Instant Access Savings Accounts

Compare Instant Access Savings Accounts

With UK savings rates at an all time low you need to take action to ensure your savings are getting the best interest deal possible!

Account
Aldermore Double Account
Interest Rate
0.60%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Investec Online Flexi Saver
Interest Rate
0.55%
Gross/AER
Term
Instant Access
Minimum Deposit
£5,000
Account
RCI Bank Freedom Savings Account
Interest Rate
0.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Easy Access Account
Interest Rate
0.50%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Plum Easy Access Account
Interest Rate
0.55%
Gross/AER
Term
1 Day Notice
Minimum Deposit
£0
Account
RCI Bank 95 Day Notice Account
Interest Rate
0.55%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Aldermore 120 Day Notice Account
Interest Rate
0.70%
Gross/AER
Term
120 Day Notice
Minimum Deposit
£1,000

Instant Access Best Buys

Many savings accounts below-inflation interest rates, which means people’s savings are being eroded in real terms.

While there are many savings accounts on the market, many do not offer much of a financial advantage as they offer interest that only matches the base rate set by the Bank of England.

We help you compare a selection of some of the best interest paying accounts.

For savers looking to access their money regularly, a good instant access savings account will offer flexible withdrawal facilities while combining these with a good rate of interest.

Investec Bank – Online Flexi Saver Account

Investec Bank offer a market leading instant access savings account:

  • Instant access savings 0.55% AER/Gross pa (variable)
  • Interest is paid monthly, either to a linked current account, or adding it to your Online Flexi Saver account
  • Unlimited deposits and withdrawals
  • Minimum deposit – £5,000
  • Protected by the FSCS

Quick online application setup from Investec Bank

RCI Bank – Freedom Saver Account

RCI Bank offer a competitive instant access savings account:

  • Instant access savings 0.57% AER/Gross pa (variable)
  • Interest is paid monthly or annually
  • Unlimited deposits and withdrawals
  • Minimum deposit – £100
  • Protected by the FSCS

Quick online application setup from RCI Bank

 

Top UK Current Account – Earn up to 2% AER on up to £1,500 

Some of the best rates of interest you will get on cash currently are on current accounts. The Nationwide FlexDirect Current Account offer 2%  AER for in credit interest on balances up to £1,500, whilst the Santander 123 Current Account offers 0.60% AER for balances up to £20,000 plus up to 3% cashback on household bills.


Santander 123 Current Account

Earn 0.60% AER Fixed Interest for up to £20,000

  • 0.60% AER (variable) payable on your entire balance up to £20,000
  • Up to 3% cashback on household bills
  • Must pay a minimum of £500 into the account each month
  • Monthly fee of £5
  • Mobile app
Our view: With this current account you get 0.60% AER on the first £20,000 of your cash. To qualify you will need to pay in £500 pm (Equates to a £6,000 pa salary) . Additionally you can gain up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages.  The account has full savings FSCS protection. Santander 123 Account »