Fixed Income Investment Plans

Fixed Income Investment Plans

Compare Investment & Savings Income Ideas

Investing for High Income

Plan Name

Walker Crips UK Fixed Income  Plan

Annual Income
5.4%
fixed income per year
Term
5 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

MB UK 4Y Monthly Fixed Income Plan Y2 65

Annual Income
5.4%
fixed income per year
Term
Up to 4 years
ISA Option

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.6%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.5%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Income Fund Platforms

Invest From
£500 single
Fund Choice
Choose one five portfolio’s, either fully managed by Nutmeg’s expert team or a fixed allocation portfolio
Protection Scheme
FSCS
ISA Transfers
Why we like it: Get a stocks & shares ISA portfolio – Choose one five portfolio’s, either fully managed by Nutmeg’s expert team or a fixed allocation portfolio. No tie-ins, no set-up fees, no exit charges. Easy, online set up. Start with as little as £500. Portfolio management fees of 0.45%-0.75% up to £100k. 0.25%-0.35% beyond £100k. There are also underlying investment charges, see the fees page. Plus, live chat, amazing customer support and brilliant investor tools and guides. Nutmeg are regulated by the FCA & are covered by the FSCS. ISA eligibility and tax rules apply. Capital at risk. Approved by Nutmeg 12/07/2024
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Charges may apply.  Capital at risk. Tax treatment depends on your individual circumstances and may change in the future. ISA transfer charges may apply, please check with your provider.
Invest From
Any lump sum or £25 per month
Fund Choice
40,000+ UK and global stocks
Features
Low flat fee structure. Regular investing is free.
ISA Transfers

What would you do with £100,000? Open an ii ISA to enter our biggest giveaway ever. Capital at risk. Ends 31 July. Terms & fees apply. Minimum £5K deposit. New customers only

Why we like it: An award-winning ISA that gives you complete control. The second largest platform in the UK with the widest choice of investment options in the market including funds, investment trusts, ETF’s and more. Open online in less than 10 minutes. Access to expert independent ideas and analysis. Low cost fees and trading. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month
Fund Choice
2,000 + funds
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Wide range of investment funds to help you build a diversified portfolio across geographic markets, industry sectors or asset classes. You can invest in AJ Bell Passive funds, or choose from the recommended active and tracker funds on the Favourite funds list. Or, you can browse our extensive funds universe. Deal online and on the go with our free mobile app. Free subscription to Shares magazine if your balance is £4,000 or more. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£30 per month or £500 single
Fund Choice
With-Profits Fund
Protection Scheme
FSCS
ISA Transfers
Why we like it: You don’t have to make any tricky investment decisions; your money will be invested in Shepherds With Profits Fund, and the bonuses you could receive will depend on the future performance of the fund. To try to achieve higher returns for you, your money is invested in a variety of assets, the majority of which consist of stocks and shares, but also property, bonds and cash. While returns are not guaranteed in stocks and shares investments and the value can go down as well as up, Shepherds apply a process known as ‘smoothing’ that attempts to even out fluctuations in the value and aims to keep a consistent level of bonus payments. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future. Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
Invest From
£25 through regular savings or £1,000 as a lump sum
Fund Choice
Over 4,000+ funds, plus shares, investment trusts and exchange-traded funds.
Features
Great value service fee. Easy to set up. Online guidance to help with your investment decisions
ISA Transfers
Why we like it: This award-winning ISA has an extensive range of investment options, including thousands of funds and shares, plus a guidance service to help you find investment ideas. There is a low service fee (typically 0.35%), easy online application process and apps to manage your money on the move. Additional charges apply depending on your choice of investments. Plus, everything is backed by Fidelity’s 50 years of investment experience. Boring Money Best Buy ISA 2023
Important information: The value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. Please note that this information is not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Hargreaves Lansdown are the UK’s no. 1 investment platform for private investors. Choose your own investments with expert research and ideas to help you, or simply pick a ready-made portfolio. Manage via website, app or phone. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£1
Investment Type
10 managed portfolios to choose from
Features
Choose your risk profile and have an investment Plan built and managed for you. Ethical Plan options. Part of the Aviva group
ISA Transfers
Why we like it: Choose your level of risk from cautious to adventurous and have a plan expertly created and managed for you. Create multiple Plans – including Ethical Plans – with different risk levels. Invest as little or much as you like, add regular payments and top up whenever you like. Withdraw money or transfer out without notice or penalty fees. Wealthify app lets you check how your Plan is performing, manage your transactions and provide investment news and insights. Simple annual management charge of 0.6%.
Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
No minimum
Fund Choice
Over 2,500 funds, UK shares, investment trusts and ETFs
or choose Ready Made & Managed Portfolios
Features
Investment search tool makes it easy to browse and filter investments, use free guides and articles if you need any inspiration
ISA Transfers
Why we like it: Pick your own investments or choose a Ready-made Portfolio. Some of the lowest investment ISA account fees available. Tiered service fees of 0.2% or less a year, no set-up fees and share dealing for just £4.95 per trade. You don’t pay anything to open your ISA or buy funds, and share dealing costs just £4.95 per trade. Voted Best ISA Provider at the City of London Wealth Management Awards 2020. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£10 per month or £100 single
Fund Choice
Unitised With-Profits fund
Protection Scheme
FSCS
ISA Transfers
Why we like it: Invest from only £10 a month, lump sums from just £100 or a combination of both using your tax-free Investment ISA allowance. You can stop, restart, raise or lower your payments or your investments and cash in whenever you want. When you set up a My MoneyBuilder Select (ISA), your money will be invested in a single fund – the Unitised With-Profits fund. A mixed managed fund from Scottish Friendly where premiums are pooled with those of other clients and returns are linked to the performance of the underlying assets within the fund. Remember the value of investments can go down as well as up, and you could get back less than you’ve paid in. If you cash in before the end of 5 years there will be a £50 deduction from your cash-in value.
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply.  Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Trade From
£3
standard trade rate
Features
A choice of 5 Ready-made Investment funds and more
Platform Fees

