Banking

• No notice periods
• Unlimited payments and withdrawals
• Interest paid monthly or annually
• Manage account online
• Which? Recommended Savings Provider

• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited withdrawals
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• New customers only
• Maximum deposit £1,000,000

• You need to download the Plum Savings App and sign up for the Plum Plus or Plum Pro subscription to access 0.60% AER
• Plum can help you save automatically
• Interest is calculated daily but is applied to your account monthly
• Your money is covered by the FSCS up to £85,000, if the scheme applies to you
• If you would deposit £1,000 into your savings account, without adding or withdrawing any money throughout the year, you would have a predicted £1,006 in your account at the end of the year (at 0.60% interest)

• Interest accounts are provided by Investec Bank, who have the right to change the rate at any time
• Must be UK resident
• Must be aged 18 or older

• Interest paid monthly or annually
• Manage account online
• Which? Recommended Savings Provider

• Unlimited withdrawals subject to 95 days notice
• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Interest paid on maturity
• Maximum deposit £500,000
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Market Leading 2 Year Fixed Rate
• Interest paid annually
• Maximum deposit £500,000
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

More information »

• Market Leading 3 Year Fixed Rate
• Interest paid annually
• Maximum deposit £500,000
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

More info

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Unlimited top-ups for the first 30 days
• Which? Recommended Savings Provider
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Must be UK resident and aged 18 or older
• No withdrawals permitted
• Maximum deposit £1,000,000

• No minimum monthly funding or monthly fee to maintain the account
• Earn up to 15% cashback with Retailer Offers
• Stress-free account switching in 7 days with the Current Account Switch Service
• £300 ATM withdrawal per day
• Arranged Overdraft facility (subject to status)
• Online and Mobile Banking with text and email alerts

• Must be 18 or older and live in the UK permanently
• 39.94% EAR overdraft charge

• 1.00% AER/gross available to HSBC Advance customers who open a new Regular Saver account, saving between £25 and £250 per month
• Arranged overdraft limit of at least £1,000 on account opening
•  Money banking app
• No monthly account fee
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
• Must pay in £1,750 per month or £10,500 over 6 months
• Must be approved for an arranged overdraft of £1,000+
• Get the £125 when switching to an HSBC Advance Account as a new customer with at least 2 Direct Debits or standing orders. Eligibility criteria and T&C’s apply. Offer may be withdrawn anytime

• Access to Regular Saver Account paying 1.00% AER/Gross fixed for 12 months if saving between £25 and £300 a month (up to £3,600 per year)
• £250 interest-free overdraft (subject to status)
• No minimum monthly funding
• No monthly account fee
•  Mobile banking app
• UK based contact centre
• Easy switching with the Current Account Switch Service

• Must be 18 or older
• Must be UK resident
• Get the £100 when switching as a new customer and paying in at least £1,000 within three months of the account opening

• 0.60% AER (variable) payable on your entire balance up to £20,000
• Up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
• Visa Debit Card
• Mobile app

• Must be 18 or older and a UK resident Interest
• Cashback only available when you set up at least two eligible Direct Debits
• Cashback capped at £5 for each cashback tier each month
• Monthly fee of £5
• Must pay a minimum of £500 into the account each month

• 2.00% AER fixed (1.98% gross pa) in-credit interest on balances up to £1,500 for the first 12 months
• No monthly account fee
• Manage your account online, by phone or in branch
• No fees on arranged overdrafts for the first 12 months
• Access to Flexclusives – Select Credit Card and low personal loan rate

• Must be 18 or older
• Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)

• Mobile App Bank Account
• Get set up in minutes. No paperwork, monthly fees or branch visits
• Send money abroad: Fast and secure money transfers to bank accounts in 38 countries worldwide
• No fees when you pay with your card abroad or withdraw money. Real Mastercard exchange rates and real-time notifications in both currencies
• Get a spotlight on your spending: See what you’ve spent instantly with real-time payment notifications
• Current account is completely free.: No charge for making electronic payments, domestic transfers or ATM withdrawals

• Three-month interest holiday on the first £500 of an arranged overdraft
• Earn Interest: current account pays 0.05% AER on balances up to £85,000
• Card gone missing? Lock it in-app temporarily while you look for it or cancel it with a tap if you think it’s gone for good
• Personal loan available that’s straightforward to use, competitively priced and tailored to you
• Fully registered bank and a member of the Financial Services Compensation Scheme (FSCS), so any money you keep with us will be fully protected, up to £85,000

Go to Starling Bank »

• Mobile Bank Account
• Manage your money with easy budgeting, easy savings, insights and balance prediction
• Stay in total control with instant notifications, real time controls and much more, right from the app
• Get paid easily with bunq.me, simple bill-splitting, and instant requests
• Option to set up Auto Save and every payment you make will be rounded up to the next nearest Euro, saving the difference
• Apple Pay and Google Pay supported
• Mastercard included
• Sign up in 5 minutes – you only need your phone, address and ID

• Experience total safety by blocking cards, changing PINs or adjusting limits in real time
• Any card setting you change takes effect instantly
• Send money across the world at the real exchange rate saving up to 3%
• Send or receive money in 39 supported currencies
• Up to 10 monthly withdrawals are included in your membership, home or abroad

• Mobile App Bank Account
• Spend abroad without worrying about expensive rates and hidden costs
• All currencies supported
• An easy to set up debit card. Link directly with your existing bank account
• Spend from your bank account, just with a different card. No need for separate accounts and inconvenient top-ups
• Automatically save over 85% on bank charges anywhere in the world

• Off-set your carbon footprint with our One Tree Planted partnership. Every $100 spent through Currensea could plant three trees
• Get your card in minutes
• Latest bank security and encryption technology
• Mastercard chargeback protection for all your purchases
• Currensea is authorised by the Financial Conduct Authority

• UK & European Breakdown and Recovery Assistance
• Worldwide family travel insurance
• Worldwide family mobile phone insurance
• Commission-free cash withdrawals and card payments abroad
• Free mobile banking app, text alerts and secure online banking
• Access to Flexclusives – Select Credit Card and low personal loan rate

• Must be 18 or older
• £13 monthly account fee
• 39.9% EAR overdraft charge

• Mobile Bank Account
• Open a GBP and EUR current account using your mobile in minutes, with no credit checks and no proof of address required
• Track your account activity in real-time, get an overview of your monthly outgoings, set budgets and set your savings aside from your day-to-day spending
• Get account statements whenever you like
• Get added peace of mind from instant updates on your mobile whenever you receive or spend money
• Add money to your account instantly by debit card or bank transfer. You can also top up quickly using cash at Post Office and Paypoint locations across the UK
• Add Monese to your phone’s wallet and make smart, fast and secure contactless payments with Apple Pay or Google Pay

• Spend on your Monese card and make ATM withdrawals worldwide with fee-free allowances and money-saving exchange rates
• Send money to your contacts and request payments from them. You can also save when you transfer money abroad (at the wholesale currency exchange rate). Transfers between Monese accounts are also free and instant
• You can use your Monese app in any one of our 12 languages: English, French, German, Brazilian Portuguese, Bulgarian, Italian, Spanish, Romanian, Polish, Czech, Turkish and Lithuanian

• Everyday current account
• No monthly account fee
• Bank online, over the phone, in branch or via free mobile banking app
• Access to Flexclusives – Select Credit Card and low personal loan rate

• Must be 18 or older
•  0% interest on any balance
• 39.9% EAR overdraft charge

• Digital Bank Account
• Open a current account in minutes direct from your phone and receive bank card
• Built in budgeting to manage spending
• Receive instant spending notifications
• Spend money abroad in over 150 currencies with the interbank exchange rate
• Instantly transfer money abroad in over 29 currencies with the interbank exchange rate
• £200 a month in international ATM withdrawals for free
• Set up a recurring payment in seconds
• Insurance from your health to your phone from as little as £1 per day

• If you lose or misplace your card, freeze it within the app and have a new one sent out to you. If you find it again, just unfreeze your card from the app
• Take control over your account and turn off things like contactless, swipe payments, online payments and ATM withdrawals all from within the app
• Turn on location-based security and if your card is used in a different location from where you are, you will be notified and any payments will be blocked
• 0.5% fee for any international spending or transfers above £5,000 each month
• 2% fee for international ATM withdrawals of more than £200 per month
• Monthly fee of £0, £6.99 or £12.99 depending on account features

