Banking

• No notice periods
• Unlimited payments and withdrawals
• Interest paid monthly or annually
• Manage account online
• Which? Recommended Savings Provider

• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited withdrawals
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• New customers only
• Maximum deposit £1,000,000

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 30 days notice
• Maximum deposit £1,000,000

• Interest paid monthly or annually
• Manage account online
• Which? Recommended Savings Provider

• Unlimited withdrawals subject to 95 days notice
• Must be UK resident
• Must be aged 18 or older
• Your eligible deposits with RCI Bank UK Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS)

• Monthly interest
• Manage your account online
• Unlimited deposits
• Covered by the FSCS

• Must be UK resident
• Must be aged 18 or older
• Unlimited withdrawals subject to 120 days notice
• Maximum deposit £1,000,000

• Interest paid monthly or on maturity
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Interest paid monthly or annually
• Open an account singly or jointly
• FSCS Protected

• Must be UK resident and aged 18 or older
• No withdrawals permitted

• Unlimited deposits and withdrawals
• ISA transfers in allowed
• FSCS Protected

• Must be UK resident and aged 16 or older
• Withdrawals subject to 30 days notice

• 0.60% AER (variable) payable on your entire balance up to £20,000
• Up to 3% cashback on household bills – 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
• Visa Debit Card
• Mobile app

• Must be 18 or older and a UK resident Interest
• Cashback only available when you set up at least two eligible Direct Debits
• Cashback capped at £5 for each cashback tier each month
• Monthly fee of £5
• Must pay a minimum of £500 into the account each month

• Mobile App Bank Account
• Get set up in minutes. No paperwork, monthly fees or branch visits
• Send money abroad: Fast and secure money transfers to bank accounts in 38 countries worldwide
• No fees when you pay with your card abroad or withdraw money. Real Mastercard exchange rates and real-time notifications in both currencies
• Get a spotlight on your spending: See what you’ve spent instantly with real-time payment notifications
• Current account is completely free.: No charge for making electronic payments, domestic transfers or ATM withdrawals

• Three-month interest holiday on the first £500 of an arranged overdraft
• Earn Interest: current account pays 0.05% AER on balances up to £85,000
• Card gone missing? Lock it in-app temporarily while you look for it or cancel it with a tap if you think it’s gone for good
• Personal loan available that’s straightforward to use, competitively priced and tailored to you
• Fully registered bank and a member of the Financial Services Compensation Scheme (FSCS), so any money you keep with us will be fully protected, up to £85,000

Go to Starling Bank »

• Mobile Bank Account
• Manage your money with easy budgeting, easy savings, insights and balance prediction
• Stay in total control with instant notifications, real time controls and much more, right from the app
• Get paid easily with bunq.me, simple bill-splitting, and instant requests
• Option to set up Auto Save and every payment you make will be rounded up to the next nearest Euro, saving the difference
• Apple Pay and Google Pay supported
• Mastercard included
• Sign up in 5 minutes – you only need your phone, address and ID

• Experience total safety by blocking cards, changing PINs or adjusting limits in real time
• Any card setting you change takes effect instantly
• Send money across the world at the real exchange rate saving up to 3%
• Send or receive money in 39 supported currencies
• Up to 10 monthly withdrawals are included in your membership, home or abroad

• 20% fixed return if the Index is higher than its Initial Level
• Capital protected
• 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 2.75% for each year if the FTSE 100 finishes higher than its starting value
• Opportunity to mature early at year 3, 4 or 5
• Capital protected
• Maximum 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Fixed return – Either 13.5% if the Index is above the Initial Level, or 4.5% if it is the same or lower than the Initial Level
• Capital protected
• 6 year term
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 6.6% fixed return if the Index is higher than its Initial Level
• Capital protected
• 3 year term
• Short/medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 5.25% fixed return if the Index is higher than 90% of its Initial Level
• Capital protected
• 3 year term
• Short/medium term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• 2.25% for each year if the FTSE 100 finishes higher than its required kick out level
• Kick out level reduces from 100% of initial level to 85% over the term
• Opportunity to mature early at year 3, 4 or 5
• Maximum 6 year term
• Capital protected
• Medium/long term alternative to fixed rates
• Available for cash ISA, ISA transfer and direct investment
• Covered by the FSCS (Financial Services Compensation Scheme)
• Deadline for ISA transfer applications – 4 September 2020
• Deadline for Direct & ISA applications –  18 September 2020