£4 to £125 pm

Transaction fees from £3 for funds (or £1 for each automated regular investment), plus a platform fee of £4-£125/month. Invest in over 2,000 funds plus Exchange Traded Funds (ETFs), Investment Trusts, Shares and more. The value of investments can fall as well as rise and you may get back less than you invest. If you’re unsure about investing we recommend you ask for independent advice. Capital at risk.
Invest From
£1,500
Investment Type
Choose your risk profile and have it matched to a portfolio expertly built and managed
Protection Scheme
FSCS
ISA & Non-ISA Options
Why we like it: Answer questions about your goals, financial situation and attitude to risk, and Moneyfarm will recommend the right investment portfolio for you, built and managed, and re-balanced by experts to help your money grow. Withdraw any time without additional fees. See what you’re invested in, how you’re performing and how much you’re paying anywhere and any time with the Moneyfarm app. Add money to your account by setting up a direct debit or investing a lump-sum. Low cost annual fee of 0.68%. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 lump sum or regular payment
Fund Choice
A wide range of funds, shares, investment trusts and ETFs
Features
Flexible ISA. If you take money from your account, provided you put it back during the same tax year, it won’t count against your annual ISA allowance
ISA Transfers
Why we like it: Multi-award winning ISA with a wide range of investment choices. The Willis Owen ISA is a flexible ISA, which means that if you take money (either as a cash withdrawal or from your income payments) from your account, provided you put it back during the same tax year, replacement of the money won’t count against your annual ISA allowance. Expert insights, guides and tools to help you invest. Low minimum investment of £25, and/or transfer existing ISA’s in. View your portfolio 24/7 on easy to use and secure platform. Tiered annual fees ranging from 0.15% to 0.40%. Capital at risk.
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.

Income Savings Options

Account
Smart Save Instant Access Account
Interest Rate
5.07%
AER
Term
Instant Access
Minimum Deposit
£10,000
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
4.90%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Account
Interest Rate
4.85%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Leeds Building Society Home Deposit Saver
Interest Rate
5.15%
Gross/AER
Term
Withdrawals are limited to 1 each year
Minimum Deposit
£100
Account
GB Bank Base Rate Tracker Savings Account (brought to you by Wombat Invest)
Interest Rate
4.91%
Gross/AER
Term
Easy Access (one withdrawal per month)
Minimum Deposit
£500
Account
Chip Instant Access Account
Interest Rate
4.84%
AER
Term
Instant Access
Minimum Deposit
£1
Account
RCI Bank Freedom Savings Account
Interest Rate
4.75%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Investec Online Flexi Saver
Interest Rate
4.70%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Post Office Online Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Yorkshire Building Society Easy Access Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Easy Access Account
Interest Rate
4.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.25%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
5.37%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 30 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore Double Access Account
Interest Rate
Up to 4.90%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
5.05%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
5.04%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Al Rayan Bank 1 Year Fixed Rate Bond
Interest Rate
5.25%
AER
Term
1 Year
Minimum Deposit
£10,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.97%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
5.00%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.95%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.35%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
NatWest Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
NatWest Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Santander Everyday Current Account
Features
The current account for your every day banking needs
Funding Required
No minimum
Account Fee
No fee
Account
first direct 1st Account
Switch Offer
£175 welcome bonus
when you switch to a 1st Account
Funding Required
No monthly minimum
Interest Rate
Access to 7% AER/Gross on Regular Savings
Account Fee
FREE

