Temporary Van Insurance

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Short term van insurance may be useful for anyone who is considering hiring a van during a weekend or for a short trip.

A short term policy can ensure that the holder receives adequate insurance in the event of any incidents or road accidents during this period.

Many companies who specialise in providing van insurance will provide a number of policies on a short term basis depending upon the needs and circumstances of their customers.

The following are some examples of situations wherein a short term van insurance policy may be prove to be very useful:

      • For a weekend holiday or trip
      • For a person who is moving house
      • For a person who’s current Insurance cover had ended abruptly
      • For a tradesman who is currently renting a vehicle

Short term van insurance can usually be acquired very quickly and at short notice. Due in part to the small period of cover that is provided by this type of van insurance, a short term policy can usually be extended by the customer to suit their needs, making them a very flexible option.

With these benefits, a short term van insurance policy can be an extremely cost effective option for many customers who are seeking an alternative to other more long term agreements.

The majority of short term policies will also ensure that the customer’s no claims bonus is protected, and will not effect their other premiums in the event of an accident or claim.

If you are searching for a suitable policy from a provider, it is strongly recommended to compare van insurance quotes from as many sources as possible in order to find the best offer.

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Finding temporary van insurance for your personal circumstances couldn’t be simpler.


Key Takeaways

  • Temporary van insurance provides flexible, cost-effective cover for short-term situations.
  • Features of temporary van policies include comprehensive cover and varying duration options to fit individual needs.
  • Customise your policy by comparing quotes, reading reviews and testimonials, and customising cover to find the right solution for you.

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Understanding Temporary Van Insurance

Temporary van insurance caters to those requiring short-term cover.

It’s a flexible, cost-effective, and convenient alternative to an annual insurance policy, particularly for occasional van users or specific situations.

If you’re a business owner or sole trader, you might find yourself in a situation where you need to borrow a van to complete a single task or take over driving duties when a colleague is unable to work due to illness.

In such cases, temporary van insurance can save the day.

With temporary van insurance policies, you can enjoy up to £150 worth of cover for any items left in the van that are damaged or stolen.

Additionally, you can add the van to an existing policy for a set period of time, with cover durations ranging from hours to months.

The flexibility offered by temporary van insurance makes it an ideal choice for those who require short-term cover without the need to commit to a full annual policy.

Considering the temporary van insurance cost, it can be a more affordable option for many drivers.

What is Temporary Van Insurance?

Temporary van insurance, also known as temp van insurance, is a short-term policy providing cover for a specific duration, ranging from hours to months.

It is designed to accommodate individual requirements, including the type of van, the intended journey, and the driver.

To get temporary van insurance, Veygo, a popular provider of temporary insurance policies, offers suitable cover for a variety of van types, makes, and models, including car-derived vans and short-wheelbase vans.

With a temporary van cover, you can ensure your vehicle is protected for the duration you need.

Securing temporary van insurance necessitates a roadworthy van with a valid MOT.

Meet the standard criteria common to all car insurance policies, provide your van’s registration number and other vital details, and you can promptly arrange your temporary van insurance.

Within minutes, you can have the peace of mind that comes with fully comprehensive van insurance, even if it’s just for a few hours or days.

Additionally, your information will be updated in the motor insurance database, ensuring compliance with regulations.

Why Choose Temporary Van Insurance?

One of the main reasons to choose temporary van insurance is its cost-effectiveness.

In comparison to annual van insurance, temporary insurance often includes fully comprehensive cover, making it a viable option for those who need cover for a short period.

Short-term covers offer an alternative to a comprehensive policy, and they are usually much cheaper.

This makes them more accessible to many people.

Tempcover is a reputable provider of short-term insurance that offers easy-to-arrange short-term cover policies that can be completed online in minutes.

With an ‘Excellent’ rating on Trustpilot and over 23,000 reviews, over 80% of Tempcover’s customers have awarded them five stars, making them a reliable choice for your temporary van insurance needs.

So, whether you’re borrowing a van for a day or need cover for a month, temporary van insurance is a flexible and cost-effective solution.

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Key Features of Temporary Van Insurance Policies

Understanding the key features of temporary van insurance is crucial when weighing your options.

These policies generally include comprehensive cover, varying duration options, and even cover for driving abroad.

To compare quotes from different insurance providers, you can use a temporary van insurance calculator to get an understanding of the cost and cover options.

Keep in mind that the actual cost of temporary van insurance may vary depending on factors such as the driver’s age, van type, and driving history.

