Unsecured Bad Credit Loan

Unsecured Bad Credit Loan

Compare Unsecured Bad Credit Loan

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

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Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
Avant Personal Loan
APR/APRC
42.5% APR
Representative (£1,000-£20,000)
Loan Term
1 to 6 Years
Borrow
£1,000 to £20,000

Instant Online Decision

Representative Example: The Representative APR is 42.5% (fixed). If you borrow £3,000 over 3 years at a rate of 31.9% p.a (fixed) plus an arrangement fee of £137.31, you will repay £157.89 per month & £4,943.25 in total.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Unsecured Bad Credit Loan

An estimated one in five British people have bad credit histories, and many of these people want to borrow money for various reasons – home improvements, a new car or in many cases, for debt consolidation.

In the past, it was very difficult for people with less than perfect credit histories to get a loan, but now, the market for unsecured bad credit loans has grown considerably, with more and more lenders prepared to lend money to people with bad credit.

Bad credit can result from:

  • Missing mortgage payments
  • A breakdown in a relationship or redundancy creating difficult financial circumstances
  • County Court Judgement

But many lenders are prepared to look past these issues and lend the money anyway. To protect their own assets, when offering unsecured bad credit loans, lenders generally charge higher interest rates, although you may get a better deal if you are a home owner.

Use our FREE loan calculator to compare unsecured bad credit loans available