Switch to a 1st Account and bank £175*

Account
Santander Edge Up Current Account
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Funding Required
£1,500 per month
Account Fee
£5 pm
Account
Santander Edge Current Account
Features
Earn cashback every month on selected household bills and essential spend, plus get access to an exclusive savings account paying 7% AER
Funding Required
£500 per month
Account fee
£3 per month
Account
Royal Bank of Scotland Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Royal Bank of Scotland Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Nationwide FlexDirect Current Account
Interest Rate
5%
AER fixed on balanced up to £1,500
Funding Required
£1,000 per month
Overdraft rate
0% for 12 months
Account
Aldermore 120 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.76%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
Leeds Building Society 3 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.10%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
4.25%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Plum Cash ISA
Interest Rate
5.17%*
AER
Term
Easy Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
4.75%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
moneybox Cash ISA
Interest Rate
4.75%*
AER
Term
Easy Access
Minimum Deposit
£500
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
4.50%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore Bank 1 Year Cash ISA
Interest Rate
4.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
NatWest 1 Year Cash ISA
Interest Rate
4.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK resident. Sole accounts only. Rate available until 31st July 2024 for new customers and 5th August 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day of April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest, except for a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
4.35%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Plan Name

MB UK 6Y 85 Consolation Growth Deposit Plan

Potential Return
35.2%
if FTSE higher than 85% of starting level, or 18% if lower than 85%
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Annual 85 Kick Out Deposit Plan Y4

Potential Return
5.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6.35% pa
(alternative defensive option: 5.8%)
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.6%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 100 Growth Deposit Plan

Potential Return
23.25%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.5%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
19.55%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 2Y 90 Growth Deposit Plan

