Kick Out Investment Plans

Compare Kick Out Plans

Investment Growth Offer

Mariana 10:10 Plan

Potential Return – 13.47% pa

Potential return in years 1, 2, 3, 4, 5, 6, 7, 8, 9 or 10
Return paid if start level of the FTSE 100 goes up by 5% on an annual observation date
Alternative options also available returning a potential 10.94% pa if the FTSE 100 is at or above its starting level by any amount, or 8.20% pa if the FTSE falls up to 17.5% over the full term
Maximum to 10 year term
ISA Option
Invest from £5,000

Our view: This plan offers investors the opportunity for high growth returns if the market stays flat, goes up, or even goes down slightly, whilst the 10 year maximum term may offer some reassurance to investors who consider a downturn could affect the returns on their investment.

Capital at risk

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Investment Growth Plans

Plan Name

Mariana 10:10 Plan

Maximum Potential Return

13.47% pa
(alternative options: 8.20% or 10.94%)

Term

Up to 10 years

ISA Option

More info

Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

More information on this product

13.47% for each year (not compounded) provided the FTSE 100 finishes 5% above its starting level
Alternative options available returning a potential 8.20% pa with kick out level reducing from 102.5% to to 82.5% over the term, or 10.94% with kick out level at or above starting level
Potential to mature early, from year 2 onwards
Maximum 10 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Application deadline for ISA transfers – 23 October 2019
Application deadline for direct and ISA applications by cheque – 06 November 2019
Application deadline for direct and ISA applications by bank transfer – 12 November 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 30% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Investec FTSE 100 Enhanced Kick Out Plan

Maximum Potential Return

10.25%
per annum

Term

Up to 6 years

ISA Option

More info

More information on this product

10.25% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
Potential to mature early, from year 1 onwards
Maximum 6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 4 October 2019
Deadline for Direct & ISA applications – 25 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Investec/Lowes 8:8 Plan

Maximum Potential Return

7.3%
per annum

Term

Up to 8 years

ISA Option

More info

More information on this product

7.3% for each year (not compounded) provided the FTSE 100 finishes at or above 92% of initial level
Potential to mature early, every six months from year 2 onwards
Maximum 8 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 4 October 2019
Deadline for Direct & ISA applications – 25 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Investec FTSE 100 Step Down Kick Out Plan

Maximum Potential Return

7.1%
per annum

Term

Up to 6 years

ISA Option

More info

More information on this product

7.1% for each year (not compounded) provided the FTSE 100 finishes above kick out level
Required kick out level reduces from 100% to to 80% over the term
Potential to mature early, from year 2 onwards
Maximum 6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 4 October 2019
Deadline for Direct & ISA applications – 25 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Dura Capital Credit Suisse FTSE 100 Defensive Autocall Plan

Maximum Potential Return

7%
per annum

Term

Up to 8 years

ISA Option

More info

More information on this product

6.85% for each year (not compounded) provided the FTSE 100 Index finishes at or above required autocall level
Required autocall level reduces from 100% of initial level to 75% over term of the plan
Potential to mature early, from year 2 onwards
Maximum 8 year term
Available for stocks and shares ISA and direct investment
Application deadline for direct and ISA applications by cheque – 6 September 2019
Application deadline for direct and ISA applications by bank transfer – 13 September 2019

Plan not currently available for ISA transfer applications
Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Investec FTSE 100 Defensive Step Down Kick Out Plan

Maximum Potential Return

5.75%
per annum

Term

Up to 6 years

ISA Option

More info

More information on this product

5.75% for each year (not compounded) provided the FTSE 100 finishes above kick out level
Required kick out level reduces from 100% to to 65% over the term
Potential to mature early, from year 2 onwards
Maximum 6 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 4 October 2019
Deadline for Direct & ISA applications – 25 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Investment Income Plans

Plan Name

Meteor FTSE Monthly Contingent Income Plan

Annual Income

Up to 7.5%
per year

Term

Up to 10 years

ISA Option

More info

More information on this product

7.5% per year if the FTSE 100 Index doesn’t fall by 15% or more
Alternative options also available paying up to 4.8% or 5.7% each year if the Index doesn’t fall by more than 35% or 25% respectively
Monthly payments
Plan can mature early each quarter from year 2 onwards
Maximum 10 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Application deadline for ISA transfers – 15 October 2019
Application deadline for direct and ISA applications by cheque or bank transfer – 29 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 35% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £5,000, or £2,500 per option
An arrangement fee applies to this plan
Product designed to be held for the full term

Plan Name

Investec FTSE 100 Defensive Income Plan

Annual Income

Up to 7.0%
per year

Term

Up to 8 years

ISA Option

More info

More information on this product

7.0% per year if the FTSE 100 Index doesn’t drop by 20% or more
Quarterly payments
Alternative option paying up to 5.2% income if Index falls by up to 40%
Plan can mature early each year from year 2 onwards
Maximum 8 year term
Available for stocks and shares ISA, ISA transfer and direct investment
Deadline for ISA transfer applications – 4 October 2019
Deadline for Direct & ISA applications – 25 October 2019

Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it’s initial level, in which case your initial investment will reduce by 1% for each 1% fall
Minimum investment £3,000
An arrangement fee applies to this plan
Product designed to be held for the full term

Peer To Peer Investment Plans

Account

Easy Money Peer to Peer Classic IF ISA

Target Return

7.28%
annualised p.a.

