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Skipton Building Society Advisory Service

Advice for investment planning, retirement planning, pension planning and inheritance tax

Looking for financial advice can seem like a big step. It actually just starts with a conversation about your goals and how your money will help you get there. A no-obligation first conversation with someone experienced will help to work out if you might benefit from financial advice.
We’ve chosen the trusted Skipton Building Society to provide a personal financial  planning service for people using the Fair Investment site
  • There’s no pressure to act on their advice, and no upfront fees to pay. You’ll have the time you need to decide if you want to act on their recommendations, and will only pay a fee if you do.
  • You can speak to a Skipton adviser in a Skipton branch or without even leaving your home– they offer an award-winning video link service. You can also have an appointment over the phone or in a Skipton branch.
  • Free initial appointments and you’ll only be charged if you decide to proceed with the recommendations provided.
  • They’re a mutual society, not driven by shareholders

Phone now for a free consultation 

0345 600 6833 »

Or request a call back 

Skipton will call you back »
  Important information: Financial planning advice is likely to include stock market-based investments. These are not like bank and building society savings accounts: your capital is at risk and you may get back less than you invested. The value of your investments and any income from them may fall as well as rise. Pensions are long term investments and your eventual income will depend upon the size of the fund at retirement, future interest rates and tax legislation. IHT thresholds depend on your individual circumstances and prevailing legislation, both may change in future
Account
Santander Everyday Current Account
Special Features
Earn up to 15% cashback with Retailer Offers. Just switch on, choose your offers and shop with any of your Santander cards
Arranged Overdraft
Account Fee
No fee
Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE

*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too

Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
First Direct 1st Account
Special Offer
£100
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
No monthly minimum
Account Fee
FREE
Account
Santander 1|2|3 Current Account
Interest Rate
0.30%
AER fixed on balances up to £20,000
Funding Required
£500 per month
Minimum Arranged Overdraft
On Application
Account Fee
£4 pm
Account
RCI Bank Freedom Savings Account
Interest Rate
0.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Easy Access Account
Interest Rate
0.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
0.40%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
FCMB 1 Year Fixed Rate Bond
Interest Rate
0.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
FCMB 2 Year Fixed Rate Bond
Interest Rate
0.88%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
FCMB 3 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
0.45%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
0.25%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
0.90%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
3.5% pa
or 50% of Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK Growth Deposit Plan

Maximum Potential Return
12%
at end of term
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
RCI Bank Freedom Savings Account
Interest Rate
0.40%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Aldermore Easy Access Account
Interest Rate
0.30%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
0.40%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
0.45%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
FCMB 1 Year Fixed Rate Bond
Interest Rate
0.65%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
FCMB 3 Year Fixed Rate Bond
Interest Rate
1.00%
Gross/AER
Term
3 Years
Minimum Deposit
£1,000
Account
FCMB 2 Year Fixed Rate Bond
Interest Rate
0.88%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
0.90%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
0.95%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000

There are no tables for this criteria

Account
Santander Everyday Current Account
Special Features
Earn up to 15% cashback with Retailer Offers. Just switch on, choose your offers and shop with any of your Santander cards
Arranged Overdraft
Account Fee
No fee
Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2020*
Spend & Transfer Money Abroad
Account fee
FREE

*Best British Bank and Best Current Account in 2019 and 2020 at the British Bank Awards. Awarded 5 stars by Defaqto too

Account
First Direct 1st Account
Special Offer
£100
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
No monthly minimum
Account Fee
FREE
Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Santander 1|2|3 Current Account
Interest Rate
0.30%
AER fixed on balances up to £20,000
Funding Required
£500 per month
Minimum Arranged Overdraft
On Application
Account Fee
£4 pm
Account
Santander 1|2|3 Mini Current Account
Interest Rate
3% AER
2.96% gross
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
Bunq Premium Mobile App Bank Account
Details
A revolutionary mobile bank, built from a clean slate, dedicated to your wants and needs. Get the freedom to spend, save, move and invest your money whichever way you like
Spend & Transfer Money Abroad
Account fee (EUR)
7.99 EUR per month
Account
Currensea Mobile App Bank Account
Details
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Monese Multi-Currency Mobile App Bank Account
Details
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
Account
Revolut Mobile App Bank Account
Details
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Account fee
£0 to £12.99 per month
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
3.5% pa
or 50% of Index growth
Term
Maximum 7 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK Growth Deposit Plan

Maximum Potential Return
12%
at end of term
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK Kick Out Deposit Plan

Maximum Potential Return
1.5%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Shawbrook Bank 2 Year Fixed Rate Business Savings Bond
Interest Rate
0.85%
Gross/AER
Term
2 Years
Minimum Deposit
£5,000
Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
0.75%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Shawbrook Bank 1 Year Fixed Rate Business Savings Bond
Interest Rate
0.75%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Shawbrook Bank Easy Access Business Account
Interest Rate
0.50%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Starling Bank Business Current Account
Details
Zero monthly fees with a fast and straightforward setup, the digital bank account built for contractors, freelancers and small businesses
Debit Card
Monthly Account Fee
FREE

Add the Business Toolkit to your free account and automate bookkeeping alongside your banking to save precious time on financial admin – Get the first month free (£7 per month after that)

Account
Cashplus Business Account
Details
The Current Account of Today. No credit checks to apply. Instant approval once we verify your details. Real time banking services at a click or tap
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Tide Business Current Account
Details
Powerful and simple business account - built to make your life easier. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Get £50! Open a business current account with Tide & Fair Investment*

*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT

Account
Card One Business Account
Details
Account designed specifically for small businesses. No credit checks to apply. Free mobile app. Earn cash back up to 3.5%
Debit Card
Monthly Account Fee
£12.50
Account
Anna Business Current Account
Details
ANNA Money is the business current account for startups, small businesses and sole traders
Debit Card
Monthly Account Fee
FREE for 6 months*
Account
Currensea Business Current Account
Details
Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees
Debit Card
Monthly Account Fee
FREE
Account
Investec Online Business Savings Account – 32 Day Notice
Interest Rate
0.55%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£40,000
Type of Card
FairFX Pre-Paid Business MasterCard
No Credit Check to Open
Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

FairFX Pre-Paid Business MasterCard

Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
0.52%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Shawbrook Bank 100 Day Business Notice Account
Interest Rate
0.42%
Gross/AER
Term
100 Day Notice
Minimum Deposit
£5,000
Account
Shawbrook Bank 45 Day Business Notice Account
Interest Rate
0.41%
Gross/AER
Term
45 Day Notice
Minimum Deposit
£5,000