Temporary Breakdown Cover

Compare temporary breakdown cover

Some providers offer temporary breakdown cover so you don’t have to take out a policy for a whole year if you’re not going to be using your car for that long. Some of the providers below might offer breakdown insurance on their website:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

Don’t let a breakdown spoil your summer – Join now and get FREE Onward Travel and FREE Key Replace. New customers. Selected cover levels. T&Cs; apply. 4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C;'s apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Amazon.co.uk Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Temporary breakdown cover


If you have a car but are only planning on using it for a few days or weeks over the year you may want to purchase breakdown cover just for that amount of time. Temporary breakdown cover can let you select how long your cover will last for; each provider may have their own minimum and maximum insurance duration so it is worth shopping around to find a policy that fits your trip.


It may also be wise to see how much an annual policy could cost you however, if you frequently purchase temporary breakdown cover or will be using it for an extended experience it could well be that it works out cheaper to buy breakdown cover for an entire year, even if you would not be needing it for that entire time.


Levels of cover

Different providers of temporary breakdown insurance may differ what their policy includes, other may let you purchase different levels of insurance so you can tailor yourself exactly what you are covered for. These levels may differ between providers but could include:


  • Roadside: Roadside cover is often the cheapest and most minimal level of cover. It usually means that if your vehicle has a breakdown you will provided with a set period of free roadside labour from a mechanic and if they cannot fix your vehicle there and then, then they will provide a tow to a nearby garage.


  • Home assistance: The basic roadside package offered by many insurers tends to exclude cover if your vehicle won’t start when leaving your home, or if it breaks down within a certain distance of your home address. If you want your policy to cover these incidences then you will need a policy that includes a home assistance package.


  • Recovery:  Some providers give you the option of purchasing a national recovery package, this means if your car can’t be fixed at the side of the road instead of just being taken to the closest garage where the break down has occurred you get the option of; you, your vehicle and any passengers being taken to any single location of your choice anywhere in the UK.


  • Onward Travel: With onward travel if you’re vehicle can’t be repaired within a certain time frame then your provider may be able to offer you with alternative options to continue your travels. This might include a courtesy car, or reimbursement for alternative travel like train fare it could also include putting you up in a nearby hotel and Bed and breadfast for a night while you wait for your vehicle to be repaired.


  • European Cover:  Offers you breakdown cover when driving elsewhere in Europe than the United Kingdom. Temporary breakdown cover for driving in Europe is actually more commonly available than for the UK.  There are a range of single trip providers of European breakdown cover.