Compare 2025/26 Stocks & Shares ISA Deals
If you are looking to use your 2025/26 ISA allowance see our selected options for stocks and shares based ISAs.
For investment ISAs there are a range of options including ISA funds which offer you the option of selecting your own funds based on attitude to risk, or allowing a specialist manager to invest on your behalf.
Featured ISA
Invest From
£10
Fund Choice
Over 6900 instruments
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
Features
Invest in real stocks with 0% commission*. Earn 4.5% interest on GBP on uninvested funds
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
High Growth Investment Plan
Walker Crips UK Annual Kick Out Plan
Potential Return – 8.25% pa
- Return paid if the FTSE 100 Index goes up by any amount on an annual observation date
- Potential early return every year from year 2 onwards
- 6 year maximum term
- ISA Option
- Invest from £3,000
Investment Growth Plan ISAs
Investment Income Plan ISAs
Plan Name
Meteor FTSE Quarterly 85 Income Kick Out Plan
Potential Income
Up to 6.60% pa
Term
Up to 8 years
ISA Option
Plan Name
Meteor FTSE Monthly Fixed Income Plan
Annual Income
5.58%
fixed income per year
fixed income per year
Term
8 years
ISA Option
Plan Name
Arcus 6Y UK Monthly Fixed Income Plan
Annual Income
5.4%
fixed income per year
fixed income per year
Term
6 years
ISA Option
Investment Fund ISAs
Invest From
Any lump sum or £25 per month
Fund Choice
40,000+ UK and global stocks
Features
Low flat fee structure. Regular investing is free.
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
No minimum
Fund Choice
Over 12,500 investments, or a choice of five managed funds
Protection Scheme
FSCS
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 per month or £1.50 per deal
Fund Choice
Over 2,000 funds, shares and more across 25 markets
Features
Manage your investments by providing a wealth of investment tools, videos, research and for customers with more than £4,000 in their account
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£1
Fund Choice
Choose from a range of 36 funds and ETFs and 20 US stocks
Features
Select one of three simple starting options with a range of tracker funds or build your own investment portfolio by customising your investment options
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£30 a month or a lump sum from £100
Fund Choice
With-Profits Fund
Protection Scheme
FSCS
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Please note: As with all investing, your capital is at risk you may get back less than you have put in. The value of the ISA will depend on the performance of the investments and any bonuses cannot be guaranteed. Additionally, if investment conditions are poor, we may apply a Market Value Reduction (MVR)
Invest From
£500
Investment Type
10 managed portfolios to choose from
Features
Choose your risk profile and have an investment Plan built and managed for you. Ethical Plan options. Part of the Aviva group
ISA Transfers
Invest From
£25 through regular savings or £1,000 as a lump sum
Fund Choice
Over 4,000+ funds, plus shares, investment trusts and exchange-traded funds.
Features
Great value service fee. Easy to set up. Online guidance to help with your investment decisions
ISA Transfers
Important information: The value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. Please note that this information is not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Invest From
£25 per month or £100 single
Fund Choice
2,500+ funds
Features
Do-it-yourself or Ready-made-portfolios.
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£2
Fund Choice
Invest in over 6,100+ US, UK & EU stocks & ETFs commission-free
Features
Trusted by 1.5 million people. FSCS protected. Capital at risk. ISA eligibility and tax rules apply. Other charges may apply
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£20 per month or £100 single
Fund Choice
Unitised With-Profits fund
Protection Scheme
FSCS
ISA Transfers
Important information: Investment ISAs are tax-efficient wrappers for long term investments. Capital at risk. Charges may apply. Tax rules may change in the future and whether particular tax rules benefit you, will depend on your individual circumstances. ISA transfer charges may apply, please check with your provider.
Invest From
£10
Fund Choice
Over 6900 instruments
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
Features
Invest in real stocks with 0% commission*. Earn 4.5% interest on GBP on uninvested funds
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£1,500
Investment Type
7 managed portfolios to choose from
Features
Choose your risk profile & have it matched to an investment portfolio expertly built and managed
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
Invest From
£25 lump sum or regular payment
Fund Choice
A wide range of funds, shares, investment trusts and ETFs
Features
Flexible ISA. If you take money from your account, provided you put it back during the same tax year, it won’t count against your annual ISA allowance
ISA Transfers
Share Dealing ISAs
Share Dealing ISA
Trade From
£4.99 a month
Using the Investor Essentials Plan
Using the Investor Essentials Plan
Frequent Trader Rate
Free if regular investing each month
Platform Fees
No transfer or exit fees. From £4.99 using the Investor Essentials Plan
Share Dealing ISA
Trade From
£60
Features
ADVFN "Best Execution Only Broker 2020"
Platform Fees
From 0.25% pa
Share Dealing ISA
Trade From
£11.95
Frequent Trader Rate
£5.95 to £8.95
Platform Fees
From 0.45% pa (Capped at £45 pa for shares)
Invest From
£10
Fund Choice
Over 6900 instruments
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
including Stocks, ETF's, Investment Plans, Forex, Commodities and Indices
Features
Invest in real stocks with 0% commission*. Earn 4.5% interest on GBP on uninvested funds
ISA Transfers
Important information: The value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. Tax treatment depends on individual circumstances and all tax rules may change in the future.
