Subsidence Insurance in Northern Ireland

Get specialist subsidence home insurance in Northern Ireland…

There are many home insurance policies in the UK that extend the availability of their policies to Northern Ireland. Subsidence insurance cover is something that anybody looking for a home insurance policy should think about.

Subsidence can creep up on you at any time, and the damages it causes to your property can be very expensive and traumatic to deal with. The right cover is essential for the protection of your property.

We know that trawling through numerous insurance policies can seem like a time consuming process, so we have tried to make it simple and quick for you to begin comparing policies today. All you have to do is look at the table below and follow the links to begin getting home insurance quotes.

Subsidence usually occurs when:


  • The property grounds have had previous mining activity
  • Houses built on top of clay soils and suffer from dry spells or loss of moisture in the ground
  • Tree and bush roots sucking the moisture out of the soil from underneath your home
  • Water leaking from underground pipes.

Make sure that you are cautious about planting trees and bushes too close to your property and that pipe lines are well maintained.

If you are already covered by your home insurance, then you should be able to make a claim successfully. You will most likely have to pay an excess fee which you can find out more about through reviewing your policy’s terms and conditions.

When you apply for insurance in Northern Ireland with subsidence cover ensure that you have been honest about your information. Failure to mention anything about subsidence could affect your claim and your policy at a later date.

Subsidence insurance in Northern Ireland is available from a number of different providers so you may want to browse a few of the policies listed above and follow the links for home insurance quotes.

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Rebuild Cost£50,000

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5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.