Temporary Car Insurance for Under 21s

It is widely accepted that young drivers will have to pay higher premiums on their car insurance.  Insurance providers consider 17-25 year olds to be the highest risk group of drivers on the road. Because of your lack of driving experience you are more likely to be involved in road accidents which mean you are more likely to make a claim.

Many companies will not offer temporary car insurance to anyone under 25, let alone 21 and most will not offer to 18 year old drivers at all. However, there are a growing number of companies that have considered lowering the age limit on temporary car insurance.

It may take a bit longer, but you are still likely to be offered a car insurance quote by a number of companies if you are sure in your mind what you need from your policy. 

Temporary Car Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 28 days18 - 75Instant Car and Van Cover including motorhomes. Cover for Learner Drivers. Insurance documents immediately issued.Get Quotes >
1 - 28 days19 - 75Instant Car and Van Cover. Cover for Learner Drivers. Cover for vehicle hire and test drives. Insure someone else on your car. Insurance documents immediately issued.Get Quotes >

There may be many reasons for why you wish to take out temporary car insurance for under 21s. These could include:

  • Car use for a holiday
  • Moving house
  • Short term insurance whilst you are home from university
  • Practise for an upcoming driving test

You should expect that your premiums will be high, although a temporary car insurance policy will save you money due to its shortness. We advise that you:

  • Insure a basic car that has a small engine
  • Take safety measures (e.g. fitted alarms, locked garage etc)
  • Search a few temporary under 21s car insurance quotes in order to pick out the best deals.

Always read the small print to ensure that you are adequately covered. You could up paying more in premiums or paying more if you are involved in an accident if you do not take the time to carefully compare car insurance quotes.

Young Driver Car Insurance Quotes
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 90 days17 - 22Instant Car Insurance For Learner Drivers. Cover for Learner Drivers up to 90 days. Insurance documents immediately issued.Get Quotes >
12 Months17 to 25Great deals for young and learner drivers - Quotes from specialist brokers to help you find the cheapest dealGet Quotes >
7 days - 5 months17 - 40Immediate online policy for provisional license holders. Get FREE L-plates and Theory Test practice DVD when you take out a policy using code ‘FREEPLATE14’Get Quotes >
12 Months17 - 25Aged 25 or under with a full licence? Get an upfront discount in your first year when you add DrivePlus telematics to your policy. Underwritten by U K Insurance LimitedGet Quotes >
30 to 90 days17 - 34Practise in your family car with Marmalade’s Learner Driver Insurance. Marmalade Learner Insurance is a comprehensive policy, enabling learner drivers to practise in a family or friend's car, without risking the No Claims Discount of the vehicle owner. See Marmalade website for full details. Get Quotes >
12 Months17 - 27Marmalade’s unique Named Young Driver Insurance gives you the freedom to drive your parents’ car with your own fully comprehensive policy – without risking their No Claims Discount! Fully comprehensive cover, start earning your own No Claims Discount, no risk to the owner’s No Claims Discount, select cover for up to 5000 miles per year, cover is available on most cars worth at least £2,000 and up to insurance group 26. See Marmalade website for full details. Get Quotes >
12 Months17 - 24Affordable Black box insurance for young drivers with no curfews! Young drivers can drive without any curfews or restrictions. Start earning your own no claims discount with Marmalade's black box policy, covering both full licence holders and provisional drivers. See Marmalade website for full details. Get Quotes >