What Our Clients Say About Us

Fair Investment Company
I really do appreciate the level of service and responsiveness Fair Investment Company provided. Big banks ought to learn from that."
Mr Gioan, West Midlands

"Your factsheets are wonderful – informative, concise, unambiguous – an absolute delight. Fair Investment have fulfilled a one shop stop in my wants list and have no desire to wander!"
Mr Johnson, Powys

"Our dealings with Fair Investment have been excellent – our accounts were set up much more quickly than with traditional institutions, and we are already feeling the benefit of increased interest income."
Richard Pendlebury MBE and charity trustee

Latest Financial News

Inflation all wrapped up

Oliver Roylance-Smith / 24 January 2012

Recent weeks have provided confirmation of the interest rate status quo from the Bank of England along with the release of the latest inflation figures from the Office for National Statistics. Combi... Read more

Inflation and interest rates - what it means for you

Oliver Roylance-Smith / 24 January 2012

In the last fortnight we have had a further vote on the base rate by the Bank of England’s Monetary Policy Committee as well as the revised inflation figures released by the Office for Nationa... Read more

What lies in store in 2012

Oliver Roylance-Smith / 10 January 2012

2011 has certainly been a year of strong themes which have dramatically shaped the market as well as the opportunities available for savers and investors. We take a look at what these have been and ... Read more

Latest Financial News

As seen in The Guardian

The Guardian
Our charity savings accounts service was recently featured in The Guardian.
Read More »

Getting you a fairer deal

Oliver Roylance-Smith

"Fair Investment Company is an independent UK savings and investment specialist. We provide saving and investment solutions from high street and private banks as well as investment providers whether you are an individual, business or charity. 

 

We're here to help you get a fairer deal for your money by providing you with exceptional choice, value and service".

    Oliver Roylance-Smith, Head of Investment and Savings

Inflation Beating Plans
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Inflation Protected Deposit BondRoyal Bank of Scotland plcyes5 yearsRPI Tracker More Info >
  • 5 year structured deposit plan
  • Capital protected
  • 100% any growth in RPI (no cap) with a minimum return of 16%
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE Income Deposit PlanRoyal Bank of Scotland plcyes6 Years7.50%
per annum		More Info >
  • 6 year structured deposit plan
  • Capital protected
  • Available for Cash ISA & Cash ISA transfers
  • Also available to businesses, charities and trusts
  • Income is not guaranteed
  • Plan designed to be held for full term
  • May close early if oversubscribed
FTSE 100 3 Year Deposit Plan Investec Bank plcyes3 years19%More Info >
  • 3 year structured deposit plan
  • Capital protected
  • Target return of 19%
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.
Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
4.60%5 YearsApply Now >
  • Monthly, quarterly or annual interest options
  • Interest paid gross on deposits over £50,000
  • Also available to charities and trusts
  • £10,000 minimum deposit
  • No Partial Withdrawals
4.00%3 YearsApply Now >
  • Interest paid gross on deposits over £50,000
  • Interest can be paid monthly, quarterly or annually
  • Also available to charities and trusts
  • £10,000 minimum deposit
  • No Partial Withdrawals
3.45%1 YearApply Now >
  • 3.45% Gross/AER fixed for 1 year
  • Open with £1,000 minimum deposit
  • No maximum deposit

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future. The products shown will be arranged on a non-advisory basis, unless otherwise agreed. Different types of investment carry different levels of risk and may not be suitable for all investors.

Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature.  If you are at all unsure of the suitability of a particular product for your circumstances you should seek independent financial advice. Please refer to our Non Advisory Terms of Business and Disclaimer & Privacy Statement  for further information.

The Financial Services Authority does not regulate taxation and trust advice, debt management, unsecured loans, credit cards, advice on household bills and some aspects of deposits, buy to let mortgages and secured loans. The information and content of this website is subject to the UK regulatory regime and is therefore intended for UK consumers.

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