Instant Access Savings

Instant Access Savings

Compare Best Instant Access Savings Accounts

Compare Instant Access Savings Accounts

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible!

Many savings accounts below-inflation interest rates, which means people’s savings are being eroded in real terms.

While there are many savings accounts on the market, many do not offer much of a financial advantage as they offer interest that only matches the base rate set by the Bank of England.

We help you compare a selection of some of the best interest paying accounts.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

RCI Bank Instant Access Account

Earn 1.42% Gross AER

  • Provider – RCI Bank
  • Deposit from £100
  • Interest paid monthly or annually
  • FSCS Protected

RCI BANK Instant Access »

Investment Porfolio ISA
Interactive Investor ISA
Account
RCI Bank Freedom Savings Account
Interest Rate
1.42%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Easy Access Account
Interest Rate
1.25%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000

Instant Access Best Buys

RCI Bank – Freedom Savings

Market leading RCI Bank offers a competitive instant access savings account:

  • Highest UK rate on instant access savings 1.42% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Withdrawals – Unlimited & no penalties
  • Online account
  • Minimum deposit – £1
  • Maximum deposit – £1 million
  • Protected by the FSCS

Quick online application setup from RCI Bank

Capital Protected Deposit Plan

7% pa or 2 x FTSE 100 Growth

Deposit Taker: Goldman Sachs International Bank

  • Up to 7 year term
  • 1.75% per quarter (8% pa) – if the Deposit Taker ends the plan early
  • 2 x FTSE 100 Index  growth (no cap) – if the plan runs for the full term
  • Available in ISA
More Plan Details »

Earn up to 5% AER on your cash!

Some of the best rates of interest you will get on cash currently are on current accounts. Nationwide offer 5%  AER fixed (4.89% gross pa) in credit interest on balances up to £2,500 for the first 12 months – More info…

Investment Porfolio ISA
Interactive Investor ISA

Nationwide FlexDirect Account

Earn 5% AER Fixed Interest

  • On balances up to £2,500
  • Interest paid for first 12 months
  • No account fees
  • Easy online account management

Nationwide FlexDirect Account »

Investec FTSE 100 6 Year Deposit Plan

42% - Maximum Potential Return

  • 6 Year Term
  • Capital Protected
  • Alternative To Medium/Long Term Fixed Rate Bonds
More Details »