Top Selected UK Personal Loan
£1,000 to £25,000
The Representative APR is 9.9%
Representative Example: If you borrow £5,000 over 60 months at a representative 9.9% APR will cost £104.95 a month. Total amount payable £6.297.23. Annual interest 9.9% fixed. Credit subject to status
£1,000 to £25,000
Excellent Credit History Only!
The Representative APR is 8.9%
Representative Example: Based on a loan amount of £4,000 over 36 months at an interest rate of 8.9% p.a. (fixed). Monthly repayment of £126.37. Total amount repayable £4,549.49.
Top Selected UK Homeowner Loans
How Much Can I Borrow?
How much you can borrow and over what term of repayment will depend on factors such as:
- Whether you are a homeowner with a mortgage
- Your credit status
- Employment status
- How long you have been in the UK
- How much you earn.
Homeowner Loans
If you are a homeowner with a mortgage and you are looking to borrow in excess of £25,000 then a homeowner may be an option for you. A homeowner loan (also known as secured loans or second charge mortgages) are secured on your property behind your main mortgage. The term of loan can be typically anything from 3 to 30 years. In recent years the rates of interest on homeowner loans have become more aligned with the types of rate you can get on a personal loan.
Personal Loans
Personal loans are unsecured loans where a lender will base their decision to lend to you on the basis of your credit report. Loans can range from typically £1,000 to £25,000 with the best rates of interest usually banded between £7,500 to £25,000. The term of loan will normally range from 1 to 5 years. In some exceptions 7 year terms are possible.
Top UK Personal Loan – Borrow up to £25,000
Great Personal Loan Rates From 3.1% APR
- Instant Online Decision!
- Check eligibility without affecting your credit rating
- Borrow up to £25,000
- One fixed monthly repayment
Are you a homeowner with a mortgage?
Borrow from £25,000
- Rates from 3.65% APR
- Terms: 3 to 35 Years
- Secured loans for any purpose
- For homeowners with a mortgage
Call us on 0117 980 7743
How do I buy a car if I have a poor credit record?
If you have a poor credit history or have been refused credit in the past getting a new car can be challenging.
Use our loan service – quick and easy online process to help you agree your budget, choose a new car & apply for finance.
Homeowner Loan Representative Example:
The Representative APRC is 5.9%. Based on an assumed loan amount of £48,000 (including broker fee of £2,505 & product fee of £495) over 240 months at an interest rate of 5% (varaible). Monthly repayment £316.78 & total repayable £76,027.20.