Self Cert Mortgage Rates
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- 2 Year Fixed up to 60% LTV Deal »
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Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Find out about self cert mortgages...
In the past, self-cert mortgages have offered a chance of homeownership for people who cannot prove their income, such as the self-employed, who might otherwise have been unable to buy a home. However, self-cert mortgages have come under the spotlight for sinking people into debt which they are unable to repay, so now it is usual to have to prove your income.
If you are self employed, a freelancer or contractor, someone who is paid in commission or bonuses, or you have an irregular income, you could struggle to get a mortgage. To see what deals are available for your personal circumstances, use our free service which offers:
- Information about the mortgages available
- Quotes from across the mortgage market
- Impartial advice about the right deals for you
Just click on the link below and fill in the quick form and one of our expert advisors will call you back to see if there is an alternative to self-cert mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker