Top Selected UK Personal Loan

Loan Type
Asda Money Personal Loan
Rates From
2.8% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000

 The Representative APR is 9.9%

Representative Example: If you borrow £5,000 over 60 months at a representative 9.9% APR will cost £104.95 a month. Total amount payable £6.297.23. Annual interest 9.9% fixed. Credit subject to status

Loan Type
Post Office Personal Loan
Rates From
3.4% APR
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit History Only!

The Representative APR is 8.9%

Representative Example:  Based on a loan amount of £4,000 over 36 months at an interest rate of 8.9% p.a. (fixed). Monthly repayment of £126.37. Total amount repayable £4,549.49.

Top Selected UK Homeowner Loans

Loan Type
Paragon Bank Homeowner Loan
APR/APRC
3.40% APR
Loan Term
10 to 30 Years
Borrow
£30,000 to £500,000
Special Features:  One of the cheapest homeowner loans in the UK!
Loan Type
Masthaven Homeowner Loan
APR/APRC
3.64% APR
Loan Term
3 to 35 Years
Borrow
£10,000 to £500,000

Raise capital for any purpose

e.g. home improvements, buy to let property purchase, school fees, business purposes, tax bill payment.

Loan Type
Shawbrook Homeowner Loan
APR/APRC
3.9% APR
Loan Term
3 to 25 Years
Borrow
£25,000 to £500,000
Special Features: Complete flexibility – repay the loan in full at any time

How Much Can I Borrow?

How much you can borrow and over what term of repayment will depend on factors such as:

  • Whether you are a homeowner with a mortgage
  • Your credit status
  • Employment status
  • How long you have been in the UK
  • How much you earn.

Homeowner Loans

If you are a homeowner with a mortgage and you are looking to borrow in excess of £25,000 then a homeowner may be an option for you. A homeowner loan (also known as secured loans or second charge mortgages) are secured on your property behind your main mortgage. The term of loan can be typically anything from 3 to 30 years. In recent years the rates of interest on homeowner loans have become more aligned with the types of rate you can get on a personal loan.

Personal Loans

Personal loans are unsecured loans where a lender will base their decision to lend to you on the basis of your credit report. Loans can range from typically £1,000 to £25,000 with the best rates of interest usually banded between £7,500 to £25,000. The term of loan will normally range from 1 to 5 years. In some exceptions 7 year terms are possible.

Great Personal Loan Rates From 3.1% APR

  • Instant Online Decision!
  • Check eligibility without affecting your credit rating
  • Borrow up to £25,000
  • One fixed monthly repayment

Search Personal Loan Offers »

Borrow from £25,000

  • Rates from 3.65% APR
  • Terms: 3 to 35 Years
  • Secured loans for any purpose
  • For homeowners with a mortgage

Call us on 0117 980 7743 

If you have a poor credit history or have been refused credit in the past getting a new car can be challenging.

Use our loan service – quick and easy online process to help you agree your budget, choose a new car & apply for finance.

More info

Loan Options

Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE