Santander Fixed Rate Bonds

Santander Fixed Rate Bonds

Compare UK Fixed Rate Savings Deals

Savings Offer – Fixed Rate

Earn 1.90% AER Fixed Interest

  • MARKET LEADING 3 YEAR FIXED RATE
  • Provider – Access Bank
  • Minimum deposit – £5,000
  • Interest paid on maturity
  • Easy online account management

Our view: A market leading 3 year fixed rate. If you are not prepared to risk your capital and you want a fixed rate of return then take a closer look at this latest savings offer.

Access Bank 3 Year Fixed Rate »

Account
Axis Bank 1 Year Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.85%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

UK Market Leading 3 Year Fixed Rate

Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
2.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
2.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Axis Bank 1 Year Fixed Rate Bond
Interest Rate
1.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Habib Bank Zurich 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Access Bank 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
1.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Cynergy Bank 1 Year Fixed Rate Bond
Interest Rate
1.55%
Gross/AER
Term
1 Year
Minimum Deposit
£10,000
Account
Habib Bank Zurich 6 Month Fixed Rate Bond
Interest Rate
0.80%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
1.85%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 2 Year Fixed Rate Bond
Interest Rate
1.80%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Cynergy Bank 2 Year Fixed Rate Bond
Interest Rate
1.60%
Gross/AER
Term
2 Years
Minimum Deposit
£10,000
Account
Axis Bank 2 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Halifax 2 Year Fixed Rate Bond
Interest Rate
0.55%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000

UK Market Leading 3 Year Fixed Rate

Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
1.90%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Cynergy Bank 3 Year Fixed Rate Bond
Interest Rate
1.70%
Gross/AER
Term
3 Years
Minimum Deposit
£10,000
Account
Axis Bank 3 Year Fixed Rate Bond
Interest Rate
1.50%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
2.05%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
2.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
7% pa
or 2 x Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Deposit Plan

Maximum Potential Return
14%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Deposit Plan

Maximum Potential Return
42%
at end of term
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 3 Year Defensive Deposit Plan

Maximum Potential Return
10%
at end of term
Term
3 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

IDAD The FTSE Growth Deposit Plan 

Potential Return
100% of the FTSE growth
capped at a maximum 30% return
Term
6 years
ISA Option

Deposit Taker: Royal Bank of Canada

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE 100 6 Year Defensive Deposit Plan

Fixed Return
18%
if FTSE higher, 9% if lower
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Investec FTSE Income Deposit Plan

Potential Annual Income
2.52%
per annum
Term
6 years
ISA Option

Deposit Taker: Investec Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Santander Fixed Rate Bonds

Compare Santander fixed rate bonds with other leading savings deals from UK savings providers.

Santander fixed rate bonds might be right for you if:

  • You can afford to keep your cash locked away for at least 12 months
  • You want a competitive interest rate
  • You will not need instant access to your cash

But before you make your mind up about Santander fixed rate bonds, you could compare other leading fixed rate savings accounts using our simple comparison tables above.

Since any type of fixed term bond involves you locking your money away for a certain period it’s important to make sure you are getting the best plan before you do so. Using the above tables you can compare different fixed rate bonds from various providers to see if you can find which one might be the best choice of plan for your needs.

Although fixed rate bonds vary between plans they normally share a few common features such as:

  • The interest rate you are offered will stay consistent no matter what happens to the market in general over the course of your bond. This means you may be locked into an uncompetitive rate should rates start to rise while your money is locked away in a fixed rate bond, but at the same time could secure you a better deal if they fall over the same period.
  • You cannot make any withdrawals or additional deposits once you have set up the account
  • You cannot close the account early without incurring some form of forfeit.
  • Many bond providers will convert your bond into an instant access savings account when the term ends unless you otherwise tell them what you wish to be done with it.
  • Tend to offer higher interest rates than their instant access alternative
Capital Protected Deposit Plan

7% pa or 2 x FTSE 100 Growth

Deposit Taker: Goldman Sachs International Bank

  • Up to 7 year term
  • 1.75% per quarter (7% pa) – if the Deposit Taker ends the plan early
  • 2 x FTSE 100 Index  growth (no cap) – if the plan runs for the full term
  • Available in ISA
More Plan Details »