Comprehensive Cover

As a standard feature, temporary van insurance policies include comprehensive cover, safeguarding the driver, the vehicle, and any third parties in case of an accident.

It offers protection against various risks, such as:

  • theft
  • vandalism
  • fire
  • accidents


Veygo’s temporary van insurance policies are comprehensive and cover a lot. They provide protection for:

  • The named driver and vehicles involved in an accident
  • Any damage to the named vehicle
  • Third-party damage cover, including damage to a third party, their vehicle, or their property, along with any resulting claims.

Duration of Cover

Temporary van insurance policies offer flexibility in terms of duration, with options ranging from hours to months.

Whether you need insurance for a few hours to move some furniture or cover for an entire month while your regular vehicle is being repaired, temporary van insurance policies can adapt to your requirements.

With the ability to adjust the start and end dates of the policy to fit your specific needs, you can have the cover you need without any unnecessary extras.

Driving Abroad

For those planning to drive their van abroad, particularly within the EU, be aware that many temporary van insurance policies typically include third-party cover for overseas driving.

Tempcover, for example, offers the legally mandated minimum cover for driving in the European Union.

However, it’s crucial to check with your insurance provider to understand the exact scope of cover when driving abroad, as it may vary depending on the policy and the country in which you’re driving.

Ensure that you have the necessary cover in place before embarking on your international journey to avoid any complications or legal issues.

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When to Consider Temporary Van Insurance

There are various situations where temporary van insurance can be a practical option.

For instance, you might need cover when moving house or office, test-driving a new van, or using a van occasionally for personal or business purposes.

Tailored to your distinct needs, temporary van insurance provides cover for a predetermined duration, such as one day, a week, or even a month.

It presents an optimal solution for those requiring short-term insurance without the obligation of an annual policy.

Moving House or Office

When relocating a house or office, temporary van insurance can be an ideal solution to ensure you have the necessary cover for the duration of the move.

It offers a cost-effective alternative to purchasing a 12-month policy and allows you to focus on the task at hand without worrying about insurance complications.

Whether you’re borrowing a van from a friend or family member or renting one for the move, temporary van insurance can provide the cover you need.

Test Driving or Purchasing a New Van

Test driving or purchasing a new van may require temporary insurance to ensure legal and adequate cover.

After all, you want to make sure you’re protected while trying out potential vehicles and driving your new purchase home from the seller before obtaining an annual policy.

Temporary van insurance offers versatile cover from 1 hour to 30 days, enabling you to test drive multiple vehicles and have the necessary protection in place as you make your final decision.

A temporary insurance policy is also a convenient solution for those who need short-term cover for a few days, weeks, or months without committing to an annual policy.

Occasional or Emergency Use

Temporary van insurance is ideal for those who require cover for occasional or emergency use, such as when borrowing another person’s van, transporting goods, or renting a van.

It’s also beneficial in emergency circumstances like breakdowns or repairs to your own vehicle.

With its flexibility and affordability, temporary van insurance is a practical solution for those who need cover without the commitment of a long-term policy.

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Factors Affecting Temporary Van Insurance Costs

Several factors, including the driver’s age, van type, and driving history, influence the cost of temporary van insurance.

Grasping these factors aids in making a well-informed choice when selecting the most suitable temporary van insurance policy for your needs and budget.

It’s essential to be aware of these factors as you compare quotes from different insurance providers.

Driver’s Age

The driver’s age plays a significant role in determining the cost of temporary van insurance.

Insurers may consider younger drivers to pose a greater risk and charge higher premiums as a result.

On the other hand, older drivers, who are perceived to be less likely to have accidents, may benefit from reduced premiums.

When selecting a temporary van insurance policy, it’s essential to consider the impact of your age on the cost of cover.

Van Type and Size

The type and size of the van can also affect insurance costs. Larger and more powerful vans are typically perceived as a higher risk, which may lead to increased premiums.

Insurance providers may also consider vans with higher engine capacities as higher risk, resulting in higher insurance costs.

This knowledge will help you select a policy that offers the cover you need at a price that fits your budget.

Driving History

Your driving history can significantly influence the cost of temporary van insurance.

Individuals with a history of accidents or convictions may be considered a higher risk and thus incur higher premiums.

In contrast, those with a clean driving record and no accidents or violations are likely to enjoy lower insurance costs.

When comparing quotes, it’s essential to consider the impact of your driving history on the cost of temporary van insurance.

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How to Find the Right Temporary Van Insurance Policy

Although locating the ideal temporary van insurance policy might seem challenging, the correct approach enables you to pinpoint the policy that best fits your specific needs.

