Instant Access Savings Accounts
Compare Instant Access Savings Accounts
With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible!
Instant Access Best Buys
Many savings accounts below-inflation interest rates, which means people’s savings are being eroded in real terms.
While there are many savings accounts on the market, many do not offer much of a financial advantage as they offer interest that only matches the base rate set by the Bank of England.
We help you compare a selection of some of the best interest paying accounts.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
RCI Bank – Freedom Saver Account
RCI Bank offer a competitive instant access savings account:
- Instant access savings 0.40% AER/Gross pa (variable)
- Interest is paid monthly or annually
- Unlimited deposits and withdrawals
- Minimum deposit – £100
- Protected by the FSCS
Quick online application setup from RCI Bank
Aldermore Bank – Easy Access Account
Aldermore Bank also offer an instant access account:
- Instant access savings 0.30% AER/Gross pa (variable)
- Interest is paid monthly
- Unlimited deposits and withdrawals
- Minimum deposit – £1,000
- Protected by the FSCS
Quick online application setup from Aldermore Bank
Top UK Current Account – Earn up to 2% AER on up to £1,500
Some of the best rates of interest you will get on cash currently are on current accounts. The Nationwide FlexDirect Current Account offer 2% AER for in credit interest on balances up to £1,500, whilst the Santander 123 Current Account offers 0.60% AER for balances up to £20,000 plus up to 3% cashback on household bills.

Santander 123 Current Account
Earn 0.60% AER Fixed Interest for up to £20,000
- 0.60% AER (variable) payable on your entire balance up to £20,000
- Up to 3% cashback on household bills
- Must pay a minimum of £500 into the account each month
- Monthly fee of £5
- Mobile app