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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

Selected Personal Loan Deals

Loan Type
cahoot Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£20,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £20,000
Excellent Credit Only!

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
Santander Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£15,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example: The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
M&S Bank Personal Loan
APR/APRC
2.8% APR
Representative (£7,500-£15,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:The Representative APR is 2.8%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.8% p.a. (fixed). Monthly repayment £178.64 & total repayable £10,718.40.
Loan Type
Post Office Personal Loan
Rates From
2.8% APR
(£7,500 to ££25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.3%

Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.3% p.a. (fixed). Monthly repayment £125.34. Total amount repayable £4,512.24
Loan Type
AA Personal Loan
APR/APRC
2.9% APR
Representative (£7,500-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000
Representative Example:  The Representative APR is 2.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment of £179.93. Total amount repayable £10,795.80.
Loan Type
Shawbrook Bank Personal Loan
APR/APRC
7.6% APR
Representative (£1,000-£30,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £30,000
Representative Example: The Representative APR is 7.6%. Based on a loan amount of £10,000 over 60 months at an interest rate of 7.6% p.a. (fixed). Monthly repayment of £199.66. Total amount repayable £11,979.32.

Vanquis Loans Review

Vanquis offer loans to exisiting account holders from £1,000 to £3,000 up to 3 years.

Personal loan features

When you are looking for a personal loan you may see different features advertised, you may wish to consider what features are important to you, some features you may see advertised could include:

  • Fixed rates
  • Options to take repayment holidays
  • Options to repay the loan early or make overpayments
  • Same day payment
  • Instant decision

Vanquis Credit CardVanquis offer a credit card if you are looking to rebuild your credit history. The Vanquis Credit card provides a credit limit up to £1,000.

Loan calculator

As Vanquis are not currently accepting new application there is not a Vanquis loan calculator available. However many lenders that are accepting loans will offer a loan calculator so you can get an indication of what a loan with them may cost you. You normally just need to enter how much you wish to borrow and for how long you want the repayment period to be. The calculator can then give you and in idea of what a loan with them could cost based on the lender’s Representative Annual Percentage Rate for a loan of that size.

However it is important to remember that a calculator can only give you an indication of what a loan may cost, this is because loans are usually subject to status. This means a lender may tailor the APR they are willing to offer a borrower following an assessment of their credit score and other financial circumstances, so the repayment total and instalments may be different from what a calculator stated.

Types of loan

  • Personal Loans – Also known as ‘unsecured’ loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay. This type of loan does not require you to put up your home or other asset as security on it.
  • Homeowner loans – Are only available to property owners. Also known as ‘secured’ loans which mean lenders require the borrower to put up an asset such as their home as security against the loan. The amount a borrower can borrow with this type of loan is dependent on the value of the property used as security as well as their credit score and other financial circumstance. It’s important to carefully think about this type of loan first as failure to keep up with repayments on a homeowner loan could result in your home being repossessed.

Before you apply for a loan

There is a diverse range of loans available on the market from numerous different providers so it’s a good idea to shop around beforehand to try and find the best plan for your specific needs.

Get a better loan and apply online.

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One search using our personal loan service will give you clarity about your loan options.

You will be shown the rate you will actually get, if you are pre-approved for your loan & sort those results just for you.

 

Our personal loans eligibility service is provided by Uplift Money Ltd. The data you supply and submit is used to retrieve loan quotes from Uplift Money’s panel of lenders. By using their loans eligibility service you are agreeing to Uplift Money’s terms and conditions and privacy policy which can be found at Uplift Money Ltd

Uplift Money Ltd are an appointed representative of Dennico Ltd who are authorised and regulated by the Financial Conduct Authority. Dennico Limited is registered in England & Wales under company number 11034439. Registered Office is Steam Mill Business Centre, Steam Mill Street, Chester, UK, CH3 5AN.