Comparing quotes, reading reviews and testimonials, and customising cover are all essential steps in making an informed decision.

Comparing Quotes

Comparing quotes from multiple providers is a highly effective strategy for finding the ideal temporary van insurance policy.

When comparing quotes, be sure to evaluate the features and benefits of different policies to make a knowledgeable decision.

You can use our comparison table at the top of this page to compare quotes across the market.

Reading Reviews and Testimonials

Perusing reviews and testimonials from previous customers is another vital step in locating a suitable temporary van insurance policy.

These can provide valuable insight into the quality of service and cover offered by insurers.

You can find customer reviews and ratings on websites like:

  • Trustpilot
  • CompareTheMarket
  • Confused.com
  • Checkatrade

When assessing these reviews, look for patterns in customer feedback and consider both positive and negative reviews.

Customising Cover

Tailoring cover options, such as incorporating extras like breakdown cover or motor legal protection, can guarantee that your temporary van insurance policy aligns with your specific needs.

By selecting the duration of cover and adjusting the start and end dates of the policy, you can tailor your cover to fit your requirements perfectly.

This will enable you to focus on the task at hand, knowing that you’re adequately covered.

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Frequently Asked Questions

What is the typical duration of a temporary van insurance policy?

Temporary van insurance policies typically last from hours up to months, depending on your requirements.

Can I use temporary van insurance for driving abroad?

Yes, you can use temporary van insurance for driving abroad, as many policies include third-party cover, particularly within the EU.

What factors affect the cost of temporary van insurance?

The cost of temporary van insurance is primarily determined by factors such as the driver’s age, van type, and driving history.

These factors can have a significant impact on the cost of the insurance, so it is important to consider them carefully when shopping for a policy.

For example, younger drivers may be charged higher premiums due to their age.

How can I find the best temporary van insurance policy for my needs?

Compare multiple providers, read reviews and customise cover to find the best temporary van insurance policy for your needs.

Can I customise the duration of my temporary van insurance policy?

Yes, you can customise the duration of your temporary van insurance policy to best suit your needs.

You can adjust the start and end dates as necessary.

Short term van insurance can be ideal for hundreds of everyday situations, including:

  • Borrowing a van to move house – You’ll probably need a large vehicle to move bigger, bulkier items and you may find that borrowing and insuring a van for the day is much cheaper than hiring a removal company.
  • Delivering or transporting large items – Whether you’re buying or selling, moving large items is not a job for your car. Whether you need to use one for a day or longer, you can find temporary van insurance cover to suit your situation.
  • Business insurance for vans – Businesses across the UK rely on their vans, so if one goes out of action or a new employee starts, you need a quick insurance option to keep your business running. Get the temporary business van insurance you need with Tempcover in just 90 seconds.
  • Test driving a new van – If you’ve got your eye on a new set of wheels, make sure everything is as it seems with a test drive. Get a van insurance policy for a few hours without adjusting or affecting any existing insurance on the vehicle.
  • Driving away a new van – Once you’ve chosen your next van, don’t wait around arranging your long term insurance. Drive your new van home and give yourself up to 28 days to choose the right annual policy while still using it.
  • Young van drivers – Van insurance can be extremely expensive, especially for first time or young van drivers. If you’re only driving occasionally, you could save money and get cheaper van insurance with pay as you go insurance.

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There are many different types of van available.

To make sure you get the right short term van insurance quote and pay the right the price, it’s important to select the correct body type.

When getting a quote, you can select from the following body types:

  • Van
  • Pickup – single cab
  • Pickup – double cab
  • Box van
  • Luton van
  • Refrigerated/insulated
  • Minibus
  • Hot food dispenser
  • Ice cream van
  • Transit
  • Motorcaravan
  • Taxi
  • Dustcart
  • Horsebox
  • Livestock carrier
  • Milk float
  • Flatbed
  • Mobile shop
  • Tipper truck
  • Refuse vehicle
  • Road sweeper
  • Skip carrier
  • Vehicle transporter


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You can get a policy to drive a van for 1 hour up to 1 month at a time, but there are no restrictions on the number of policies you can buy. If you need 6 months van insurance, you can easily buy 6 monthly policies or one month policy at a time if you think your situation may change.

Whatever duration you’re looking to buy, make sure you consider all options before buying to ensure you’re getting the best deal possible.

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All car insurance policies are different, but is unlikely you will be able to drive a hire vehicle in addition to the car named on your policy. And even if you are, you’ll likely only have third party cover. That’s why short term van insurance is the sensible choice for most people.