• Plan can be ended early by Deposit Taker (Goldman Sachs International Bank)
• 3.5% per annum if plan ends early
• 50% x FTSE 100 Index growth if plan runs full term (capped at a maximum return of 24.5%)
• Capital protected
• Maximum 7 year term
• Alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Application deadline for ISA transfers – 30 March 2021
• Application deadline for 2020/21 ISA applications by cheque or bank transfer – 1 April 2021
• Application deadline for direct and 2021/22 ISA applications by cheque – 6 April 2021
• Application deadline for direct and 2021/22 ISA applications by bank transfer – 13 April 2021

• If plan runs full term returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £10,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 19.5% fixed return if the Index is higher than its Initial Level
• Capital protected
• 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 16% fixed return if the Index is the same or higher than its Initial Level
• Capital protected
• 7 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 15 March 2021
• Deadline for Direct & ISA applications – 29 March 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 2.5% for each year if the FTSE 100 finishes higher than its starting value
• Opportunity to mature early at year 3, 4 or 5
• Capital protected
• Maximum 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Fixed return – Either 12% if the Index is above the Initial Level, or 4.5% if it is the same or lower than the Initial Level
• Capital protected
• 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 4.5% fixed return if the Index is higher than its Initial Level
• Capital protected
• 3 year term
• Short/medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 3.5% fixed return if the Index is higher than 90% of its Initial Level
• Capital protected
• 3 year term
• Short/medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 1.75% for each year if the FTSE 100 finishes higher than its required kick out level
• Kick out level reduces from 100% of initial level to 85% over the term
• Opportunity to mature early at year 3, 4 or 5
• Maximum 6 year term
• Capital protected
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 19 March 2021
• Deadline for Direct & ISA applications – 1 April 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 1.5% for each year if the FTSE 100 finishes at or above its starting value
• Opportunity to mature early at year 4, 5, 6 or 7
• Capital protected
• Maximum 7 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 15 March 2021
• Deadline for Direct & ISA applications – 29 March 2021

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £5,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Designed for growing businesses and freelancers
• Free account opening in as little as 5 minutes
• Free contactless Mastercard
• No monthly or annual fees
• Free card payments UK and abroad
• Free transfers between external accounts for one  year (20p per transfer thereafter)
• Free transfers between Tide accounts
• ATM cash withdrawals  – £1
• Cash Deposits – £1 at Post Office or 3% at PayPoint
• 1 in 12 business current accounts opened in the UK was with Tide, within a year launch

• Mobile App Features:
• Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
• Overview of your balance and all transactions listed in seconds
• Auto categorisation for income and expenditure
• Instant switching between separate accounts
• Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
• Create and pay invoices
• Access your account on any laptop or desktop

• Try ANNA free for six months
• Set up your account in less than 10 minutes
• Debit Mastercard® sent the same day
• ANNA doesn’t offer credit, which means the process is different by design – it’s fast, and applying won’t affect your credit score
• Direct debit support
• UK-based chat support – 24/7

• ANNA creates and sends sales invoices for you, and politely chases payments due too
• ANNA also schedules payments of purchase invoices
• Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app
• ANNA will be ready for Making Tax Digital (MTD)

*After six months monthly fee will start from £5 

• Instant online approval 100% guaranteed
• No credit check to open an account
• Perfect for any type and size of business
• Mobile app – Manage your account, from the palm of your hand, 24/7
• Free to receive bank transfers
• No monthly account management fees
• No UK purchase transaction fees
• Any size of UK business or organisation can apply for our account – even if you don’t have a credit or trading history
• Integrated with most accounting software

• Business Expense Cards – Add up to 20 additional cards to your business account to provide to your employees, for simpler expense management
• £69 annual fee
• Maximum balance £15,000
• Daily ATM withdrawal limit £500
• Apply in just 4 minutes

• Send fast and transparently priced money transfers to over 35 countries worldwide, cheaper than most high-street banks
• Free contactless Mastercard
• No fees for spending and withdrawing money abroad, and you’ll get Mastercard’s real exchange rate
• Automated accounting: Link your account with QuickBooks, Xero and FreeAgent
• Real-time notifications: Receive a notification whenever money enters or leaves your account
• Enjoy your award-winning business bank account without having to pay any monthly fees

• Apply for a fair, flexible business overdraft of up to £150,000
• 24/7 UK support
• British Bank Awards Best British Bank Winner 2018, 2019 and 2020
• FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

• No credit checks to open account
• Pre paid Mastercard
• Mobile app available – check your balance, view statements & pay bills
• Earn cash rewards of up to 3.5% when you shop using your card at more than 35 major high street retailers including ASDA, Argos, Boots, Marks & Spencer, B&Q, Wilkinson
• Online application online in less than 10 minutes. Most accounts opened within 3 hours

• Application Fee £55
• Minimum monthly account fee of £12.50
• UK registered business only. Primary account holder must be at least 18 years of age. Business owner/ UK residents only

• Sign up online for free– it only takes 10 minutes. After you’ve opened your account, you can manage everything online, no trips to the branch, ever
• Get dedicated payment instructions in HKD and USD, as well as EUR & GBP. Start receiving bank wires from customers around the world, without hidden fees.
• Make transfers locally or internationally. It’s faster, easier and cheaper than a bank. You can set up payees in a matter of seconds and send them funds at the click of a button
• Neat corporate Mastercard allows the best exchange rates. Enable your team members to handle corporate expenses or cash withdrawals from ATMs around the world

• Allocate amounts, and manage budgets for each Neat Mastercard. Verify transactions in real-time for maximum control and seamless expense claims
• Receive payments from your customers and disbursements from e-commerce platforms. Stripe, PayPal, Amazon and more are all covered
• Neat hold multiple regulatory licenses, and take the extra step to ensure that your funds are kept safe and secure
• Simple and straightforward pricing. No hidden fees

• Interbank rates, the best anywhere
• No card charges, no FX fees
• Exchange rate 0% above wholesale
• Pay in all 180 currencies
• Automatic integration with all accounting platforms
• Virtual or physical World Debit card

• Mobile app lets you track spending and monitor transactions
• Set spend limits, freeze and unfreeze your card or view your pin
• Partnering with all the major high-street banks, connecting securely through Open Banking
• No hidden transaction fees, even at the weekend
• Zero ATM withdrawal fee up to £500/month
• Apply online and receive your card in 3 to 5 days

• Multi-currency bank account: hold, receive and exchange 29 currencies without any bank charges
• Transfer money to any other Revolut account (business or personal) instantly and for free
• Prepaid Corporate Cards: easily issue and track employee expenses on your dashboard when you issue cards to your team
• Flexible permissions: manage permissions for unlimited users

• Revolut Connect allows you to connect and integrate with popular software like XERO, Slack, Zapier and more
• Open API: build custom integrations that meet your business need
• Priority support: dedicated team, open 24/7

• Deposit between £40,000 and £800,000
• Unlimited withdrawals with no hidden fees
• Apply online in minutes
• Manage account online
• Eligible deposits protected under UK’s Financial Services Compensation Scheme (FSCS)

• Business must have been registered for at least two years, have fewer than 250 employees, and have a total balance sheet of less than £36,550,000 or a turnover of less than £42,500,000
• All associated persons (beneficial owners, people with significant control of business, directors, partners) must be residents in the UK, are UK taxpayers only, and are over 18 years old

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals

• First year’s platform access free (usually £50+VAT) for applicants through Fair Investment
• Issue, load and monitor cards spend via the web-based platform. Annotate and attach photo receipts and view transactions report via web or app
• Load in directly in GBP, EUR & USD and benefit from free card replacements and renewals
• No overseas transaction fees

• A fee of £10 per card applies
• A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
• ATM fees apply both in the UK and abroad

• Deposit between £1,000  and £1,000,000
• No fees or charges for day to day services
• 14 Day cooling off period – if you change your mind within 14 days of funding your new business savings account, your savings will be refunded

• Minimum balance at all times – £1,000
• An interest rate of 0.05% AER is payable on balances below £1,000
• No additional deposits or withdrawals