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Finding a loan for your personal circumstances couldn’t be simpler.
We have partnered with Monevo who have created award winning technology to provide you with pre-approved* offers that are available to you in an easy to understand comparison.
By checking your eligibility you can simply choose the offer you want and complete your loan with your chosen lender.
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Top UK Personal Loan – Borrow up to £25,000
Great Personal Loan Rates From 3.1% APR
- Instant Online Decision!
- Check eligibility without affecting your credit rating
- Borrow up to £25,000
- One fixed monthly repayment
Are you a homeowner with a mortgage?
Borrow from £25,000
- Rates from 3.65% APR
- Terms: 3 to 35 Years
- Secured loans for any purpose
- For homeowners with a mortgage
Call us on 0117 980 7743
How do I buy a car if I have a poor credit record?
If you have a poor credit history or have been refused credit in the past getting a new car can be challenging.
Use our loan service – quick and easy online process to help you agree your budget, choose a new car & apply for finance.
Alternatively if you prefer contacting lenders directly see a selection of deals below.
Compare UK Loans
Compare Top UK Loan Quotes
Personal Loan Offer
Great Personal Loan Rate From the Post Office
- Rates from 3.1% APR*
- Loans available for 1 to 7 years
- Borrow up to £25,000
- No arrangement fees or hidden charges
- Fixed monthly repayments for the duration of the loan
- Funds transferred within 2 working days
- No penalty for over payments
- Excellent credit history only
*Representative (fixed) for loans between £15,001 and £25,000
Selected Personal Loan Deals
Representative (£15,001-£25,000)
£1,000 to £25,000
Excellent Credit Only!
Representative (£1,500-£25,000)
£1,000 to £35,000
All credit profiles!
Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.
Representative (£1,500-£12,500)
Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.
Representative (£1,000-£20,000)
£1,000 to £15,000
Poor credit history
Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.
Are you an existing customer of one of the banks below?
If you are an existing customer a number of banks provide preferential deals for personal loans.
Selected Existing Customer Loan Deals
Representative (£15,001-£25,000)
Representative Example: The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,847.80.
Representative (£7,500-£25,000)
£1,000 to £25,000
Excellent Credit Only!
Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 2.9% p.a. (fixed). Monthly repayment £179.07. Total amount payable £10,744.20.
Representative (£7,500-£19,950)
Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.
Representative (£7,500-£19,950)
Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.
Loan Service
Latest UK loan deals for UK residents from £1,000 to £2.5 million.
We can help you find a loan solution based on your requirements. If you have an excellent credit record personal loan rates are as low as they ever have been.
We have selected market leading personal unsecured loan deals from 3.1% APR Representative. The rate you are offered will depend on how much you borrow. Typically the best rates are offered on loans of £7,500 up to £25,000 with a maximum 5 year term. Rates will be dependent on your credit history. When applying for a loan it is important to realize that over 50% of people who apply for a “loan rate” will not be eligible for that rate and will be offered an alternative higher loan rate.
If you have a less than perfect credit record we suggest using a specialist broker service such as fluent loans. They provide an instant quote service for loans over 1 to 7 years which will not impact on your credit record. See our table above.
For larger loans of £25,000+ if you are a homeowner with a mortgage then you may qualify for a homeowner loan. Homeowner loans can be used for any legal purpose and can be arranged very quickly. A number of lenders offer deals with no early redemption penalties thereby offering a lot of flexibility if you have a short term funding requirement. Rates start from 3.6% APRC Representative.
If you have a funding gap on a property purchase then bridging finance can be a very useful tool in making a deal happen. See our bridging loan service with rates starting from 0.49% pm.
Our Personal Loan Service
We work with award winning loan technology provider Monevo who help consumers find personal loans in the UK, USA and Australia.
With over £1 billion of loans funded, helping 250,000 people per month source personal loans, Monevo can help you find a loan from over 20+ providers.
Complete the loan platform form and in as little as 60 seconds and hit the get results button and let award winning technology search a panel of lenders and present you with the pre-approved* offers that are available to you in an easy to understand comparison. You then simply choose the loan offer you want and complete your loan on the lenders website. With some lenders funds can be with you the same day.
Using clever technology eligibility checks involve a soft pull of your credit so there is no impact on your score.
Benefits of using this service include:
- Search 20+ UK lenders using one form
- No impact on your credit score*
- FREE & no obligation to proceed
- Quick online decision
- Same day funding from many lenders
Homeowner Loan Representative Example:
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.