Compare latest cash options for UK savers

Account
Ford Money Flexible Saver Account
Interest Rate
1.15%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Ford Money 3 Year Fixed Saver
Interest Rate
2.45%
Gross/AER
Term
3 Years
Minimum Deposit
£500
Account
HSBC Advance Bank Account
Special Offer
£170
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £170  when you switch to an HSBC Advance Bank Account

Account
Investec Bank 1 Year Fixed Rate Bond
Interest Rate
2.25%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Paragon Bank 2 Year Fixed Rate Bond
Interest Rate
2.55%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
RCI Bank Freedom Savings Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Brown Shipley Easy Access Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Investec Online Flexi Saver
Interest Rate
1.06%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Santander Everyday Current Account
Features
Earn up to 15% cashback with Retailer Offers
Account Fee
No fee
Funding Required
No minimum
Account
First Direct 1st Account
Special Offer
£150 for Switching
or £20 to open without switching
Funding Required
No monthly minimum
Interest Rate
3.5% AER/Gross on Regular Savings
Account Fee
FREE

SPECIAL OFFER – Get £150  when you switch to a First Direct 1st Account, or if you’re not ready to switch £20 welcome when you open a current account

Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2018-2021*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account 2018 – 2021 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
Santander 1|2|3 Current Account
Interest Rate
0.50% AER fixed on balances up to £20,000
Rewards
Up to 3% cashback on household bills
Funding Required
£500 per month
Account Fee
£4 pm
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Yorkshire Building Society Internet Saver Plus
Interest Rate
0.77%
Gross/AER
Term
Instant Access
Minimum Deposit
£10,000
Account
Leeds Building Society Online Easy Access Account
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.15%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
2.65%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
2.40%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
2.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Ford Money Flexible Cash ISA
Interest Rate
0.85%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society Online Easy Access Cash ISA
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
1.50%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Ford Money 2 Year Cash ISA
Interest Rate
1.90%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Ford Money 3 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
3 Years
Minimum Deposit
£500
Account
Leeds Building Society 5 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
5 Years
Minimum Deposit
£100
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
6% pa
or 2 x Index growth
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Growth Deposit Plan

Potential Return
31%
at end of term
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Kick Out Deposit Plan

Potential Return
4.5%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK Growth Deposit Plan

Potential Return
12%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
3.6%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Ford Money Flexible Saver Account
Interest Rate
1.15%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
RCI Bank Freedom Savings Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£100
Account
Brown Shipley Easy Access Account
Interest Rate
1.10%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Investec Online Flexi Saver
Interest Rate
1.06%
AER
Term
Instant Access
Minimum Deposit
£5,000
Account
Nationwide 1 Year Triple Access Online Saver
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
Yorkshire Building Society Internet Saver Plus
Interest Rate
0.77%
Gross/AER
Term
Instant Access
Minimum Deposit
£10,000
Account
Leeds Building Society Online Easy Access Account
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.15%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
Investec Bank 1 Year Fixed Rate Bond
Interest Rate
2.25%
Gross/AER
Term
1 Year
Minimum Deposit
£5,000
Account
Paragon Bank 2 Year Fixed Rate Bond
Interest Rate
2.55%
Gross/AER
Term
2 Years
Minimum Deposit
£1,000
Account
Access Bank 3 Year Fixed Rate Bond
Interest Rate
2.65%
Gross/AER
Term
3 Years
Minimum Deposit
£5,000
Account
RCI Bank 4 Year Fixed Rate Bond
Interest Rate
2.40%
Gross/AER
Term
4 Years
Minimum Deposit
£1,000
Account
RCI Bank 5 Year Fixed Rate Bond
Interest Rate
2.45%
Gross/AER
Term
5 Years
Minimum Deposit
£1,000
Account
Ford Money 3 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
3 Years
Minimum Deposit
£500
Account
Ford Money 2 Year Cash ISA
Interest Rate
1.90%
Gross/AER
Term
2 Years
Minimum Deposit
£500
Account
Leeds Building Society 5 Year Cash ISA
Interest Rate
2.00%
Gross/AER
Term
5 Years
Minimum Deposit
£100
Account
Leeds Building Society 3 Year Cash ISA
Interest Rate
1.85%
Gross/AER
Term
3 Years
Minimum Deposit
£100
Account
Leeds Building Society 2 Year Cash ISA
Interest Rate
1.75%
Gross/AER
Term
2 Years
Minimum Deposit
£100
Account
Leeds Building Society 1 Year Cash ISA
Interest Rate
1.50%
Gross/AER
Term
1 Year
Minimum Deposit
£100
Account
Ford Money 1 Year Cash ISA
Interest Rate
1.40%
Gross/AER
Term
1 Year
Minimum Deposit
£500
Account
Ford Money Flexible Cash ISA
Interest Rate
0.85%
Gross/AER
Term
Instant Access
Minimum Deposit
£1
Account
Leeds Building Society Online Easy Access Cash ISA
Interest Rate
0.71%
Gross/AER
Term
Instant Access
Minimum Deposit
£1,000
Account
Nationwide 1 Year Triple Access Cash ISA
Interest Rate
1.00%
Gross/AER
Term
1 Year, with option to make three free withdrawals
Minimum Deposit
£1
Account
RCI Bank 95 Day Notice Account
Interest Rate
1.35%
Gross/AER
Term
95 Day Notice
Minimum Deposit
£1,000
Account
RCI E-Volve 14 Day Notice Account
Interest Rate
1.15%
Gross/AER
Term
14 Day Notice
Minimum Deposit
£1,000

