Compare Loans

Compare Top UK Loan Quotes

Personal Loan Offer

Great Personal Loan Rates From the AA

  • Rates from 3.1% APR*
  • Instant Online Decision in most cases
  • Fixed monthly repayments for the duration of the loan
  • Loans available for 1 to 7 years
  • Borrow up to £25,000
  • No arrangement fee
  • Excellent credit history only
  • Lower rate of 3.0% APR available for AA members

AA Personal Loan »

*Representative (fixed) for loans between £15,001 and £25,000

Also available – AA Breakdown Cover for a year from £15 plus money off upgrades. Terms apply

Selected Personal Loan Deals

Loan Type
Post Office Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
AA Personal Loan
APR/APRC
3.1% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Representative Example:  The Representative APR is 3.1%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment of £314.89. Total amount repayable £18,893.40.

Loan Type
Hitachi Personal Loan
APR/APRC
3.1% APR
Representative (£7,500-£25,000)
Loan Term
2 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Instant Online Decision

Representative Example: The Representative APR is 3.1%.  If you borrow £7,500 over 5 years at a rate of 3.1% p.a. (fixed), you will repay £134.97 for 60 months and £8,098.20 in total.

Loan Type
Shawbrook Bank Personal Loan
APR/APRC
12.9% APR
Representative (£1,000-£35,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £35,000

Instant Online Decision

Representative Example: The Representative APR is 12.9%. Based on a loan amount of £10,000 over 60 months at an interest rate of 12.9% p.a. (fixed). Monthly repayment of £223.43. Total amount repayable £13,405.80.

Loan Type
Fluent Personal Loan
APR/APRC
14.9% APR
Representative (£1,500-£25,000)
Loan Term
1 to 5 Years
Borrow
£1,000 to £25,000

Call FREE on 0800 084 8039

Representative Example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

Loan Type
UK Credit Guarantor Loan
APR/APRC
31.9% APR
Representative (£1,500-£12,500)
Loan Term
18 Months to 5 Years
Borrow
£1,500 to £12,500

Guarantor Loan

Representative Example:The Representative APR is 31.9%. Based on a loan amount of £5,000 over 48 months at an interest rate of 31.9% p.a. (fixed). Monthly repayment of £192.00. Total amount repayable £9,216.

Loan Type
Everyday Loans Personal Loan
APR/APRC
93.6% APR
Representative (£1,000-£20,000)
Loan Term
2 to 5 Years
Borrow
£1,000 to £15,000

Instant Online Decision

Representative Example:The Representative APR is 93.6%. Based on a loan amount of £3,000 over 24 months at an interest rate of 67.9% p.a. (fixed). Monthly repayment of £231.78. Total amount repayable £5,562.75.

Are you an existing customer of one of the banks below?

If you are an existing customer a number of banks provide preferential deals for personal loans.

Selected Existing Customer Loan Deals

Loan Type
AA Personal Loan
APR/APRC
3.0% APR
Representative (£15,001-£25,000)
Loan Term
1 to 7 Years
Borrow
£1,000 to £25,000

Existing AA Members Only

Representative Example:  The Representative APR is 3.0%. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment of £314.14. Total amount repayable £18,847.80.

Loan Type
Nationwide Personal Loan
APR/APRC
3.0% APR
Representative (£7,500-£25,000)
Loan Term
1 to 5 Years
Borrow

£1,000 to £25,000
Excellent Credit Only!

Existing Nationwide Members Only

Only available to Nationwide members (main current account, mortgage or savings account holders)

Representative Example: The Representative APR is 3.0%. Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 3.0% p.a. (fixed). Monthly repayment £179.51. Total amount payable £10,770.60.

Loan Type
NatWest Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 8 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Loan Type
Royal Bank of Scotland Personal Loan
APR/APRC
3.4% APR
Representative (£7,500-£19,950)
Loan Term
1 to 5 Years
Borrow
£1,000 to £50,000

Specific Eligibility Criteria Applies

To apply, you must be 18+ and a UK resident with either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone

Representative Example: Borrow £7,500 over 5 years at a Representative APR of 3.40% APR (fixed) paying £135.93 per month will result in a total sum of £8,155.80 over the loan term.

Latest UK loan deals for UK residents from £1,000 to £2.5 million.

We can help you find a loan solution based on your requirements. If you have an excellent credit record personal loan rates are as low as they ever have been.

Borrow from £25,000

  • Rates from 3.65% APR
  • Term – 3 to 35 Years
  • Loans for any purpose
  • Homeowners with a mortgage

Call us on 0117 980 7743 

Post Office Personal Loan Offer

Great Personal Loan Rates From 3.1% APR

  • Instant Online Decision!
  • Check eligibility without affecting your credit rating
  • Borrow up to £25,000
  • One fixed monthly repayment
  • Excellent credit history only

Post Office Personal Loan »

If you have a poor credit history or have been refused credit in the past getting a new car can be challenging.

We have partnered with Blip who provide a quick and easy online process to help you agree your budget, choose a new car & apply for finance.

All cars are brand new with every major UK manufacturer model available. Cars are delivered to your door.

More info

We have selected market leading personal unsecured loan deals from 3.1% APR Representative. The rate you are offered will depend on how much you borrow. Typically the best rates are offered on loans of £7,500 up to £25,000 with a maximum 5 year term. Rates will be dependent on your credit history.

If you have a less than perfect credit record we suggest using a lender such as Shawbrook bank. They provide an instant quote service for loans over 1 to 7 years which will not impact on your credit record.

For larger loans of £25,000+ if you are a homeowner with a mortgage then you may qualify for a homeowner loan. Homeowner loans can be used for any legal purpose and can be arranged very quickly. A number of lenders offer deals with no early redemption penalties thereby offering a lot of flexibility if you have a short term funding requirement. Rates start from 3.6% APRC Representative.

If you have a funding gap on a property purchase then bridging finance can be a very useful tool in making a deal happen. See our bridging loan service with rates starting from 0.49% pm.



Homeowner Loan Representative Example:

The Representative APRC is 5.9%Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE