Retirement Planning Advice
Getting advice on your retirement options can be crucial in aiming to meet any expectations you have about your income in retirement. There is a lot of potential value in fully considering your retirement options and investment strategy for pension savings.
Pension contributions can be made up to an annual limit free from income tax. Higher rate tax payers can claim back additional tax relief, in line with their tax band, through a tax return.
The length of time that pension contributions are made will have a significant affect on the level of growth you can expect on your fund.
How the pension fund is invested will also be important, with regular reviews of your pension recommended to ensure you are on track to hit any targets for future earnings. Underpeformance of a pension fund may require increased contributions or a change in strategy, while pension legislation may also be a factor to consider.
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