0 Per Cent Credit Cards

0 Per Cent Credit Cards0 Per Cent Credit Cards

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0 percent credit cards can be useful for handling your credit finances and alleviating the burden of credit card bills.  This kind of credit card charges no interest on the balance, usually only during an introductory period of a number of months but sometimes offering it as a lifetime rate on the account.  Since many 0 percent credit cards eventually revert to normal interest rates or have restrictions and conditions that can result in you paying normally, it is important to compare cards and make sure you are picking the one with the best rates and terms.

With 0 percent credit cards:

  • You may get an initial term of 0 percent interest, after which normal rates are charged.
  • Some only offer 0 percent on the balance, not on purchases; others cover purchases as well, so check closely on what you might have to pay for.
  • Some companies offer lifetime 0 percent credit cards but these often have restrictive terms such as minimum monthly expenditures, which result in full normal rates being charged if you breach the conditions.

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Disclaimer All credit card APRs, features, charges, benefits and other information listed by Fair Investment Company Ltd represent the most recent information available at the time of writing. Every effort is made to keep the site accurate, however we cannot guarantee that a credit card issuer has not increased or decreased one or more of the APRs or fees/charges associated with a particular card or changed its features, obligations or benefits. Please be sure to read the 0% APR credit card agreement fully and carefully before making any agreement.

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