Ethical savings account All funds deposited will be used to fund pure electric vehicles and charging facilities

Account
HSBC Advance Bank Account
Special Offer
£170
For Switching
Interest Rate
1.00% AER/Gross on Regular Savings
Funding Required
£1,750 pm or £10,500 over 6 months to qualify
Account Fee
FREE

SPECIAL OFFER – Get £170  when you switch to an HSBC Advance Bank Account

Account
Santander Everyday Current Account
Features
Earn up to 15% cashback with Retailer Offers
Account Fee
No fee
Funding Required
No minimum
Account
First Direct 1st Account
Special Offer
£150 for Switching
or £20 to open without switching
Funding Required
No monthly minimum
Interest Rate
3.5% AER/Gross on Regular Savings
Account Fee
FREE

SPECIAL OFFER – Get £150  when you switch to a First Direct 1st Account, or if you’re not ready to switch £20 welcome when you open a current account

Account
Santander 1|2|3 Current Account
Interest Rate
0.50% AER fixed on balances up to £20,000
Rewards
Up to 3% cashback on household bills
Funding Required
£500 per month
Account Fee
£4 pm
Account
Starling Bank Mobile App Bank Account
Details
The award-winning current account built to give you more control over your money. Voted Best British Bank 2018-2021*
Spend & Transfer Money Abroad
Account fee
FREE
*Best British Bank and Best Current Account 2018 – 2021 at the British Bank Awards. Awarded 5 stars by Defaqto too
Account
NatWest Select Current Account
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee
Account
Santander 1|2|3 Lite Current Account
Details
Up to 3% cashback on selected household bills and up to 15% cashback with Retailer Offers
Funding Required
£500 per month
Account fee
£2 per month
Account
Santander 1|2|3 Mini Current Account
Interest Rate
3% AER
2.96% gross
Interest Earned Between
£1,500 to 2,000
Minimum Deposit
No minimum
Account
NatWest Reward Current Account
Details
Up to £4 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Royal Bank of Scotland Select Current Account
Funding Required
No minimum
Overdraft
Arranged Overdraft Available
Account fee
No fee
Account
Royal Bank of Scotland Reward Current Account
Details
Up to £4 back in Rewards a month and at least 1% back on partner retailers*
Funding Required
£1,250 per month
Account fee
£2 per month
Account
Cashplus Current Account
Adverse Credit
Details
No credit checks - instant online decision. Apply from your mobile and manage your money with the banking app. Add Creditbuilder to your account and it could help build your credit rating at no extra cost
Account
Santander 1|2|3 Student Current Account
Funding Required
£500 per term
Overdraft
£1,500 Interest Free increasing to £2,000
Details

A free 4-year Santander 16-25 Railcard worth £100 (average saving of £189 per year)

