Under 21 Car Insurance

Compare Under 21 Car Insurance

If you are under 21 car insurance is likely to seem pretty expensive, although it worth comparing a number of different car insurance quotes because the difference in cost can vary widely between companies.

Young Driver Car Insurance Quotes
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 90 days17 - 22Instant Car Insurance For Learner Drivers. Cover for Learner Drivers up to 90 days. Insurance documents immediately issued.Get Quotes >
12 Months17 to 25Great deals for young and learner drivers - Quotes from specialist brokers to help you find the cheapest dealGet Quotes >
7 days - 5 months17 - 40Immediate online policy for provisional license holders. Get FREE L-plates and Theory Test practice DVD when you take out a policy using code ‘FREEPLATE14’Get Quotes >
12 Months17 - 25Aged 25 or under with a full licence? Get an upfront discount in your first year when you add DrivePlus telematics to your policy. Underwritten by U K Insurance LimitedGet Quotes >
30 to 90 days17 - 34Practise in your family car with Marmalade’s Learner Driver Insurance. Marmalade Learner Insurance is a comprehensive policy, enabling learner drivers to practise in a family or friend's car, without risking the No Claims Discount of the vehicle owner. See Marmalade website for full details. Get Quotes >
12 Months17 - 27Marmalade’s unique Named Young Driver Insurance gives you the freedom to drive your parents’ car with your own fully comprehensive policy – without risking their No Claims Discount! Fully comprehensive cover, start earning your own No Claims Discount, no risk to the owner’s No Claims Discount, select cover for up to 5000 miles per year, cover is available on most cars worth at least £2,000 and up to insurance group 26. See Marmalade website for full details. Get Quotes >
12 Months17 - 24Affordable Black box insurance for young drivers with no curfews! Young drivers can drive without any curfews or restrictions. Start earning your own no claims discount with Marmalade's black box policy, covering both full licence holders and provisional drivers. See Marmalade website for full details. Get Quotes >

Under 21 Car Insurance - keeping costs down

While the increased cost of car insurance is perhaps largely unavoidable, there are a number of practical measures someone under 21 can do so that their car insurance payments are as low as possible:


  • Car insurance for drivers under 21 can be adversely affected by adding things to the vehicle that increase the cost of repairs, such as alloy wheels.
  • Driving a smaller type of car can have a number of practical benefits for car insurance, namely a decreased likelihood of being hit on the road and being easier to control.
  • Buying a cheaper vehicle can reduce the premiums associated with car insurance for under 21’s.
    There are also a number of things to consider when picking a car insurance policy. A person under 21 should always take the time to look at a number of car insurance quotes and compare the following.
  • The type of car insurance cover offered, such as a fully comprehensive policy or a third party one
  • The amount of excess that will be paid and whether or not the policy has the option of voluntarily increasing that amount (the premium you pay will be lower if you shoulder more of the burden yourself)

The reason why car insurance for under 21’s is likely to be higher is simply because they are the demographic that is most likely to be involved in a road traffic accident. Male drivers are a staggering 10 times more likely to be seriously injured, or worse, when they are under 21. The increased risk that young drivers place themselves and other drivers in when they are under 21 means car insurance is more likely to be needed more frequently and is therefore more expensive.

To ensure you are getting the best deal for your situation you may also wish to get quotes from a price comparison website - See below:

Compare - Car Insurance Comparison Website Quotes
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