Banking

Instant Access Savings

Fixed Rate Bonds

Cash ISAs

High Interest Current Accounts

Account

RCI Bank Freedom Savings Account

Interest Rate

1.30%
Gross/AER

Term

Instant Access

Minimum Deposit

£100

More info

More Information About This Account

No notice periods
Unlimited payments and withdrawals
Interest paid monthly or annually
Manage account online

Must be UK resident
Must be aged 18 or older
RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme

Account

Ford Money Flexible Saver Account

Interest Rate

1.29%
Gross/AER

Term

Instant Access

Minimum Deposit

£1

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
Unlimited deposits and withdrawals
Covered by the FSCS

Must be UK resident
Must be aged 18 or older

Account

Aldermore Easy Access Account

Interest Rate

1.25%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Monthly interest
Manage your account online
Unlimited withdrawals
Covered by the FSCS

Must be UK resident
Must be aged 18 or older
New customers only
Maximum deposit £1,000,000

Account

Oak North Bank Easy Access Account

Interest Rate

1.15%
Gross/AER

Term

Instant Access

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly
£250,000 maximum deposit
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Ford Money 1 Year Fixed Rate Bond

Interest Rate

2.00%
Gross/AER

Term

1 Year

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Axis Bank 2 Year Fixed Rate Bond

Interest Rate

2.24%
Gross/AER

Term

2 Years

Minimum Deposit

£1,000

More info

More Information About This Account

Interest paid monthly, quarterly or on maturity
Open an account singly or jointly
FSCS Protected

Must be UK resident and aged 18 or older
Maximum deposit £200,000
No withdrawals permitted

Account

Masthaven Bank 3 Year Fixed Rate Bond

Interest Rate

2.36%
Gross/AER

Term

3 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
£250,000 maximum deposit
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Masthaven Bank 4 Year Fixed Rate Bond

Interest Rate

2.53%
Gross/AER

Term

4 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
£250,000 maximum deposit
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Masthaven Bank 5 Year Fixed Rate Bond

Interest Rate

2.69%
Gross/AER

Term

5 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest paid monthly or annually
£250,000 maximum deposit
FSCS Protected

Must be UK resident and aged 18 or older
No withdrawals permitted

Account

Aldermore Bank 30 Day Notice Cash ISA

Interest Rate

1.30%
Gross/AER

Term

30 Day Notice

Minimum Deposit

£1,000

More info

More Information About This Account

Unlimited deposits and withdrawals
ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdrawals subject to 30 days notice

Account

Aldermore Bank 1 Year Cash ISA

Interest Rate

1.40%
Gross/AER

Term

1 Year

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Ford Money 2 Year Cash ISA

Interest Rate

1.65%
Gross/AER

Term

2 Years

Minimum Deposit

£500

More info

More Information About This Account

Interest can be paid monthly or annually
ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Early withdrawals subject to term breakage charge

Account

Aldermore Bank 3 Year Cash ISA

Interest Rate

1.80%
Gross/AER

Term

3 Years

Minimum Deposit

£1,000

More info

More Information About This Account

ISA transfers in allowed
FSCS Protected

Must be UK resident and aged 16 or older
Withdraw cash early if you need to (subject to loss of interest)

Account

Nationwide FlexDirect Current Account

Interest Rate

5.00%
AER fixed on balanced up to £2,500

Funding Required

£1,000 per month

Overdraft rate

0% for 12 months

More info

More Information About This Account

5.0% AER fixed(4.89% gross pa) in-credit interest on balances up to £2,500 for the first 12 months
No monthly account fee
Manage your account online, by phone or in branch
No fees on arranged overdrafts for the first 12 months

Must be 18 or older
Overdraft charge of 50p per day after the first 12 months
Must pay a minimum of £1,000 into the account each month, from an external source (i.e. not another Nationwide account)

Account

Nationwide FlexPlus Current Account

Interest Rate

3.00%
AER fixed on balanced up to £2,500

Funding Required

No minimum

Overdraft rate

0% for first £250

More info

More Information About This Account

3.0% AER fixed (2.96% gross pa) in-credit interest on balances up to £2,500
UK & Europe Breakdown Cover
Worldwide family travel insurance
Free mobile banking app, text alerts and secure online banking

Must be 18 or older
0% interest on balances over £2,500
£13 monthly account fee
Overdraft charge of 50p per day after the first 3 months

Account

Santander 123 Current Account

Interest Rate

1.50%
AER fixed on balances up to £20,000

Funding Required

£500 per month

Overdraft rate

Up to £3 per day

More info

More Information About This Account

1.50% AER (variable) payable on your entire balance up to £20,000
Up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
Visa Debit Card
Mobile app

Must be 18 or older and a UK resident Interest
Cashback only available when you set up at least two eligible Direct Debits
Monthly fee of £5
Must pay a minimum of £500 into the account each month

Banking & Savings News

24th
Sep

Banking

Beat low savings rates with a potential 6% pa

Savings focus – structured deposit plans proving popular

OakNorth Bank 1 Year Fixed Rate Savings Account Increased To 2.03% AER