• Returns not guaranteed. You may only receive a return of your original capital
• Minimum investment £3,000
• An arrangement fee applies to this plan
• If you withdraw your money during the plan you may get back less than you originally invested

• Send fast and transparently priced money transfers to over 35 countries worldwide, cheaper than most high-street banks
• Free contactless Mastercard
• No fees for spending and withdrawing money abroad, and you’ll get Mastercard’s real exchange rate
• Automated accounting: Link your account with QuickBooks, Xero and FreeAgent
• Real-time notifications: Receive a notification whenever money enters or leaves your account
• Enjoy your award-winning business bank account without having to pay any monthly fees

• Apply for a fair, flexible business overdraft of up to £150,000
• 24/7 UK support
• British Bank Awards Best British Bank Winner 2018, 2019 and 2020
• FSCS protection: Eligible deposits are covered up to £85,000 by the Financial Services Compensation Scheme

• Designed for growing businesses and freelancers
• Free account opening in as little as 5 minutes
• Free contactless Mastercard
• No monthly or annual fees
• Free card payments UK and abroad
• Free transfers between external accounts for one  year (20p per transfer thereafter)
• Free transfers between Tide accounts
• ATM cash withdrawals  – £1
• Cash Deposits – £1 at Post Office or 3% at PayPoint
• 1 in 12 business current accounts opened in the UK was with Tide, within a year launch

• Mobile App Features:
• Sync with accounting software such as Xero, QuickBooks, FreeAgent, Sage, KashFlow and Recko
• Overview of your balance and all transactions listed in seconds
• Auto categorisation for income and expenditure
• Instant switching between separate accounts
• Freeze and unfreeze card, get card PIN reminder and order a free replacement in seconds
• Create and pay invoices
• Access your account on any laptop or desktop

• Sign up online for free– it only takes 10 minutes. After you’ve opened your account, you can manage everything online, no trips to the branch, ever
• Get dedicated payment instructions in HKD and USD, as well as EUR & GBP. Start receiving bank wires from customers around the world, without hidden fees.
• Make transfers locally or internationally. It’s faster, easier and cheaper than a bank. You can set up payees in a matter of seconds and send them funds at the click of a button
• Neat corporate Mastercard allows the best exchange rates. Enable your team members to handle corporate expenses or cash withdrawals from ATMs around the world

• Allocate amounts, and manage budgets for each Neat Mastercard. Verify transactions in real-time for maximum control and seamless expense claims
• Receive payments from your customers and disbursements from e-commerce platforms. Stripe, PayPal, Amazon and more are all covered
• Neat hold multiple regulatory licenses, and take the extra step to ensure that your funds are kept safe and secure
• Simple and straightforward pricing. No hidden fees

• Instant online approval 100% guaranteed
• No credit check to open an account
• Perfect for any type and size of business
• Mobile app – Manage your account, from the palm of your hand, 24/7
• Free to receive bank transfers
• No monthly account management fees
• No UK purchase transaction fees
• Any size of UK business or organisation can apply for our account – even if you don’t have a credit or trading history
• Integrated with most accounting software

• Business Expense Cards – Add up to 20 additional cards to your business account to provide to your employees, for simpler expense management
• £69 annual fee
• Maximum balance £15,000
• Daily ATM withdrawal limit £500
• Apply in just 4 minutes

• First year’s platform access free (usually £50+VAT) for applicants through Fair Investment
• Issue, load and monitor cards spend via the web-based platform. Annotate and attach photo receipts and view transactions report via web or app
• Load in directly in GBP, EUR & USD and benefit from free card replacements and renewals
• No overseas transaction fees

• A fee of £10 per card applies
• A 1.5% foreign transaction fee applies when used in a currency other than: GBP, EUR, USD, CAD, AUD, NZD, DKK, HKD, NOK, PLN, ZAR, SEK, CHF, HUF, JPY
• ATM fees apply both in the UK and abroad