Self Employed Tracker Mortgages

Compare Self Employed Tracker Mortgages

2 Year TRACKER deal »NatWest Mortgages

Call NatWest FREE on 0800 158 2934

1.84%Reverts to 3.99% after 2 years


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare latest self employed tracker mortgages - use our mortgage tables below to see a selection of market leading mortgage deals - alternatively if you need advice - call our independent mortgage team on 0117 332 6063.

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Tracker

1.44%

Reverts to 3.94%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Tracker

1.59%

Reverts to 3.94%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Tracker

1.75%

Reverts to 4.79%

2

Years

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker

1.77

Reverts to 4.79%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker

1.99%

Reverts to 4.79%

2

Years

80%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker

2.04%

Reverts to 3.94%

2

Years

85%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Tracker

1.84%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

1.84%

Reverts to 3.99%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

2.07%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

2.07%

Reverts to 3.99%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Lifetime Tracker

4.74%

Lifetime of the mortgage

90%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.90% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


Compare Self Employed Tracker Mortgages

It has always been slightly more difficult for a self employed person to find an affordable mortgage deal, but it is by no means impossible. There are a number of specialist lenders that may offer customers a quote, assuming they meet with their criteria. If you are looking for a self employed tracker mortgage, there are several factors that should be taken into consideration:

 

  • It is possible that lenders may require larger deposits or charge higher interest rates for self employed, so it could be crucial to shop around for self employed tracker mortgage deals
  • Comparing several self employed tracker mortgages from different providers can help to narrow down the best offers
  • Lenders may offer more favourable mortgage deals to self employed people who can prove they will be reliably employed on a long term basis
  • In order to receive a favourable offer from a lender, providing a regular source of income with audited accounts may be essential

As you search for self employed tracker mortgage deals, you may wish to consult the mortgage comparisons table below. It contains information on offers from several different providers.  A self employed tracker mortgage will generally have its interest linked to the Bank of England base rates, although starting rates may initially be set by the provider. These types of deal are often popular with customers due to the fact that their rates move up or down in sync with any changes to the Bank of England base interest rate, and cannot be influenced by the provider.

 

A tracker mortgage with flexible payment options may also be of interest to a self employed person.  Such mortgages may offer the option to make over- or underpayments, meaning that you could make larger payments at times when business is good, and smaller payments during quieter periods.

 

For independent mortgage advice call our mortgage team on 0117 332 6063.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker