Single Trip Travel Insurance

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Medical Cover up to
£15m
Personal Liability up to
£2m
Baggage Cover up to
£3,000
Cancellation Cover up to
£7,500
Medical Cover up to
£15m
Personal Liability up to
£2m
Baggage Cover up to
£3,000
Cancellation Cover up to
£7,500
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
£4,000
Cancellation Cover up to
£7,500
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
£3,000
Cancellation Cover up to
£5,000
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
£2,500
Cancellation Cover up to
£3,000
Medical Cover up to
£5m
Personal Liability up to
£2m
Baggage Cover up to
£1,500
Cancellation Cover up to
£2,500
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
£1,000
Cancellation Cover up to
£3,000
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
£1,500
Cancellation Cover up to
£1,250
Medical Cover up to
£10m
Personal Liability up to
£2m
Baggage Cover up to
N/a
Cancellation Cover up to
N/a

Single Trip Travel Insurance

If you are just popping away for a weekend, then single trip travel insurance may be all you need. With single trip travel insurance you are only covered for that particular trip, compared to annual travel insurance, where you are covered for a number of trips during the year.

What is single trip travel insurance?

If you are taking a one-off holiday or business trip, single trip travel insurance is an affordable way to get essential coverage for holiday troubles like lost bags, strikes, flight delays and more. If you are travelling once or twice per year, single trip cover can be a cost effective solution when it comes to making sure you are covered for a variety of eventualities. Many travel insurance providers will give you the option of single trip cover that lasts up to 45 days.

Single trip travel insurance tips – get the best rates for you

  • It’s important that you state any pre-existing medical conditions that you or your travel party may have
  • Single-trip policies usually state a maximum number of days that count as one trip, but a backpacker policy could cover you for longer trips
  • Check your policy carefully for exclusions and excess charges before you travel
  • If you’re planning to make more than two trips in a year, you could find multi-trip travel insurance or annual travel insurance works out more cheaply than taking out separate single trip travel insurance policies
Find the best single trip travel insurance rates
Factors to bear in mind when searching for cheap UK travel insurance deals include:
  • The level of online discount on offer
  • Coverage for medical expenses and repatriation costs if you become ill or suffer an injury while abroad
  • Winter sports cover or extreme sports cover – if your holiday will involve snowboarding, white water rafting or bungee jumping, you will need to check you are covered for these hazardous activities before you travel
  • Optional extras such as cancellation cover
  • Special deals and offers – for example, children under 18 may be covered for free when you buy an adult single trip travel insurance policy
Cheap UK travel insurance can be found by shopping around and comparing a range of quotes – use the FREE comparison tables above to help you find the best single trip travel insurance rates.

Compare the best single trip travel insurance deals

Check out our quick and easy to use travel insurance table above to find the best available single trip travel insurance deal for you. Our comparison tool will allow you to compare policies from a wide variety of UK travel insurance companies and you can tailor the policy to your individual requirements by including extras such as winter sports, holiday money and baggage cover. Click on the links for more details and to apply online in minutes.

Why do I need travel insurance?

It’s very easy to get so caught up in planning your trip that you neglect to buy travel insurance – or just buy the first no-frills policy you can find, which isn’t much better. After all, none of us like to think about something going wrong on our travels. But here are few good reasons why you should always take the time to buy an appropriate travel insurance policy before you set foot on a plane:

  • Your flights could be delayed or cancelled: This may not be a life-or-death situation, but it’s still a major irritation – no one wants to have to hang around an airport for longer than is absolutely necessary. Many policies will compensate you if your flight is delayed for a certain length of time, or if it’s cancelled altogether.
  • You could become ill and need to go to hospital: Living in the UK with the benefit of NHS treatment, it’s easy to forget that much of the world’s healthcare systems operate on a pay-as-you-go premise – so if you need hospital treatment while on holiday and you don’t have adequate travel insurance, you could find yourself being discharged with a very large bill to pay. For example, if you break your leg while on holiday in the USA, your treatment could cost you a small fortune.
  • You could have an accident: If you’re planning on going skiing, snorkelling or skydiving, remember that many standard insurance policies won’t pay out for accidents that occur while taking part in ‘high-risk’ activities like those mentioned above. You will usually need to buy extra cover for these kinds of activities.
  • You might need to cancel your trip at short notice: If a family emergency or illness arises just before you’re scheduled to depart, you could stand to lose a lot of money if you need to cancel or postpone your journey. Check that your insurance provider covers you for as wide a range of cancellation reasons as possible.
  • Your possessions might get stolen: From major thefts to pickpockets in tourist hotspots, the risk of your money or belongings getting taken is a very good reason to ensure you’ve got the cover you need before you leave.
  • Your baggage might get lost or damaged in transit: Bags ended up in Tunisia rather than Toronto? Or has your suitcase arrived off the plane looking decidedly worse for wear thanks to careless handling in transit? A comprehensive travel insurance policy may mean you’ll be covered for these situations.

What’s covered by travel insurance?

The Foreign Travel Commission advises taking out a travel insurance policy that offers:

  • Medical and health cover for an injury or sudden illness abroad – with a minimum of £2m
  • 24-hour emergency service and assistance – useful if you get stranded
  • Personal liability cover – in case you damage something or injure someone and are sued
  • Lost/stolen possessions cover – look for a policy that covers both scenarios
  • Cancellation and curtailment cover – essential if you need to cancel or cut short your trip due to an unforeseen emergency at home
  • Terrorism – this is now covered by the majority of travel insurance policies, but check before you buy

What’s not usually covered by travel insurance?

The following are usually excluded from standard travel insurance policies:

  • Incidents related to drink or drugs
  • Incidents in which you have not taken reasonable care of your belongings – in the eyes of the insurance provider, you have a responsibility to do your best to ensure the security of your possessions or you won’t be covered

Types of travel insurance

  • Single trip – This will cover you for one trip, and is most cost-effective if you’re only planning on going away less than 2-3 times in a year.
  • Annual multi-trip – If you’re a frequent traveller, annual cover may be more cost-effective. This will usually cover you for an unlimited number of trips in a year, up to a maximum duration per trip (usually around a month)
  • Gap year/backpacker travel insurance – If you’re travelling for between three months and a year, you are likely to need specialist backpacker or gap year insurance, which is offered by many providers.
  • Winter Sports/Hazardous activities cover – You’ll need to take out extra cover for activities that are commonly excluded from standard policies – if you’re going skiing, bungee jumping or mountaineering, look for a policy that covers hazardous activities.
  • Specialist cover – if you have a pre-existing medical condition or are over a certain age, you’ll often need to find a specialist travel insurance provider. Cover may be more expensive than standard because you’re deemed a higher risk by the insurance company.