Potential Return
11.5%
at end of term
Term
2 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Smart Save Instant Access Account
Interest Rate
5.07%
AER
Term
Instant Access
Minimum Deposit
£10,000
Account
Hampshire Trust Bank Online Easy Access Account
Interest Rate
4.90%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Account
Interest Rate
4.85%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Leeds Building Society Home Deposit Saver
Interest Rate
5.15%
Gross/AER
Term
Withdrawals are limited to 1 each year
Minimum Deposit
£100
Account
Chip Instant Access Account
Interest Rate
4.84%
AER
Term
Instant Access
Minimum Deposit
£1
Account
GB Bank Base Rate Tracker Savings Account (brought to you by Wombat Invest)
Interest Rate
4.91%
Gross/AER
Term
Easy Access (one withdrawal per month)
Minimum Deposit
£500
Account
Investec Online Flexi Saver
Interest Rate
4.70%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
RCI Bank Freedom Savings Account
Interest Rate
4.75%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Post Office Online Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Yorkshire Building Society Easy Access Saver
Interest Rate
4.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Aldermore Easy Access Account
Interest Rate
4.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.25%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
5.37%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 120 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
Aldermore Double Access Account
Interest Rate
Up to 4.90%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Leeds Building Society E-Saver Instant Access Account
Interest Rate
2.45%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 1 Year Fixed Rate Bond
Interest Rate
5.05%
Gross/AER
Term
1 Year
Minimum Deposit
£1
Account
Investec 1-Year Fixed Rate Saver
Interest Rate
5.04%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Al Rayan Bank 1 Year Fixed Rate Bond
Interest Rate
5.25%
AER
Term
1 Year
Minimum Deposit
£10,000
Account
Aldermore Bank 1 Year Fixed Rate Bond
Interest Rate
4.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
RCI Bank 1 Year Fixed Rate Bond
Interest Rate
4.60%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 18 Month Fixed Rate Bond
Interest Rate
4.97%
Gross/AER
Term
18 Months
Minimum Deposit
£1
Account
Aldermore Bank 18 Month Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
18 Months
Minimum Deposit
£1,000
Account
RCI Bank 2 Year Fixed Rate Bond
Interest Rate
5.00%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 2 Year Fixed Rate Bond
Interest Rate
4.95%
Gross/AER
Term
2 Years
Minimum Deposit
£1
Account
Investec 2-Year Fixed Rate Saver
Interest Rate
4.70%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 2 Year Fixed Rate Bond
Interest Rate
4.35%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
RCI Bank 3 Year Fixed Rate Bond
Interest Rate
4.76%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 3 Year Fixed Rate Bond
Interest Rate
4.70%
Gross/AER
Term
3 Years
Minimum Deposit
£1
Account
Investec 3-Year Fixed Rate Saver
Interest Rate
4.45%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 3 Year Fixed Rate Bond
Interest Rate
4.10%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
Leeds Building Society 3 Year Fixed Rate Bond
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
4.25%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 4 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
Hampshire Trust Bank 5 Year Fixed Rate Bond
Interest Rate
4.55%
Gross/AER
Term
5 Years
Minimum Deposit
£1
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Aldermore Bank 5 Year Fixed Rate Bond
Interest Rate
4.00%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Plum Cash ISA
Interest Rate
5.17%*
AER
Term
Easy Access
Minimum Deposit
£1
Account
Leeds Building Society Limited Issue Online Easy Access Cash ISA
Interest Rate
4.75%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
moneybox Cash ISA
Interest Rate
4.75%*
AER
Term
Easy Access
Minimum Deposit
£500
Account
Aldermore Bank 1 Year Cash ISA
Interest Rate
4.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
4.65%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Aldermore Bank 30 Day Notice Cash ISA
Interest Rate
4.50%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
NatWest 1 Year Cash ISA
Interest Rate
4.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK resident. Sole accounts only. Rate available until 31st July 2024 for new customers and 5th August 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day of April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest, except for a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
4.35%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
Aldermore Bank 2 Year Cash ISA
Interest Rate
4.30%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Aldermore Bank Easy Access Cash ISA
Interest Rate
4.25%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
4.15%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
Aldermore Bank 3 Year Cash ISA
Interest Rate
4.05%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
NatWest 2 Year Cash ISA
Interest Rate
4.10%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Terms and Conditions: You must be 18 or over and a UK resident. Sole accounts only. Rate available until 31st July 2024 for new customers and 5th August 2024  for existing customers. Offer may be withdrawn early due to limited availability. Interest is calculated daily and paid annually to our ISA on the first business day of April and on the Maturity Payment Date. You can withdraw money from your account prior to the Start Date of the account. If you want to make a withdrawal after this time and before the Maturity Date, you must close your account by giving written notice in branch or via telephone. ISA subscription limits apply. If you make a payment into your Fixed Rate ISA you will not be able to make any further payments for that tax year into any other cash ISA with NatWest, except for a NatWest Help to Buy: ISA. Early Closure Charge applies. The Early Closure Charge will be the lower of the amount of interest earned on your account of 90 day’s interest. The Early Closure Charge will be decided from the balance of your Fixed Rate ISA. The interest payable on the money held in your account is tax-free. The tax treatment may be subject to change in the future and depends on your individual circumstances.
Account
Leeds Building Society E-ISA Instant Access Cash ISA
Interest Rate
2.45%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
OakNorth Bank Base Rate Tracker 95 Day Notice Account
Interest Rate
5.37%
AER
Term
95 Day Notice
Minimum Deposit
£1
Account
Investec Bank 90 Day Notice Account
Interest Rate
5.25%
AER
Term
90 Day Notice
Minimum Deposit
£5,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
4.95%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Aldermore 120 Day Notice Account
Interest Rate
4.80%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 30 Day Notice Account
Interest Rate
4.55%
Gross/AER
Term
30 Day Notice
Minimum Deposit
£1,000
Account
UBL 95 Day Notice Account
Interest Rate
2.71%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
first direct 1st Account
Switch Offer
£175 welcome bonus
when you switch to a 1st Account
Funding Required
No monthly minimum
Interest Rate
Access to 7% AER/Gross on Regular Savings
Account Fee
FREE

Switch to a 1st Account and bank £175*

Account
NatWest Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Santander Everyday Current Account
Features
The current account for your every day banking needs
Funding Required
No minimum
Account Fee
No fee
Account
Chase Current Account
Features
1% cashback on your everyday debit card spending for your first 12 months. Cashback exceptions and limits apply. Plus access to a 4.1% AER easy access saver account
Funding Required
No monthly minimum
Account fee
FREE
Account
Nationwide FlexDirect Current Account
Interest Rate
5%
AER fixed on balanced up to £1,500
Funding Required
£1,000 per month
Overdraft rate
0% for 12 months
Account
NatWest Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Santander Edge Up Current Account
Features
3.50% AER (3.45% gross variable) on balances up to £25,000, and up to 1% cashback on household bills, supermarket and travel costs (exclusions apply)
Funding Required
£1,500 per month
Account Fee
£5 pm
Account
Nationwide FlexPlus Current Account
Special Features
Free UK & European Breakdown insurance, worldwide travel insurance, and family mobile insurance
Arranged Overdraft
Account Fee
£13 per month
Account
Nationwide FlexAccount Current Account
Account fee
No fee
Funding Required
No minimum
Arranged Overdraft rate
39.9%
Account
Santander 1|2|3 Mini Current Account
Features
3% interest AER
(2.96% gross)
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
Royal Bank of Scotland Select Current Account
Features
Everyday current account
Funding Required
No minimum
Account fee
No fee
Account
Royal Bank of Scotland Reward Current Account
Features
Up to £5 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Cashplus Current Account
Features
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Adverse Credit
Account
Santander Edge Student Current Account
Features

