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Structured product market to grow 20% in 2010

Written by Editorial Team

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Structured product market to grow 20% in 2010

23 November 2009 / by Rebecca Sargent

The structured product market looks set to grow by 20 per cent next year, despite the high profile issues faced by the industry this year, OPAL has claimed.

According to the provider of structured product administration, in 2008 the structured product market grew by almost 25 per cent in the UK to £10billion, and 2009 is still on target to be a record year for structured investment plans.

In addition, OPAL predicts that there will be a move to create a new classification for ‘no risk’, ‘guaranteed’ products to ensure they do not become confused with products that have a more complicated structure.

Since Lehman Brothers collapsed last year, causing Lehman backed structured products to default, the structured product market has been under scrutiny and the Financial Services Authority is currently performing a review of the market.

Commenting, Tony Collins, managing director at OPAL comments: “2009 has been a turbulent year, but despite this, many companies see the benefits that a specific type of structured product can offer.

“I personally welcome the closer review by the FSA as this will help to create stability in the market and, more importantly, give companies the confidence to launch what are really compelling products.

“Returns of above five per cent, capital protection and protection under the FSCS give the market a healthy future,” he adds.

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© Fair Investment Company Ltd



  Product Name ISA Option Maximum Potential Return Term More Info
FTSE 100 Enhanced Kick Out Plan yes

10%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 1, 2, 3, 4, 5 or 6. If the plan matures early it will return 10% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
10:10 Plan yes

11%

per annum

10 years More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, 5, 6, 7, 8, 9 or 10. If the plan matures early it will return 11% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Step Down Kick-Out Plan yes

7.25%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, 5 or 6. If the plan matures early it will return 7.25% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Step Down Kick-Out Plan yes

6.15%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 2, 3, 4, 5 or 6. If the plan matures early it will return 6.15% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Defensive Kick-Out Plan yes

6.75%

per annum

Up to
6 years
More Info >
Structured investment plan with the potential to mature after years 3, 4, 5 or 6. If the plan matures early it will return 6.75% times the number of years the plan has been in force. Also available for Stocks & Shares ISA and ISA transfer.
FTSE 100 Kick Out Deposit Plan yes

6%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 5% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
6 Year Defensive Deposit Plan yes

25%

at end of term

6 years More Info >
6 year capital protected structured deposit plan which aims to return 25% if the FTSE 100 is higher than 75% of Initial Level. Also available for Cash ISA and ISA transfer.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 







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