Instant Access Savings Accounts
Compare Instant Access Savings Accounts
With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible!
Savings Offer – Instant Access
Earn 1.31% Gross AER
- Provider – Cynergy Bank
- Account – Online Easy Access Account
- Deposit from £1
- Interest paid annually
- Unlimited payments and withdrawals
- FSCS Protected
Gross/AER
Gross/AER
Gross/AER
Instant Access Best Buys
Many savings accounts below-inflation interest rates, which means people’s savings are being eroded in real terms.
While there are many savings accounts on the market, many do not offer much of a financial advantage as they offer interest that only matches the base rate set by the Bank of England.
We help you compare a selection of some of the best interest paying accounts.
For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.
Cynergy Bank – Online Easy Access Account
Cynergy Bank offers a market leading instant access savings account:
- Instant access savings 1.31% AER/Gross pa (variable)
- Interest is paid annually
- Unlimited deposits and withdrawals
- Rate includes 0.56% AER bonus for the first 12 months
- Minimum deposit – £1
- Protected by the FSCS
Quick online application setup from Cynergy Bank
Aldermore Bank – Easy Access Account
Aldermore Bank offers a competitive instant access savings account:
- Instant access savings 1.25% AER/Gross pa (variable)
- Interest is paid monthly
- Unlimited deposits and withdrawals
- Open an account singly or jointly
- Minimum deposit – £1,000
- Protected by the FSCS
Quick online application setup from Aldermore Bank
Nationwide FlexDirect Current Account
Earn 5% AER Fixed Interest for 12 Months
- On balances up to £2,500
- Interest paid for first 12 months
- No current account fees
- Easy online account management
- Can be setup as an extra account
Our view: With this current account you get 5% AER on the first £2,500 of your cash which is fixed for 12 months. To qualify you will need to pay in £1,000 pm (Equates to a £12,500 pa salary) . Please note the interest rate drops to 1% after 12 months. Unusually you do not have to set up any direct debits with this account, so you can just open it as an extra account. The account has full savings FSCS protection.