Shared Ownership Mortgage Lenders
Latest Deal - NatWest 2 Year Fixed »
Call FREE - 0800 158 2934
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- 2 Year Fixed up to 60% LTV Deal »
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Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.
Provider | Type | Initial Interest Rate | Initial Term | Max LTV* | Product Fee | |
|---|---|---|---|---|---|---|
 Call FREE on 0800 096 7447 | Fixed Shared Ownership | 1.59% Reverts to 3.99% | 2 Years | 60% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
 Call FREE on 0800 158 2934 | Fixed Shared Ownership | 2.68% Reverts to 3.99% | 2 Years | 75% | No | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Call FREE on 0800 096 7447 | Fixed Shared Ownership | 2.68% Reverts to 3.99% | 2 Years | 75% | Yes | More Info > |
| Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. | ||||||
Representative Example:
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).
In this example the overall cost for comparison is 3.7% APRC representative.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Shared Ownership Mortgage lenders offer mortgages on a part buy/part rent scheme.
They are often a popular choice for first time buyers. However, before shared ownership mortgage lenders accept you, you may have to fulfil certain criteria, such as:
- The scheme must be through a registered social landlord
- The lease must contain an adequate mortgagee protection clause
- The initial share purchased must usually be at least 25%
- You will still need a deposit, even when only buying part of a property
It is advisable to get independent financial advice before making any decision and it is a good idea to also get a number of different quotes to see who could offer you the best deal.
Use the FREE mortgage calculator below to help you find the latest shared ownership mortgage deals:
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker