Santander Offset Mortgages
Find the best offset mortgages for your circumstances
See whether you can save money on your Santander offset mortgage using our independent service or you can call us on 0117 980 7743 (8.30am to 6pm – Monday to Friday)
Get the Latest Santander Offset Mortgage Rates
Santander mortgages offer a wide range of mortgage deals for first time purchasers, home movers and individuals who are looking to remortgage.
Whether you are searching for a fixed rate or a tracker mortgage rate, Santander Mortgages could have something for you. With more than 160 years of home loan experience, Santander offers an award-winning mortgage administration services to every one of its clients.
Utilize the mortgage service above to help you locate the best Santander mortgage rates.
Santander Mortgages Features and Benefits
Whether you are a new or existing client of Santander, there are numerous features and advantages of Santander mortgages that could help make the mortgage application process simple and practical for you. Some of these advantages could include:
- No booking charges on some Santander mortgage deals including an extensive variety of fixed-rate and tracker mortgage offers
- Many Santander mortgage deals offer a free standard valuation on any property that is worth up to £2.5 million.
- Cashback arrangements of up to £250 on some Santander Mortgages
- Help to Buy eligibility – If you have a 5% to 10% deposit, then the Government’s Help to Buy Mortgage Guarantee Scheme may offer you the chance to get a foot on the property ladder. Santander is partaking in this plan which means that they get Government backing on mortgages for first-time buyers with low deposits and accordingly are ready to offer home loans of up to 95% loan to value (LTV) to prospective home buyers. You will need to meet all the standard Santander mortgage criteria and also the Help to Buy criteria.
- In the event that you approach Santander through a mortgage intermediary, there are a few other mortgage options that could be accessible to you – for example, New Build mortgage deals bargains and Shared Ownership plans.
How we can help find the best Santander mortgage deal for you
Our expert group of independent, whole of market mortgage team are available to help you understand the extensive variety of mortgage deals available today. You can use our mortgage service to:
- Find the most recent Santander Mortgage Rates – we can help you whether you are hoping to get on the property ladder as a first time purchaser, are moving house, or need to get a remortgage.
- Use a Santander mortgage calculator to find out how Santander Mortgages compare to other top deals that are currently on offer in the mortgage market.
- Get free information and mortgage guidance from our independent mortgage advice team to make sure you fully grasp all the mortgage options available to you from Santander and other top mortgage providers.