What is an investment ISA?
An investment ISA is simply where you use your annual ISA allowance (currently £20,000 in 2025/26) to invest in non cash assets such as shares, investment trusts, open-ended investment companies (OEICs), life insurance policies, corporate bonds, and gilts.
How do I choose an investment ISA?
An investment ISA, as with all investments, involves an element of risk, so it’s important that you are comfortable with this and you are in a sufficiently stable financial position. If you are unsure you should seek independent financial advice.
Before you open an investment ISA, make sure that:
- Your debts are under control – you’ve either paid them off or have affordable arrangements in place to do so.
- You have emergency savings that you can access easily if something unexpected occurs – if your car breaks down or you’re made redundant, you’ll need savings that you can use straight away.
If you’re very new to saving and don’t yet have a basic emergency fund, you may find that a cash ISA is more suitable for you at this stage. Once you’ve built up some accessible savings in this way, you might then want to consider an investment ISA.
Investment ISA tips for 2025
- You should be prepared to invest for the medium to long term with a investment ISA – for example, for five years or more.
- If you think you might require access to your cash in the next couple of years, a investment ISA may not be the right choice for you. Share prices can be volatile – and so if you were to withdraw your investment in the next twelve to eighteen months, you could end up with less money than you started with.
- Different investment ISAs have different investment options. These range from as little as £10 per month (e.g. through a fund) to a specified minimum investment (e.g. £500).
- Some ISA providers will give you online access to your account, allowing you to see the investment performance of your ISA and keep up to date with any charges incurred.
- If your investment ISA isn’t performing as well as you’d like, you will usually be permitted to transfer it another provider. To do this, speak to your new ISA manager who will arrange the transfer, allowing you to avoid losing any tax benefits by withdrawing your cash.
- You can transfer shares you get from an HMRC-approved SAYE (save as you earn) scheme run by your employer, or a share incentive plan, into a investment component of an ISA without incurring capital gains tax, up to your annual ISA allowance.
- You will not be able to transfer any existing non-ISA shares, or shares you’ve inherited, into an investment ISA.
- With an investment ISA, there is greater long-term growth potential than a cash ISA – however, bear in mind that the value of your investment can go down as well as up.
- If you have an investment ISA from a previous tax year, you’re permitted to move this into a current investment ISA or split it between more than one investment ISA.
- If you want to open a Junior ISA (JISA) for your child, you can also invest in investment on their behalf up to a maximum of £9,000.
How does a stocks and shares ISA work?
A stocks and shares ISA acts as a tax-efficient ‘wrapper’ for your investments, allowing you invest up to a set amount per year (currently £20,000 for the 2025/26 tax year) while paying a reduced amount of tax on any investment income you make.
Your personal allowance for a stocks and shares ISA is £20,000 for the 2025/26 tax year. Investing this amount would use up your full ISA allowance, but if you prefer, you can divide your ISA allowance between a cash ISA and a stocks and shares ISA.
You could, for example, put some of your allowance in a cash ISA and the remaining balance can be invested in stocks and shares.
When considering a stocks and shares ISA, bear in mind that tax treatment may vary and is subject to change in the future.
Can I transfer a stocks and shares ISA to a new provider?
You can switch your investments within the stocks and shares ISA, or transfer your ISA to another provider without it affecting your allowance for that tax year.
To transfer a stocks and shares ISA from one provider to another, speak to the new provider, who will arrange it on your behalf.
What do I need to bear in mind when choosing a stocks and shares ISA?
Different stocks and shares ISA providers offer different levels of risk, as well as varying potential returns. Some are focused on specific types of asset, while others are more varied.
If you want the opportunity to spread your investments around different areas – and thus avoid putting all your eggs in one basket – you could choose a stocks and shares ISA provider that specializes in diverse portfolio management.
One of the key advantages of a stocks and shares ISA is that it can offer the potential to deliver higher returns than a cash ISA, especially if you plan to hold it over the long term.
Holding a stocks and shares ISA for a longer period of time increases your chances of riding out fluctuations in the market.
If you’re looking to hold your investment for at least five years, and are happy to take on a level of risk, then a stocks and shares ISA might be a suitable choice for you.
However, stocks and shares ISAs don’t provide the same level of security as cash ISAs. If you’re saving for the short term, need easy access to your money, can’t afford to risk your capital, or are simply risk-averse, then a stocks and shares ISA probably won’t be suitable for you.
As with all financial decisions, it’s best to seek independent advice if you’re unsure.
If a stocks and shares ISA isn’t the right choice for you, we also provide access to a leading range of cash ISAs.
Important Risk Information:
This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.
Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.
* Details of how the Financial Services Compensation Scheme applies to investment firms can be found at fscs.org.uk.