to a bank account. No credit checks to open an account. Free ATM withdrawals
Direct Debits and Online Banking services. Option to borrow up to £250

Option to borrow money

More info

CashPlus Pre-Paid Gold Deluxe MasterCard

More information on this product

No credit checks to open an account
Online Servicing – set up standing orders for free and manage your Direct Debits
Free UK ATM withdrawals & electronic transfers
Load your wages at no extra cost
Pay in by electronic transfer or cash
Borrow up to £250 if approved for a Cashplus iDraft credit line
Add Creditbuilder to improve your credit rating at no extra cost

75p fee each day if you use your iDraft
Representative example for iDraft: £100 for 12 months, 0% interest, 75p per day flat usage fee, capped at £10 per monthly statement period, plus a one off arrangement fee of £20. Total amount payable: £240. Representative 230% APR

Type of Card

Pre-Paid Gold MasterCard

Adverse Credit

Details

The great alternative to a credit card. Simply pay in money with a UK bank transfer or cash and use it like you would a debit card. Instant Approval – 100% Guaranteed

Cashback

More info

CashPlus Pre-Paid Gold MasterCard

More information on this product

No credit check to open an account
No links to your bank account
No interest to pay
Earn up to 12.5% Cashback
Add Creditbuilder to improve credit rating at no extra cost
Unlimited UK purchases at no extra cost
No charge for UK payments and transfers – including Direct Debits
Free to Pay in – by bank transfer and with wages payments
Purchase protection at no extra cost
Have up to four additional card holders

£5.95 monthly fee

Type of Card

FairFX Pre-Paid Business MasterCard

No Credit Check to Open

Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to

Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

More info

FairFX Pre-Paid Business MasterCard

More information on this product

First year’s platform access free (usually £50+VAT) for applicants through Fair Investment
Issue, load and monitor cards spend via the web-based platform. Annotate and attach photo receipts and view transactions report via web or app
Load in directly in GBP, EUR & USD and benefit from free card replacements and renewals
No overseas transaction fees

A fee of £10 per card applies
A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
ATM fees apply both in the UK and abroad

Type of Card

Pre-Paid Business MasterCard

No Credit Check to Open

Details

Great alternative to a business bank account. Pay in cash or load money via bank transfer, use your card online and instore or to withdraw cash. Pay bills, suppliers and expenses online

Available to

Public or private, Sole traders, Limited Companies, Partnerships Multinationals, Charities, Government

More info

CashPlus Pre-Paid Business MasterCard

More information on this product

Instant online approval 100% guaranteed
No credit check to open an account
Perfect for any type and size of business
Free to receive bank transfers
No monthly account management fees
No UK purchase transaction fees
Any size of UK business or organisation can apply for our account – even if you don’t have a credit or trading history
Integrated with most accounting software

£69 annual fee
Maximum balance £15,000
Daily ATM withdrawal limit £500

Saga Credit Card

Available exclusively to customers aged 50 and over, the Saga Platinum credit card offers many features and perks. For help in choosing a credit card, use the tables below to see if the Saga credit card is right for you:

Choosing a Saga credit card

Some of the many features available when you take out a Saga credit card include:

- Saga Platinum credit card offers 0% foreign currency fees on transactions made abroad, and a low rate of Representative 11.9% APR (variable), making it a great travel companion.
- 0% Foreign Currency Fees are applied to transactions worldwide
- 0% on purchases for the first 9 months
- 0% on balance transfers for the first 9 months (a 3% balance transfer fee applies)
- 0% foreign currency fees on transactions carried out abroad
- 0% interest on cash withdrawals – get up to 55 days’ interest free credit on all withdrawals made on your Sage Platinum Credit Card
- Online access to your account, whenever is convenient for you
- Payment and card protection insurance available
- Internet fraud protection
- Make online payments using Verified by Visa, for added peace of mind and security

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