Van Insurance For Former Drink Drivers
It cannot be ignored that having a conviction for drink driving on your license can seriously harm any attempts to find an affordable van insurance policy. It is however possible to find van insurance for a former drink driver where the premiums are manageable. The best way of finding more affordable policies is to research the market for comparisons on van insurance quotes from as many insurers as possible. Please see the table below for a list of comparisons on van insurance quotes from several different providers:
|Provider||Replacement Van||Max Weight||Multi Van Cover||Additional Benefits||Apply|
The Van Insurer Van Insurance
|3.5 tonnes||Quotes from 50 brokers - compare more van insurance brokers than any other price comparison site. Cheapest van insurance price, guaranteed||Get Quotes >|
RAC Van Insurance
|3.5 tonnes||Van Insurance cover for under £182. Up to £100,000 of Motor Legal cover, 24/7 motoring legal helpline, windscreen cover for comprehensive policies, accidental damage and vandalism cover for comprehensive policies. RAC members pay £118 less on average for RAC Van Insurance than non-members||Get Quotes >|
Direct Line Van Insurance
|3.5 tonnes||Direct Line Van Insurance with prices from £182 a year. 10% of customers paid this or less. Based on policies sold 1st November 17 - 30 April 18. Excludes add ons. Underwritten by U K Insurance Limited.||Get Quotes >|
AXA Van Insurance
|3.5 tonnes||Van insurance from just £211 a year. 5-star Defaqto Rating. Business, courier or personal van insurance. 10% online discount and up to 60% no claims discount. 98% of van insurance claims paid out||Get Quotes >|
Zenith Van Insurance
|3.5 tonnes||Motor Legal Protection as standard, choice of excess, 24/7 emergency helpline, guaranteed repairs, free courtesy vehicle, cover for audio & navigation equipment, windscreen cover, replacement locks and personal belongings. Plus optional extras||Get Quotes >|
If you were not banned, there are a number of questions you may wish to consider before contacting any potential insurers:
- Will future premiums be reduced if you do not make any further claims and avoid any further convictions?
- Are discounts available for other parts of the policy, such as for applying online or using direct debit to pay premiums?
Ultimately, customers may need to be prepared to pay more for their van insurance. Insurance all comes down to risk, and a drink driving conviction will typically represent a substantial increase in risk to a potential insurers.
A large part of the story will be what happens after you are convicted. If you are banned from driving for a period of time, there may be little you can do to avoid paying higher premiums for your policy. It is important to emphasise that van insurance is a legal requirement of being able to drive on UK roads, therefore even with a previous driving conviction, paying these high premiums may be unavoidable if you wish to continue driving.
It may take a more thorough search compared to another person searching for a standard van insurance quote, but persevering and shopping around can make a big difference in finding a policy that you will be able to afford.