Term

No Fixed Term

Property or Business Backed

Property Backed

More info

Peer-to-peer lending can offer potentially attractive returns. Returns may be higher or lower. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

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TAX-FREE income through the Easy Money Balanced Innovative Finance ISA
Minimum investment of £10,000
No fixed term, hold for as long as you wish
Secured by UK property
Maximum 75% loan to value
Buffer of 25% should the value of a property fall
You will automatically become an easyMoney plus card member, offering savings up to 55% at over 100 of Britain’s biggest retailers and more!
Also accepts ISA transfers from previous year’s ISA’s

As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
Returns are not guaranteed and your actual returns may vary
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Kuflink IF ISA

Target Return

7%
pa target return

Term

5 Years

Property or Business Backed

Property Backed

More info

More Information About This Account

Up to £250 cashback for new investors
Low minimum investment of £100
Alternatively transfer your current Cash or IF-ISA
5 year fixed term
Secured by UK property
No platform or investment fees
Interest paid annually

Maximum investment £20,000
Returns are not guaranteed and your actual returns may vary
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Kuflink IF ISA

Target Return

6.1%
pa target return

Term

3 Years

Property or Business Backed

Property Backed

More info

More Information About This Account

Up to £250 cashback for new investors
Low minimum investment of £100
Alternatively transfer your current Cash or IF-ISA
3 year fixed term
Secured by UK property
No platform or investment fees
Interest paid annually

Maximum investment £20,000
Returns are not guaranteed and your actual returns may vary
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Kuflink IF ISA

Target Return

5%
pa target return

Term

1 Year

Property or Business Backed

Property Backed

More info

More Information About This Account

Up to £250 cashback for new investors
Low minimum investment of £100
Alternatively transfer your current Cash or IF-ISA
1 year fixed term
Secured by UK property
No platform or investment fees
Interest paid annually

Maximum investment £20,000
Returns are not guaranteed and your actual returns may vary
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Easy Money Peer to Peer Premium IF ISA

Target Return

4.05%
annualised p.a.

Term

No Fixed Term

Property or Business Backed

Property Backed

More info

More Information About This Account

TAX-FREE income through the Conservative Innovative Finance ISA
Minimum investment of £1,000
No fixed term, hold for as long as you wish
Secured by UK property
Maximum 65% loan to value
Significant buffer of 35% should the value of a property fall
You will automatically become an easyMoney plus card member, offering savings up to 55% at over 100 of Britain’s biggest retailers and more!
Also accepts ISA transfers from previous year’s ISA’s

As with all investing your capital is at risk when you lend to businesses. easyMoney reduces this risk by taking security over property
Returns are not guaranteed and your actual returns may vary
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Landbay Peer to Peer IF ISA

Target Return

3.75%
annualised p.a.

Term

Up to 5 Years

Property or Business Backed

Property Backed

More info

More Information About This Account

The Property‐Backed ISA is the latest in Landbay’s peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016
A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper
Also accepts ISA transfers from previous year’s ISA’s
Minimum investment £5000, Maximum £20,000
No ongoing fees or investment fees
Investments are automatically diversified across multiple buy-to-let mortgages

Sell your investment on the secondary market at any time, subject to Landbay’s ability to reallocate your invested loan parts
Landbay’s Reserve Fund exists in case a borrower misses a payment or defaults. To date they’ve had none
Capital is at risk and returns may be higher or lower
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Crowd 2 Fund Peer to Peer IF ISA

Target Return

8.70%
per annum

Term

1 to 5 Years

Property or Business Backed

Business Backed

More info

More Information About This Account

Available for ISA, ISA transfer & direct investment
Minimum investment £10
Manage your account online

Capital is at risk and returns may be higher or lower
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Lending Crowd Peer to Peer Growth Account IF ISA

Target Return

6.00%
target rate p.a.

Term

No Fixed Term

Property or Business Backed

Business Backed

More info

More Information About This Account

Earn up to £350 cashback when you invest by 14 June 2019. Terms & Conditions apply
Innovative Finance ISAs (IFISA) are the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £20,000 tax year, and you don’t need to pay any personal taxes on your earnings
Lending Crowd will automatically diversify your funds across at least 20 loans through their Loan Market, with no more than 5% of your funds invested in any one loan. All repayments will be automatically reinvested
No income tax or capital gains tax to pay on your profits
No fixed term, hold for as long as you wish
Also accepts ISA transfers from previous year’s ISA’s Minimum investment £1,000, Maximum £20,000

The target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee
Capital is at risk
Must be aged 18 or older
Peer to peer lending is not covered by the FSCS

Account

Ratesetter Peer to Peer IF ISA

Target Return

3% to 5%
average annualised rate

Term

Easy Access, 1 Year or 5 Years

Property or Business Backed

Business Backed

More info

More Information About This Account

New investor offer: £100 bonus when you invest £1000+ for a year. Ts & Cs apply
Innovative Finance ISA – all earnings are tax free
Choice of three accounts with different withdrawal fees: Access (zero fee), Plus (30 days interest fee), or Max (90 days interest fee)
Invest in a portfolio of loans to creditworthy households and businesses
Protected by the RateSetter Provision Fund, our buffer against poorly performing loans, with a 100% track record since 2010

Capital at risk
Must be aged 18 or older
RateSetter IF ISA is an investment, not a deposit account
Provision fund is not a guarantee
Peer to peer lending is not covered by the FSCS

Investment News

12th
Sep

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Kick Out Investment Plans

Compare Kick Out Plans

Investment Growth Offer

Mariana 10:10 Plan

Potential Return – 13.47% pa

Investment Offers

Investment Growth Plans

Investment Income Plans

Peer To Peer Investment Plans

High Interest Investment Plan: 7% pa Unless The FTSE 100 Falls 20%

Potential 14.40% For Each Year Invested – High Growth Investment Opportunity

Where should I invest my money?