What is Private Medical Insurance?

Compare Quotes from Leading Medical Care Insurers

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ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

What Is Private Medical Insurance

If you are considering healthcare options, you may be asking the question, exactly what is private medical insurance? This form of insurance is intended to provide customers with the reassurance that they will receive specialist treatment if require it and as quickly as possible in the event of serious illness or disease.

As an alternative to care offered by the National Health Service, customers who may require private medical insurance are often given a great degree of choice regarding their treatment and where it will take place.

Paying extra for private medical insurance may often provide policy holders a number of other useful benefits, including access to specialist facilities and care that may not otherwise have been so readily available.

We have listed some of the best providers of private medical insurance quotes in the product comparison table below.

Finding the best policy to suit your needs can often be a tricky or confusing process, and it therefore important for customers to ask themselves exactly what sort of private medical insurance will suit them best. Customers should consider the following:


  • How much will they realistically be prepared to spend?
  • Will they require any extra or specialist care?
  • Do they want to choose their own hospital? Or will those chosen by the insurer be sufficient
  • Are there any potential illnesses or issues that they may not be covered for?

Taking these questions into account may go a long way for customers in terms of finding a suitable insurance quote, as insurers will consider a number of factors when deciding on their insurance premiums.  

There are a number of insurance companies throughout the UK that will each offer varying insurance quotes based upon their policies and the level of care they provide. If you are searching for a suitable private medical insurance quote, it is recommended to shop around as much as possible in order to find the policy that is best suited to you.