Account
Currensea Mobile App Bank Account
Details
Spend in confidence, whilst saving money on your overseas purchases
Spend & Transfer Money Abroad
Account fee
FREE
Account
Monese Multi-Currency Mobile App Bank Account
Details
Multi-currency banking app that provides you with fast and free current accounts in 31 countries
Spend & Transfer Money Abroad for Free
Account fee
£0 to £14.95 per month
Account
Revolut Mobile App Bank Account
Details
Modern banking: set up and manage current account directly from your phone
Spend & Transfer Money Abroad
Account fee
£0 to £12.99 per month
Plan Name

IDAD The Callable Deposit Plan 

Potential Return
6% pa
or 2 x Index growth
Term
Maximum 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Growth Deposit Plan

Potential Return
31%
at end of term
Term
6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK Growth Deposit Plan

Potential Return
12%
at end of term
Term
3 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

MB UK 6Y Kick Out Deposit Plan

Potential Return
4.5%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Barclays Bank plc

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Plan Name

Goldman Sachs FTSE 100 Deposit Kick Out Plan

Potential Return
3.6%
per annum
Term
Up to 6 years
ISA Option

Deposit Taker: Goldman Sachs International Bank

Important Information: This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the  Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term.

Account
Aldermore Bank 1 Year Business Fixed Rate Bond
Interest Rate
1.45%
Gross/AER
Term
1 Year
Minimum Deposit
£1,000
Account
Aldermore Bank 6 Month Business Fixed Rate Bond
Interest Rate
1.05%
Gross/AER
Term
6 Months
Minimum Deposit
£1,000
Account
Aldermore Easy Access Business Savings
Interest Rate
1.00%
Gross/AER
Term
Easy Access
Minimum Deposit
£1,000
Account
Investec Online Business Savings Account – 32 Day Notice
Interest Rate
0.95%
Gross/AER
Term
32 Day Notice
Minimum Deposit
£40,000
Account
Starling Bank Business Current Account
Details
Zero monthly fees with a fast and straightforward setup, the digital bank account built for contractors, freelancers and small businesses
Debit Card
Monthly Account Fee
FREE

Add the Business Toolkit to your free account and automate bookkeeping alongside your banking to save precious time on financial admin – Get the first month free (£7 per month after that)

Account
Go Solo Business Bank Account
Details
Open a business bank account with a debit card and start trading. Additional option to register a new UK limited company
Debit Card
Monthly Account Fee
FREE to Start

Account
OuiTrust Business Bank Account
Details
Open your multi-currency business account in minutes. Save money on international payments
Debit Card
Monthly Account Fee
FREE to Start

Account
Tide Business Current Account
Details
Powerful and simple business account - built to make your life easier. For companies of all shapes and sizes. Trusted by 130,000+ UK businesses
Debit Card
Monthly Account Fee
FREE

Get £50! Open a business current account with Tide & Fair Investment*

*£50 and a year of free transfers when you open a business account. T&Cs apply. Use the code: FAIRINVESTMENT
Account
Cashplus Business Account
Details
The Current Account of Today. No credit checks to apply. Instant approval once we verify your details. Real time banking services at a click or tap
Debit Card
Monthly Account Fee
No Monthly Fee
Account
Card One Business Account
Details
Account designed specifically for small businesses. No credit checks to apply. Free mobile app. Earn cash back up to 3.5%
Debit Card
Monthly Account Fee
£12.50
Account
Anna Business Current Account
Details
ANNA Money is the business current account for startups, small businesses and sole traders
Debit Card
Monthly Account Fee
FREE for 6 months*
Account
Currensea Business Current Account
Details
Currensea is a new way to globalise existing business bank accounts. Pay in every currency without the fees
Debit Card
Monthly Account Fee
FREE
Type of Card
FairFX Pre-Paid Business MasterCard
No Credit Check to Open
Details

Issue FairFX MasterCards to staff, and use the online platform to instantly load cards, monitor spending, and upload transaction data in accounting software at any time

Available to
Any registered business in the EU including Sole traders, SMEs, Charities, Trusts, PLCs, & Multinationals

FairFX Pre-Paid Business MasterCard