Subsidence Insurance in Scotland

Get specialist subsidence home insurance in Scotland…

If you are looking for appropriate home insurance for your property, it is always worth considering every eventuality in order to minimise the risk of potentially costly damage and repairs. In many areas in Scotland, subsidence insurance is considered a necessity due to the large number of potentially risky areas.

Subsidence damage to a property can occur in a variety of circumstances. In order to understand the need for subsidence insurance in Scotland, the following are some examples of its more common causes:


  • Previous mining activity or large numbers of trees near buildings which may cause its foundations to become unstable
  • Houses may be built upon weak foundations, or on clay based or watery ground
  • Soils with chalk, high sand or gravel content may also be at risk
  • Leaking pipes are also a major cause of subsidence

There is a lot of competition between the multitude of companies offering home and subsidence insurance in Scotland, so there is the potential to be able to find a deal that offers the right level of protection at a great price. Click on the links below to start looking at home insurance quotes right now.

If you suspect that your property may be at risk in any of these areas, you may wish to find appropriate subsidence insurance in Scotland that will provide with adequate protection.

In many cases, some form of subsidence insurance may be included as part of your home insurance policy. If however your property is located in a particularly high risk area it may be more difficult to find affordable subsidence insurance in Scotland.


For this reason it is important to consider the level of risk that is involved before buying a property that may effected, as it can often be difficult to find an appropriate insurance policy that will not be too expensive.

If you do require subsidence insurance, it is recommended to shop around as much as possible, as there are a variety of different insurers who will offer home insurance quotes at competitive rates.

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