Self Cert Loans
Compare self sert loan deals…
If you want a loan, but are self employed or unable to prove your income, you will need to look at the range of self cert loans on offer.
With a self cert loan you will generally be asked to:
- declare your own income
- provide an accountant certificate stating that your income is sufficient to service the certification loan
- provide bank statements covering a certain period, so the lender can get an idea of your gross income
If you are a home owner, your mortgage repayment history will be useful as proof of punctual payment. Due to the potential risk to the lender, self cert loans generally carry a higher rate of APR, but many lenders offers deals where the rates drop after an initial period because you have then proved that you are able to keep up payments.
|Lender||Min - Max Loan||Credit History||Representative APR||Term||Apply|
Zuto Car Loans
|£1,500 - £50,000||Good to Poor Credit||19.1%||2 to 5 Years||Get Quotes >|
|Take charge of your car finance with Zuto. Loans of £1,500 - £50,000 for 2-5 years. Representative Example: The Representative APR is 19.1% (fixed) so if you borrow £7,500 over 49 months at a rate of 19.1% p.a. (fixed) you will repay £218.78 per month and repay £10,501.26 in total. b>|
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.