A free 4-year Santander 16-25 Railcard worth £100 plus a total average saving of £768 (average saving of £192 per year)

Funding Required
£500 every 4 months
Overdraft
£1,500 Interest Free increasing to £2,000. Subject to status

Open a Santander Edge Student current account and pay in £500 by 30 September 2024 and you’ll be entered into a prize draw for a chance to win up to 3 years’ worth of tuition fees. There are 20 prizes of £27,750 and 30 prizes of £9,250. T&Cs apply

Account
Currensea Mobile App Bank Account
Features
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Monese Multi-Currency Mobile App Bank Account
Features
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
Account
Revolut Mobile App Current Account
Features
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Standard Account Fee
£0

SPCIAL OFFER: 3 months of free Revolut Premium trial. T&C’s Apply

Plan Name

MB UK 6Y 85 Consolation Growth Deposit Plan

Potential Return
35.2%
if FTSE higher than 85% of starting level, or 18% if lower than 85%
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Annual 85 Kick Out Deposit Plan Y4

Potential Return
5.75%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
6.35% pa
(alternative defensive option: 5.8%)
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Annual Fixed Interest Deposit Plan

Annual Income
4.6%
fixed income per year
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 100 Growth Deposit Plan

Potential Return
23.25%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 4Y Monthly Fixed Interest Deposit Plan

Annual Income
4.5%
fixed income per year, paid monthly
Term
4 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 3Y 90 Growth Deposit Plan

Potential Return
19.55%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 2Y 90 Growth Deposit Plan

Potential Return
11.5%
at end of term
Term
2 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account Details
Business Account which invests in ETF's, offering the potential to earn more on your cash reserves
Investment Choice
Choice of Managed Portfolios or Invest Yourself with a choice of 650+ exchange‑traded funds (ETFs)
Fees
0.25% pa for Managed portfolios (ETF costs also apply). DIY investing service is fee‑free (all you pay is ETF costs)
Covered by the Financial Services Compensation Scheme (FSCS)
Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
4.51%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Ampere Business Current Account
Details
Open a business account in minutes, giving you complete control of your funds from one app. Ampere offer the lowest exchange rates and lightning-fast transactions for secure payments
Debit Card
Monthly Account Fee
£20

Account
Aldermore Easy Access Business Savings
Interest Rate
3.66%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
4.10%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Monese Business Current Account
Details
Mobile account for UK registered businesses. Fast to open, free contactless card, and supported in 14 languages. Send or receive money from over 30 countries
Debit Card
Monthly Account Fee
£9.95
Account
MultiPass Business Bank Account
Details
Apply today and enjoy intentionally simple business banking with MultiPass
Debit Card
Monthly Account Fee
From £23

Account
Revolut Pro Business Account
Details
A global business account which caters to freelancers, sole traders, contractors, and self-employed individuals looking to more easily, efficiently and conveniently manage business funds
Cashback
Earn 1% cashback on card spend
Monthly Account Fee
From FREE (standard account)
Account
Tide Business Current Account
Details
Access to Instant Saver Account paying 4.33% AER. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Access to Instant Saver Account paying 4.33% AER*

*Open a free Tide business current account using referral code FAIRINVESTMENT and you can then open a Tide Instant Saver account in-app and start saving from just £1 (T&Cs apply)
Account
Go Solo Business Bank Account
Details
Open a business bank account with a debit card and start trading. Additional option to register a new UK limited company
Debit Card
Monthly Account Fee
FREE to Start

Account
OuiTrust Business Bank Account
Details
Open your multi-currency business account in minutes. Save money on international payments
Debit Card
Monthly Account Fee
FREE to Start

Account
Cashplus Business Account
Details
Sign up in minutes for Business Bank Account with no monthly or annual fee
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Card One Business Account
Details
Apply in minutes with no credit checks. Card One just need to verify your identity & residency. Suitable for businesses of all sizes
Debit Card
Monthly Account Fee
£12.50